US Bank Directory

Banks in Oxford Junction, IA

1 FDIC-insured bank operates 1 office in Oxford Junction, Iowa.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Oxford Junction

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Oxford Junction, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Oxford Junction

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Citizens State Bank is the only bank with an office in Oxford Junction. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens State Bank 1 branch · main office Wyoming, IA Bank · 1

Citizens State Bank has 1 branch in Oxford Junction, 4 across Iowa and 4 nationwide. FDIC records list its main office in Wyoming, IA and show it operating since 1913. With $137.7 million in total assets on June 30, 2026, it ranks No. 3,420 of 4,232 U.S. banks by total assets. The Oxford Junction Branch at 101 W Broadway St dates to 1937 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Oxford Junction Branch
    101 W Broadway St, 52323
    Hours: see the bank's site
Citizens State Bank: profile, branches and contacts

Banking in Oxford Junction: the local picture

Short answer: 1 bank runs 1 branch in Oxford Junction according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Citizens State Bank has its main office in Wyoming, IA, according to the FDIC.

The bank with the longest record here is Citizens State Bank, operating since 1913 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Oxford Junction, and where the nearest one is if they do not.

Short answer: No branches in Oxford Junction: Chase (nearest in Iowa City, 37 mi), Wells Fargo (nearest in Marion, 34 mi), Bank of America (nearest in Des Moines, 140 mi), PNC Bank, U.S. Bank (nearest in Marion, 32 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Waterloo, 79 mi), TD Bank, BMO (nearest in Marion, 33 mi).

BankIn Oxford JunctionNearest branch if none here
ChaseNoneIowa City, 37 miles away
Wells FargoNoneMarion, 34 miles away
Bank of AmericaNoneDes Moines, 140 miles away
PNC BankNonenone in Iowa
U.S. BankNoneMarion, 32 miles away
TruistNonenone in Iowa
Fifth Third BankNonenone in Iowa
HuntingtonNonenone in Iowa
Regions BankNoneWaterloo, 79 miles away
TD BankNonenone in Iowa
BMONoneMarion, 33 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oxford Junction to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oxford Junction residents like anyone else.

Banks near Oxford Junction

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Maquoketa (16 miles) and Tipton (17 miles). Monticello, 21 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Oxford Junction

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Oxford Junction between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Oxford Junction by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oxford Junction offices.

Short answer: Citizens State Bank is the largest bank with offices in Oxford Junction, with $137.7 million in total assets on June 30, 2026, No. 3,420 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Citizens State Bank$137.7 millionNo. 3,4201Wyoming, IA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Oxford Junction: FAQ

How many banks are in Oxford Junction, IA?

Oxford Junction has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Citizens State Bank in Oxford Junction, IA?

Yes. FDIC data lists 1 Citizens State Bank branch in Oxford Junction as of September 5, 2026. The address and directions are under Citizens State Bank above.

Is there a Chase in Oxford Junction, IA?

No. FDIC data lists no Chase branch in Oxford Junction as of September 5, 2026. The nearest is in Iowa City, about 37 miles away in a straight line.

What is the oldest bank in Oxford Junction?

Citizens State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1913.

Did any bank branches open or close in Oxford Junction in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Oxford Junction?

Nearby cities with more banks include Maquoketa, Tipton, Anamosa. Maquoketa is 16 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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