Banks in Jefferson, IA

Bank branch map: Jefferson

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Jefferson, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Jefferson

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Peoples Bank, Home State Bank and Heartland Bank have the most locations in Jefferson, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Heartland Bank 1 branch · main office Somers, IA Bank · 1

Heartland Bank has 1 branch in Jefferson, 5 across Iowa and 5 nationwide. FDIC records list its main office in Somers, IA and show it operating since 1901. With $256.1 million in total assets on June 30, 2026, it ranks No. 2,693 of 4,232 U.S. banks by total assets. The Jefferson Branch at 1706 N Elm St dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Jefferson Branch

  1706 N Elm St, 50129

  Hours: see the bank's site
  DirectionsWebsite

Heartland Bank: profile, branches and contacts

Home State Bank 1 branch · main office Jefferson, IA Bank · 1

Home State Bank has 1 branch in Jefferson, 2 across Iowa and 2 nationwide. FDIC records list its main office in Jefferson, IA and show it operating since 1934. With $480.7 million in total assets on June 30, 2026, it ranks No. 1,846 of 4,232 U.S. banks by total assets. Its main office at 115 W State St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  115 W State St, 50129

  Hours: see the bank's site
  DirectionsWebsite

Home State Bank: profile, branches and contacts

Peoples Bank 1 branch · main office Clive, IA Bank · 1

Peoples Bank has 1 branch in Jefferson, 8 across Iowa and 8 nationwide. FDIC records list its main office in Clive, IA and show it operating since 1917. With $529.6 million in total assets on June 30, 2026, it ranks No. 1,728 of 4,232 U.S. banks by total assets. The Jefferson Branch at 116 W State St dates to 1905 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Jefferson Branch

  116 W State St, 50129

  Hours: see the bank's site
  DirectionsWebsite

Peoples Bank: profile, branches and contacts

Banking in Jefferson: the local picture

Short answer: 3 banks run 3 branches in Jefferson according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Jefferson, 2 elsewhere in Iowa, according to the FDIC.

The bank with the longest record here is Heartland Bank, operating since 1901 according to the FDIC. In FDIC branch records, the longest-running branch is Peoples Bank's office at 116 W State St, dating to 1905; the newest is Heartland Bank's at 1706 N Elm St, from 2020.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Jefferson, and where the nearest one is if they do not.

Short answer: No branches in Jefferson: Chase (nearest in Waukee, 39 mi), Wells Fargo (nearest in Perry, 19 mi), Bank of America (nearest in Urbandale, 42 mi), PNC Bank, U.S. Bank (nearest in Boone, 26 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 43 mi), TD Bank, BMO (nearest in Carroll, 25 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Jefferson to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Jefferson residents like anyone else.

Banks near Jefferson

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Glidden (18 miles) and Gowrie (18 miles). Carroll, 26 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Jefferson

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Jefferson between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Jefferson

Short answer: 1 institution has its main office in Jefferson: Home State Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Jefferson by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Jefferson offices.

Short answer: Peoples Bank is the largest bank with offices in Jefferson, with $529.6 million in total assets on June 30, 2026, No. 1,728 among U.S. banks by total assets. Home State Bank is second with $480.7 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Jefferson: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.