US Bank Directory
Banks in Sheldon, IA
4 FDIC-insured banks operate 4 offices in Sheldon, Iowa, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Sheldon
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Sheldon, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Sheldon
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Sheldon, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens State Bank Bank · 1
Citizens State Bank has 1 branch in Sheldon, 2 across Iowa and 2 nationwide. FDIC records list its main office in Sheldon, IA and show it operating since 1961. With $194.7 million in total assets on June 30, 2026, it ranks No. 3,024 of 4,232 U.S. banks by total assets. Its main office at 808 3rd Ave dates to 1961 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office808 3rd Ave, 51201
Iowa State Bank Bank · 1
Iowa State Bank has 1 branch in Sheldon, 14 across Iowa and 14 nationwide. FDIC records list its main office in Hull, IA and show it operating since 1879. With $1.26 billion in total assets on June 30, 2026, it ranks No. 866 of 4,232 U.S. banks by total assets. The Sheldon Branch at 627 2nd Ave dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sheldon Branch627 2nd Ave, 51201
North Star Community Credit Union Credit union · 1
North Star Community Credit Union has 1 office in Sheldon, 3 across Iowa. It is based in Cherokee, IA and $156.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Sheldon Office101 N Runger Ste C, 51201
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Peoples Bank Bank · 1
Peoples Bank has 1 branch in Sheldon, 8 across Iowa and 10 nationwide. FDIC records list its main office in Rock Valley, IA and show it operating since 1945. With $1.25 billion in total assets on June 30, 2026, it ranks No. 869 of 4,232 U.S. banks by total assets. The Sheldon Location at 2400 Park St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sheldon Location2400 Park St, 51201
The Security National Bank of Sioux City, Iowa Bank · 1
The Security National Bank of Sioux City, Iowa has 1 branch in Sheldon, 10 across Iowa and 10 nationwide. FDIC records list its main office in Sioux City, IA and show it operating since 1884. With $1.69 billion in total assets on June 30, 2026, it ranks No. 670 of 4,232 U.S. banks by total assets. The Sheldon Branch at 934 3rd Ave dates to 1928 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sheldon Branch934 3rd Ave, 51201
Join a credit union in Sheldon
1 credit union has 1 office here: North Star Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Sheldon page has every office in the state's directory.
Banking in Sheldon: the local picture
Short answer: 4 banks run 4 branches in Sheldon according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Sheldon, 3 elsewhere in Iowa, according to the FDIC.
The bank with the longest record here is Iowa State Bank, operating since 1879 according to the FDIC. In FDIC branch records, the longest-running branch is The Security National Bank of Sioux City, Iowa's office at 934 3rd Ave, dating to 1928; the newest is Peoples Bank's at 2400 Park St, from 2005.
The only credit union with an office here is North Star Community Credit Union.
Of the 1 location with published hours. None open on Saturday. 4 locations have no published hours in these sources.
Saturday hours in Sheldon
Short answer: None of the 1 Sheldon location with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Sheldon, and where the nearest one is if they do not.
Short answer: No branches in Sheldon: Chase (nearest in Council Bluff, 134 mi), Wells Fargo (nearest in Sioux City, 54 mi), Bank of America (nearest in Urbandale, 151 mi), PNC Bank, U.S. Bank (nearest in Rock Rapids, 23 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 153 mi), TD Bank, BMO (nearest in Carroll, 92 mi).
| Bank | In Sheldon | Nearest branch if none here |
|---|---|---|
| Chase | None | Council Bluff, 134 miles away |
| Wells Fargo | None | Sioux City, 54 miles away |
| Bank of America | None | Urbandale, 151 miles away |
| PNC Bank | None | none in Iowa |
| U.S. Bank | None | Rock Rapids, 23 miles away |
| Truist | None | none in Iowa |
| Fifth Third Bank | None | none in Iowa |
| Huntington | None | none in Iowa |
| Regions Bank | None | Urbandale, 153 miles away |
| TD Bank | None | none in Iowa |
| BMO | None | Carroll, 92 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sheldon to the nearest branch in Iowa.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sheldon residents like anyone else.
Banks near Sheldon
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Sanborn (10 miles) and Primghar (13 miles). Sioux Center, 18 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Sanborn, IA | 10 mi | 2 | 2 |
| Banks in Primghar, IA | 13 mi | 2 | 2 |
| Banks in George, IA | 14 mi | 2 | 2 |
| Banks in Hull, IA | 14 mi | 2 | 2 |
| Banks in Sibley, IA | 16 mi | 2 | 2 |
| Banks in Paullina, IA | 16 mi | 2 | 2 |
| Banks in Orange City, IA | 16 mi | 3 | 3 |
| Banks in Sioux Center, IA | 18 mi | 4 | 7 |
Bank branch openings and closings in Sheldon
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Sheldon between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Sheldon
Short answer: 1 institution has its main office in Sheldon: Citizens State Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Citizens State Bank | Bank | $194.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Sheldon by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sheldon offices.
Short answer: The Security National Bank of Sioux City, Iowa is the largest bank with offices in Sheldon, with $1.69 billion in total assets on June 30, 2026, No. 670 among U.S. banks by total assets. Iowa State Bank is second with $1.26 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| The Security National Bank of Sioux City, Iowa | $1.69 billion | No. 670 | 1 | Sioux City, IA |
| Iowa State Bank | $1.26 billion | No. 866 | 1 | Hull, IA |
| Peoples Bank | $1.25 billion | No. 869 | 1 | Rock Valley, IA |
| Citizens State Bank | $194.7 million | No. 3,024 | 1 | Sheldon, IA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Sheldon: FAQ
How many banks are in Sheldon, IA?
Sheldon has 4 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Sheldon?
The Security National Bank of Sioux City, Iowa, with 1. Iowa State Bank has 1 and Peoples Bank has 1.
Is there a The Security National Bank of Sioux City, Iowa in Sheldon, IA?
Yes. FDIC data lists 1 The Security National Bank of Sioux City, Iowa branch in Sheldon as of September 5, 2026. The address and directions are under The Security National Bank of Sioux City, Iowa above.
Is there a Iowa State Bank in Sheldon, IA?
Yes. FDIC data lists 1 Iowa State Bank branch in Sheldon as of September 5, 2026. The address and directions are under Iowa State Bank above.
Is there a Peoples Bank in Sheldon, IA?
Yes. FDIC data lists 1 Peoples Bank branch in Sheldon as of September 5, 2026. The address and directions are under Peoples Bank above.
Is there a Chase in Sheldon, IA?
No. FDIC data lists no Chase branch in Sheldon as of September 5, 2026. The nearest is in Council Bluff, about 134 miles away in a straight line.
Which banks in Sheldon are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 4 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Sheldon?
Citizens State Bank has its main office in Sheldon, according to the FDIC.
What is the oldest bank in Sheldon?
Iowa State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1879.
Which credit unions can I join in Sheldon?
North Star Community Credit Union has an office in Sheldon. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Sheldon in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Sheldon?
Nearby cities with more banks include Sanborn, Primghar, George. Sanborn is 10 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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