US Bank Directory

Banks in Rock Valley, IA

2 FDIC-insured banks operate 2 offices in Rock Valley, Iowa.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Rock Valley

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Rock Valley, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Rock Valley

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Peoples Bank and Premier Bank have the most locations in Rock Valley, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Peoples Bank 1 branch · main office Rock Valley, IA Bank · 1

Peoples Bank has 1 branch in Rock Valley, 8 across Iowa and 10 nationwide. FDIC records list its main office in Rock Valley, IA and show it operating since 1945. With $1.25 billion in total assets on June 30, 2026, it ranks No. 869 of 4,232 U.S. banks by total assets. Its main office at 1230 Valley Dr dates to 1945 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    1230 Valley Dr, 51247
    Hours: see the bank's site
Peoples Bank: profile, branches and contacts
Premier Bank 1 branch · main office Rock Valley, IA Bank · 1

Premier Bank has 1 branch in Rock Valley, 3 across Iowa and 6 nationwide. FDIC records list its main office in Rock Valley, IA and show it operating since 1997. With $826.5 million in total assets on June 30, 2026, it ranks No. 1,228 of 4,232 U.S. banks by total assets. Its main office at 1004 21st Ave dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    1004 21st Ave, 51247
    Hours: see the bank's site
Premier Bank: profile, branches and contacts

Banking in Rock Valley: the local picture

Short answer: 2 banks run 2 branches in Rock Valley according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 2 have their main office in Rock Valley, according to the FDIC.

The bank with the longest record here is Peoples Bank, operating since 1945 according to the FDIC. In FDIC branch records, the longest-running branch is Peoples Bank's office at 1230 Valley Dr, dating to 1945; the newest is Premier Bank's at 1004 21st Ave, from 1997.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Rock Valley, and where the nearest one is if they do not.

Short answer: No branches in Rock Valley: Chase (nearest in Council Bluff, 137 mi), Wells Fargo (nearest in Sioux City, 48 mi), Bank of America (nearest in Urbandale, 169 mi), PNC Bank, U.S. Bank (nearest in Rock Rapids, 17 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 170 mi), TD Bank, BMO (nearest in Woodbine, 105 mi).

BankIn Rock ValleyNearest branch if none here
ChaseNoneCouncil Bluff, 137 miles away
Wells FargoNoneSioux City, 48 miles away
Bank of AmericaNoneUrbandale, 169 miles away
PNC BankNonenone in Iowa
U.S. BankNoneRock Rapids, 17 miles away
TruistNonenone in Iowa
Fifth Third BankNonenone in Iowa
HuntingtonNonenone in Iowa
Regions BankNoneUrbandale, 170 miles away
TD BankNonenone in Iowa
BMONoneWoodbine, 105 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rock Valley to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rock Valley residents like anyone else.

Banks near Rock Valley

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Hull (8 miles) and Sioux Center (11 miles). Le Mars, 29 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Rock Valley

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Rock Valley between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Rock Valley

Short answer: 2 institutions have their main office in Rock Valley: Peoples Bank and Premier Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Peoples BankBank$1.25 billion1
Premier BankBank$826.5 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Rock Valley by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rock Valley offices.

Short answer: Peoples Bank is the largest bank with offices in Rock Valley, with $1.25 billion in total assets on June 30, 2026, No. 869 among U.S. banks by total assets. Premier Bank is second with $826.5 million. 2 of the 2 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Peoples Bank$1.25 billionNo. 8691Rock Valley, IA
Premier Bank$826.5 millionNo. 1,2281Rock Valley, IA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Rock Valley: FAQ

How many banks are in Rock Valley, IA?

Rock Valley has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Rock Valley?

Peoples Bank, with 1. Premier Bank has 1.

Is there a Peoples Bank in Rock Valley, IA?

Yes. FDIC data lists 1 Peoples Bank branch in Rock Valley as of September 5, 2026, the main office at 1230 Valley Dr. The address and directions are under Peoples Bank above.

Is there a Premier Bank in Rock Valley, IA?

Yes. FDIC data lists 1 Premier Bank branch in Rock Valley as of September 5, 2026, the main office at 1004 21st Ave. The address and directions are under Premier Bank above.

Is there a Chase in Rock Valley, IA?

No. FDIC data lists no Chase branch in Rock Valley as of September 5, 2026. The nearest is in Council Bluff, about 137 miles away in a straight line.

Which banks are headquartered in Rock Valley?

Peoples Bank and Premier Bank have their main office in Rock Valley, according to the FDIC.

What is the oldest bank in Rock Valley?

Peoples Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1945.

Did any bank branches open or close in Rock Valley in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Rock Valley?

Nearby cities with more banks include Hull, Sioux Center, Rock Rapids. Hull is 8 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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