Banks in Eldridge, IA

Bank branch map: Eldridge

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Eldridge, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Eldridge

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Central State Bank and First Trust and Savings Bank have the most locations in Eldridge, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Dutrac Community Credit Union 1 office · main office Dubuque, IA Credit union · 1

Dutrac Community Credit Union has 1 office in Eldridge, 14 across Iowa. It is based in Dubuque, IA and $1.25 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Eldridge

  200 N 4Th Ave, 52748

  (563) 285-7771Today 8:30 am to 5 pm

  All hours

  Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Dutrac Community Credit Union: profile, branches and contacts

First Central State Bank 1 branch · main office Dewitt, IA Bank · 1

First Central State Bank has 1 branch in Eldridge, 6 across Iowa and 6 nationwide. FDIC records list its main office in Dewitt, IA and show it operating since 1967. With $772.4 million in total assets on June 30, 2026, it ranks No. 1,295 of 4,232 U.S. banks by total assets. The Eldridge Branch at 500 E Le Claire Rd dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Eldridge Branch

  500 E Le Claire Rd, 52748

  Hours: see the bank's site
  DirectionsWebsite

First Central State Bank: profile, branches and contacts

First Trust and Savings Bank 1 branch · main office Wheatland, IA Bank · 1

First Trust and Savings Bank has 1 branch in Eldridge, 8 across Iowa and 8 nationwide. FDIC records list its main office in Wheatland, IA and show it operating since 1905. With $320.6 million in total assets on June 30, 2026, it ranks No. 2,384 of 4,232 U.S. banks by total assets. The Eldridge Branch at 100 S 4th Ave dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Eldridge Branch

  100 S 4th Ave, 52748

  Hours: see the bank's site
  DirectionsWebsite

First Trust and Savings Bank: profile, branches and contacts

Join a credit union in Eldridge

1 credit union has 1 office here: Dutrac Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Eldridge page has every office in the state's directory.

Banking in Eldridge: the local picture

Short answer: 2 banks run 2 branches in Eldridge according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Eldridge, 2 elsewhere in Iowa, according to the FDIC.

The bank with the longest record here is First Trust and Savings Bank, operating since 1905 according to the FDIC. In FDIC branch records, the longest-running branch is First Central State Bank's office at 500 E Le Claire Rd, dating to 1993; the newest is First Trust and Savings Bank's at 100 S 4th Ave, from 2020.

The only credit union with an office here is Dutrac Community Credit Union.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Eldridge

Short answer: None of the 1 Eldridge location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Eldridge, and where the nearest one is if they do not.

Short answer: No branches in Eldridge: Chase (nearest in Iowa City, 49 mi), Wells Fargo (nearest in Davenport, 6 mi), Bank of America (nearest in Des Moines, 157 mi), PNC Bank, U.S. Bank (nearest in Davenport, 6 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Waterloo, 107 mi), TD Bank, BMO (nearest in Coralville, 53 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Eldridge to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Eldridge residents like anyone else.

Banks near Eldridge

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Davenport (7 miles) and Bettendorf (8 miles). Davenport, 7 miles away, has the most banks nearby: 13.

Bank branch openings and closings in Eldridge

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Eldridge between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Eldridge by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Eldridge offices.

Short answer: First Central State Bank is the largest bank with offices in Eldridge, with $772.4 million in total assets on June 30, 2026, No. 1,295 among U.S. banks by total assets. First Trust and Savings Bank is second with $320.6 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Eldridge: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.