US Bank Directory

Banks in Panora, IA

2 FDIC-insured banks operate 2 offices in Panora, Iowa.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Panora

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Panora, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Panora

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Iowa Trust & Savings Bank and Guthrie County State Bank have the most locations in Panora, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Guthrie County State Bank 1 branch · main office Panora, IA Bank · 1

Guthrie County State Bank has 1 branch in Panora, 2 across Iowa and 2 nationwide. FDIC records list its main office in Panora, IA and show it operating since 1931. With $279.2 million in total assets on June 30, 2026, it ranks No. 2,584 of 4,232 U.S. banks by total assets. Its main office at 505 E Main St dates to 1931 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    505 E Main St, 50216
    Hours: see the bank's site
Guthrie County State Bank: profile, branches and contacts
Iowa Trust & Savings Bank 1 branch · main office Emmetsburg, IA Bank · 1

Iowa Trust & Savings Bank has 1 branch in Panora, 4 across Iowa and 4 nationwide. FDIC records list its main office in Emmetsburg, IA and show it operating since 1929. With $522.0 million in total assets on June 30, 2026, it ranks No. 1,746 of 4,232 U.S. banks by total assets. The Panora Branch at 120 E Main St dates to 1959 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Iowa Trust & Savings Bank: profile, branches and contacts

Banking in Panora: the local picture

Short answer: 2 banks run 2 branches in Panora according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Panora, 1 elsewhere in Iowa, according to the FDIC.

The bank with the longest record here is Iowa Trust & Savings Bank, operating since 1929 according to the FDIC. In FDIC branch records, the longest-running branch is Guthrie County State Bank's office at 505 E Main St, dating to 1931; the newest is Iowa Trust & Savings Bank's at 120 E Main St, from 1959.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Panora, and where the nearest one is if they do not.

Short answer: No branches in Panora: Chase (nearest in Waukee, 27 mi), Wells Fargo (nearest in Perry, 17 mi), Bank of America (nearest in West Des Moines, 30 mi), PNC Bank, U.S. Bank (nearest in Grimes, 30 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 33 mi), TD Bank, BMO (nearest in Clive, 28 mi).

BankIn PanoraNearest branch if none here
ChaseNoneWaukee, 27 miles away
Wells FargoNonePerry, 17 miles away
Bank of AmericaNoneWest Des Moines, 30 miles away
PNC BankNonenone in Iowa
U.S. BankNoneGrimes, 30 miles away
TruistNonenone in Iowa
Fifth Third BankNonenone in Iowa
HuntingtonNonenone in Iowa
Regions BankNoneUrbandale, 33 miles away
TD BankNonenone in Iowa
BMONoneClive, 28 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Panora to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Panora residents like anyone else.

Banks near Panora

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Guthrie Center (7 miles) and Stuart (13 miles). Waukee, 26 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Panora

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Panora between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Panora

Short answer: 1 institution has its main office in Panora: Guthrie County State Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Guthrie County State BankBank$279.2 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Panora by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Panora offices.

Short answer: Iowa Trust & Savings Bank is the largest bank with offices in Panora, with $522.0 million in total assets on June 30, 2026, No. 1,746 among U.S. banks by total assets. Guthrie County State Bank is second with $279.2 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Iowa Trust & Savings Bank$522.0 millionNo. 1,7461Emmetsburg, IA
Guthrie County State Bank$279.2 millionNo. 2,5841Panora, IA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Panora: FAQ

How many banks are in Panora, IA?

Panora has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Panora?

Iowa Trust & Savings Bank, with 1. Guthrie County State Bank has 1.

Is there a Iowa Trust & Savings Bank in Panora, IA?

Yes. FDIC data lists 1 Iowa Trust & Savings Bank branch in Panora as of September 5, 2026. The address and directions are under Iowa Trust & Savings Bank above.

Is there a Guthrie County State Bank in Panora, IA?

Yes. FDIC data lists 1 Guthrie County State Bank branch in Panora as of September 5, 2026, the main office at 505 E Main St. The address and directions are under Guthrie County State Bank above.

Is there a Chase in Panora, IA?

No. FDIC data lists no Chase branch in Panora as of September 5, 2026. The nearest is in Waukee, about 27 miles away in a straight line.

Which banks are headquartered in Panora?

Guthrie County State Bank has its main office in Panora, according to the FDIC.

What is the oldest bank in Panora?

Iowa Trust & Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1929.

Did any bank branches open or close in Panora in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Panora?

Nearby cities with more banks include Guthrie Center, Stuart, Perry. Guthrie Center is 7 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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