US Bank Directory

Banks in Clinton, IA

5 FDIC-insured banks operate 10 offices in Clinton, Iowa, and 4 credit unions have 7 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Clinton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 9 banks and credit unions operate 17 locations in Clinton, according to the FDIC and the NCUA. 17 of them have coordinates on record and are on the map. 8 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

17 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Clinton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Clinton National Bank has the most locations in Clinton, with 4. It is followed by First Central State Bank (2), Citizens First Bank (2). 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

The Clinton National Bank 4 branches · main office Clinton, IA Bank · 4

The Clinton National Bank has 4 branches in Clinton, 9 across Iowa and 9 nationwide. FDIC records list its main office in Clinton, IA and show it operating since 1865. With $396.4 million in total assets on June 30, 2026, it ranks No. 2,081 of 4,232 U.S. banks by total assets. Its main office at 235 6th Ave S dates to 1865 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    235 6th Ave S, 52732
    Hours: see the bank's site
  • Lyons Branch
    1912 N 2nd St, 52732
    Hours: see the bank's site
  • Cnb Mobile Messenger Service Branch
    235 6th Ave S, 52732
    Hours: see the bank's site
  • Lincolnway Branch
    2350 Lincoln Way, 52732
    Hours: see the bank's site
The Clinton National Bank: profile, branches and contacts
1st Gateway Credit Union 2 offices · main office Camanche, IA Credit union · 2

1st Gateway Credit Union has 2 officees in Clinton, 4 across Iowa. It is based in Camanche, IA and $171.9 million in assets on March 31, 2026, according to its NCUA call report. All 2 of its Clinton locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Clinton
    1504 N 2Nd St, 52732
    (563) 243-4121Today 7:30 am to 5:30 pm
    All hours

    Mon to Fri 7:30 am to 5:30 pm; Sat 7:30 am to 12:30 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • 1St Gateway Credit Union Clinton
    1504 N 2Nd St, 52732
    (563) 243-0524Today 7:30 am to 5:30 pm
    All hours

    Mon to Fri 7:30 am to 5:30 pm; Sat 7:30 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

1st Gateway Credit Union: profile, branches and contacts
Aegis Credit Union 2 offices · main office Clinton, IA Credit union · 2

Aegis Credit Union has 2 officees in Clinton, 2 across Iowa. It is based in Clinton, IA and $27.2 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Clinton locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    1200 N 2Nd St, 52732
    (563) 242-0531Today 8 am to 5 pm
    All hours

    Mon to Thu 8 am to 5 pm; Fri 7:30 am to 5:30 pm; Sat 8 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • South Branch
    343 4Th Ave S, 52732
    (563) 242-0531Today 8 am to 4 pm
    All hours

    Mon to Fri 8 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Aegis Credit Union: profile, branches and contacts
Ascentra Credit Union 2 offices · main office Bettendorf, IA Credit union · 2

Ascentra Credit Union has 2 officees in Clinton, 8 across Iowa. It is based in Bettendorf, IA and $593.2 million in assets on March 31, 2026, according to its NCUA call report. All 2 of its Clinton locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • South 14Th
    1116 S 14Th St, 52732
    (563) 355-0152Today 9 am to 5:30 pm
    All hours

    Mon to Thu 9 am to 5:30 pm; Fri 7:30 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • North 2Nd
    1702 N 2Nd St, 52732
    (563) 355-0152Today 7:30 am to 5:30 pm
    All hours

    Mon to Thu 7:30 am to 5:30 pm; Fri 7:30 am to 6 pm; Sat 7:30 am to 12:30 pm; Sun not published

    Hours: NCUA, March 31, 2026

Ascentra Credit Union: profile, branches and contacts
Citizens First Bank 2 branches · main office Clinton, IA Bank · 2

Citizens First Bank has 2 branches in Clinton, 3 across Iowa and 3 nationwide. FDIC records list its main office in Clinton, IA and show it operating since 2000. With $361.3 million in total assets on June 30, 2026, it ranks No. 2,207 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Clinton location is its main office at 1442 Lincoln Way, dating to 2000; the newest, at 1329 N 2nd St, to 2001. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    1442 Lincoln Way, 52732
    Hours: see the bank's site
  • Mid-Town Branch
    1329 N 2nd St, 52732
    Hours: see the bank's site
Citizens First Bank: profile, branches and contacts
First Central State Bank 2 branches · main office Dewitt, IA Bank · 2

First Central State Bank has 2 branches in Clinton, 6 across Iowa and 6 nationwide. FDIC records list its main office in Dewitt, IA and show it operating since 1967. With $772.4 million in total assets on June 30, 2026, it ranks No. 1,295 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Clinton location is the Clinton Branch at 1427 N 2nd St, dating to 1907; the newest, at 2600 Lincoln Way, to 2008. It does not publish hours in the sources this page uses; check its site before you go.

