Banks in Charter Oak, IA

Bank branch map: Charter Oak

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Charter Oak, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Charter Oak

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: United Bank of Iowa is the only bank with an office in Charter Oak. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

United Bank of Iowa 1 branch · main office Ida Grove, IA Bank · 1

United Bank of Iowa has 1 branch in Charter Oak, 38 across Iowa and 38 nationwide. FDIC records list its main office in Ida Grove, IA and show it operating since 1932. With $2.50 billion in total assets on June 30, 2026, it ranks No. 503 of 4,232 U.S. banks by total assets. The Charter Oak Branch at 12 Main St dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Charter Oak Branch

  12 Main St, 51439

  Hours: see the bank's site
  DirectionsWebsite

United Bank of Iowa: profile, branches and contacts

Banking in Charter Oak: the local picture

Short answer: 1 bank runs 1 branch in Charter Oak according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

United Bank of Iowa has its main office in Ida Grove, IA, according to the FDIC.

The bank with the longest record here is United Bank of Iowa, operating since 1932 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Charter Oak, and where the nearest one is if they do not.

Short answer: No branches in Charter Oak: Chase (nearest in Council Bluff, 58 mi), Wells Fargo (nearest in Denison, 13 mi), Bank of America (nearest in West Des Moines, 99 mi), PNC Bank, U.S. Bank (nearest in Onawa, 26 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 100 mi), TD Bank, BMO (nearest in Woodbine, 24 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Charter Oak to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Charter Oak residents like anyone else.

Banks near Charter Oak

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Schleswig (10 miles) and Mapleton (12 miles). Denison, 13 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Charter Oak

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Charter Oak between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Charter Oak by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Charter Oak offices.

Short answer: United Bank of Iowa is the largest bank with offices in Charter Oak, with $2.50 billion in total assets on June 30, 2026, No. 503 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Charter Oak: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.