US Bank Directory
Banks in Elk Horn, IA
1 FDIC-insured bank operates 1 office in Elk Horn, Iowa.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Elk Horn
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Elk Horn, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Elk Horn
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The Shelby County State Bank is the only bank with an office in Elk Horn. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The Shelby County State Bank Bank · 1
The Shelby County State Bank has 1 branch in Elk Horn, 11 across Iowa and 11 nationwide. FDIC records list its main office in Harlan, IA and show it operating since 1909. With $523.6 million in total assets on June 30, 2026, it ranks No. 1,741 of 4,232 U.S. banks by total assets. The Elk Horn Branch at 4039 Main St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Elk Horn Branch4039 Main St, 51531
Banking in Elk Horn: the local picture
Short answer: 1 bank runs 1 branch in Elk Horn according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
The Shelby County State Bank has its main office in Harlan, IA, according to the FDIC.
The bank with the longest record here is The Shelby County State Bank, operating since 1909 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Elk Horn, and where the nearest one is if they do not.
Short answer: No branches in Elk Horn: Chase (nearest in Council Bluff, 46 mi), Wells Fargo (nearest in Atlantic, 13 mi), Bank of America (nearest in West Des Moines, 65 mi), PNC Bank, U.S. Bank (nearest in Council Bluffs, 46 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 68 mi), TD Bank, BMO (nearest in Carroll, 34 mi).
| Bank | In Elk Horn | Nearest branch if none here |
|---|---|---|
| Chase | None | Council Bluff, 46 miles away |
| Wells Fargo | None | Atlantic, 13 miles away |
| Bank of America | None | West Des Moines, 65 miles away |
| PNC Bank | None | none in Iowa |
| U.S. Bank | None | Council Bluffs, 46 miles away |
| Truist | None | none in Iowa |
| Fifth Third Bank | None | none in Iowa |
| Huntington | None | none in Iowa |
| Regions Bank | None | Urbandale, 68 miles away |
| TD Bank | None | none in Iowa |
| BMO | None | Carroll, 34 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Elk Horn to the nearest branch in Iowa.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Elk Horn residents like anyone else.
Banks near Elk Horn
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Audubon (11 miles) and Atlantic (13 miles). Atlantic, 13 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Audubon, IA | 11 mi | 2 | 2 |
| Banks in Atlantic, IA | 13 mi | 5 | 6 |
| Banks in Harlan, IA | 15 mi | 4 | 6 |
| Banks in Avoca, IA | 16 mi | 2 | 2 |
| Banks in Anita, IA | 18 mi | 2 | 2 |
| Banks in Manning, IA | 22 mi | 3 | 3 |
| Banks in Adair, IA | 22 mi | 2 | 2 |
| Banks in Griswold, IA | 25 mi | 2 | 2 |
Bank branch openings and closings in Elk Horn
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Elk Horn between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Elk Horn by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Elk Horn offices.
Short answer: The Shelby County State Bank is the largest bank with offices in Elk Horn, with $523.6 million in total assets on June 30, 2026, No. 1,741 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| The Shelby County State Bank | $523.6 million | No. 1,741 | 1 | Harlan, IA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Elk Horn: FAQ
How many banks are in Elk Horn, IA?
Elk Horn has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a The Shelby County State Bank in Elk Horn, IA?
Yes. FDIC data lists 1 The Shelby County State Bank branch in Elk Horn as of September 5, 2026. The address and directions are under The Shelby County State Bank above.
Is there a Chase in Elk Horn, IA?
No. FDIC data lists no Chase branch in Elk Horn as of September 5, 2026. The nearest is in Council Bluff, about 46 miles away in a straight line.
What is the oldest bank in Elk Horn?
The Shelby County State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1909.
Did any bank branches open or close in Elk Horn in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Elk Horn?
Nearby cities with more banks include Audubon, Atlantic, Harlan. Audubon is 11 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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