First Central State Bank: profile, branches and contacts
Dutrac Community Credit Union 1 office · main office Dubuque, IA Credit union · 1

Dutrac Community Credit Union has 1 office in Clinton, 14 across Iowa. It is based in Dubuque, IA and $1.25 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Clinton
    2445 Valley West Ct, 52732
    (563) 242-1080Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Dutrac Community Credit Union: profile, branches and contacts
Sterling Federal Bank, F.S.B. 1 branch · main office Sterling, IL Bank · 1

Sterling Federal Bank, F.S.B. has 1 branch in Clinton, 1 across Iowa and 9 nationwide. FDIC records list its main office in Sterling, IL and show it operating since 1885. With $481.6 million in total assets on June 30, 2026, it ranks No. 1,842 of 4,232 U.S. banks by total assets. The Downtown Branch at 247 7th Ave S dates to 1981 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Sterling Federal Bank, F.S.B.: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Clinton, 55 across Iowa and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Clinton County Branch at 405 S 3rd St dates to 1870 in FDIC branch records. Its published hours do not list Saturday.

  • Clinton County Branch
    405 S 3rd St, 52732
    (563) 243-8500Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts

Join a credit union in Clinton

4 credit unions have 7 offices here: Ascentra Credit Union, 1st Gateway Credit Union, Aegis Credit Union and Dutrac Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Clinton page has every office in the state's directory.

Banking in Clinton: the local picture

Short answer: 5 banks run 10 branches in Clinton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 2 have their main office in Clinton, 1 elsewhere in Iowa and 2 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is The Clinton National Bank's office at 235 6th Ave S, dating to 1865; the newest is The Clinton National Bank's at 235 6th Ave S, from 2025.

4 credit unions have 7 offices in Clinton, according to the NCUA. Who can join each one is on the credit unions page.

Of the 8 locations with published hours. 5 open on Saturday. 9 locations have no published hours in these sources.

Credit unions open on Saturday in Clinton

Short answer: 5 of the 8 Clinton locations with published hours open on Saturday, run by 3 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 17 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Clinton, and where the nearest one is if they do not.

Short answer: In Clinton: U.S. Bank (1). No branches in Clinton: Chase (nearest in Iowa City, 70 mi), Wells Fargo (nearest in Davenport, 24 mi), Bank of America (nearest in Des Moines, 177 mi), PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Waterloo, 118 mi), TD Bank, BMO (nearest in Coralville, 73 mi).

BankIn ClintonNearest branch if none here
U.S. Bank1 branchhere
ChaseNoneIowa City, 70 miles away
Wells FargoNoneDavenport, 24 miles away
Bank of AmericaNoneDes Moines, 177 miles away
PNC BankNonenone in Iowa
TruistNonenone in Iowa
Fifth Third BankNonenone in Iowa
HuntingtonNonenone in Iowa
Regions BankNoneWaterloo, 118 miles away
TD BankNonenone in Iowa
BMONoneCoralville, 73 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Clinton to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Clinton residents like anyone else.

Banks near Clinton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Camanche (5 miles) and Dewitt (17 miles). Davenport, 27 miles away, has the most banks nearby: 13.

Bank branch openings and closings in Clinton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Clinton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Clinton

Short answer: 3 institutions have their main office in Clinton: The Clinton National Bank, Citizens First Bank and Aegis Credit Union.

InstitutionTypeTotal assets, June 30, 2026Offices here
The Clinton National BankBank$396.4 million4
Citizens First BankBank$361.3 million2
Aegis Credit UnionCredit union$27.2 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Clinton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Clinton offices.

Short answer: U.S. Bank is the largest bank with offices in Clinton, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. First Central State Bank is second with $772.4 million. 2 of the 5 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
First Central State Bank$772.4 millionNo. 1,2952Dewitt, IA
Sterling Federal Bank, F.S.B.$481.6 millionNo. 1,8421Sterling, IL
The Clinton National Bank$396.4 millionNo. 2,0814Clinton, IA
Citizens First Bank$361.3 millionNo. 2,2072Clinton, IA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Clinton: FAQ

How many banks are in Clinton, IA?

Clinton has 5 banks with 10 branches and 4 credit unions with 7 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Clinton?

The Clinton National Bank, with 4. First Central State Bank has 2 and Citizens First Bank has 2.

Is there a First Central State Bank in Clinton, IA?

Yes. FDIC data lists 2 First Central State Bank branches in Clinton as of September 5, 2026. Its branches are listed under First Central State Bank above, with the address and directions for each.

Is there a Citizens First Bank in Clinton, IA?

Yes. FDIC data lists 2 Citizens First Bank branches in Clinton as of September 5, 2026, the main office at 1442 Lincoln Way. Its branches are listed under Citizens First Bank above, with the address and directions for each.

Is there a Chase in Clinton, IA?

No. FDIC data lists no Chase branch in Clinton as of September 5, 2026. The nearest is in Iowa City, about 70 miles away in a straight line.

Which banks in Clinton are open on Saturday?

Ascentra Credit Union, 1st Gateway Credit Union and Aegis Credit Union publish Saturday hours for one or more Clinton locations. The Saturday section above lists each one with its hours. 9 of the 17 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Clinton?

The Clinton National Bank, Citizens First Bank and Aegis Credit Union have their main office in Clinton, according to the FDIC and the NCUA.

What is the oldest bank in Clinton?

U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Which credit unions can I join in Clinton?

Ascentra Credit Union, 1st Gateway Credit Union, Aegis Credit Union and Dutrac Community Credit Union have offices in Clinton. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Clinton in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Clinton?

Nearby cities with more banks include Camanche, Dewitt, Preston. Camanche is 5 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 7 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 10 branches: U.S. Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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