US Bank Directory
Banks in Cambridge, IA
1 FDIC-insured bank operates 1 office in Cambridge, Iowa.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Cambridge
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Cambridge, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Cambridge
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Fidelity Bank is the only bank with an office in Cambridge. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Fidelity Bank Bank · 1
Fidelity Bank has 1 branch in Cambridge, 3 across Iowa and 6 nationwide. FDIC records list its main office in Savanna, IL and show it operating since 1920. With $198.6 million in total assets on June 30, 2026, it ranks No. 3,002 of 4,232 U.S. banks by total assets. The Water Street Branch at 205 Water St dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Water Street Branch205 Water St, 50046
Banking in Cambridge: the local picture
Short answer: 1 bank runs 1 branch in Cambridge according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Fidelity Bank has its main office in Savanna, IL, according to the FDIC.
The bank with the longest record here is Fidelity Bank, operating since 1920 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Cambridge, and where the nearest one is if they do not.
Short answer: No branches in Cambridge: Chase (nearest in Ames, 9 mi), Wells Fargo (nearest in Ames, 10 mi), Bank of America (nearest in Urbandale, 21 mi), PNC Bank, U.S. Bank (nearest in Ames, 10 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 22 mi), TD Bank, BMO (nearest in Ames, 10 mi).
| Bank | In Cambridge | Nearest branch if none here |
|---|---|---|
| Chase | None | Ames, 9 miles away |
| Wells Fargo | None | Ames, 10 miles away |
| Bank of America | None | Urbandale, 21 miles away |
| PNC Bank | None | none in Iowa |
| U.S. Bank | None | Ames, 10 miles away |
| Truist | None | none in Iowa |
| Fifth Third Bank | None | none in Iowa |
| Huntington | None | none in Iowa |
| Regions Bank | None | Urbandale, 22 miles away |
| TD Bank | None | none in Iowa |
| BMO | None | Ames, 10 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cambridge to the nearest branch in Iowa.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cambridge residents like anyone else.
Banks near Cambridge
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Huxley (4 miles) and Nevada (9 miles). Ames, 10 miles away, has the most banks nearby: 16.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Huxley, IA | 4 mi | 3 | 3 |
| Banks in Nevada, IA | 9 mi | 4 | 4 |
| Banks in Ames, IA | 10 mi | 16 | 23 |
| Banks in Ankeny, IA | 12 mi | 15 | 19 |
| Banks in Polk City, IA | 13 mi | 3 | 3 |
| Banks in Altoona, IA | 18 mi | 7 | 7 |
| Banks in Johnston, IA | 19 mi | 8 | 8 |
| Banks in Grimes, IA | 19 mi | 7 | 8 |
Bank branch openings and closings in Cambridge
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cambridge between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Cambridge by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cambridge offices.
Short answer: Fidelity Bank is the largest bank with offices in Cambridge, with $198.6 million in total assets on June 30, 2026, No. 3,002 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Fidelity Bank | $198.6 million | No. 3,002 | 1 | Savanna, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cambridge: FAQ
How many banks are in Cambridge, IA?
Cambridge has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Fidelity Bank in Cambridge, IA?
Yes. FDIC data lists 1 Fidelity Bank branch in Cambridge as of September 5, 2026. The address and directions are under Fidelity Bank above.
Is there a Chase in Cambridge, IA?
No. FDIC data lists no Chase branch in Cambridge as of September 5, 2026. The nearest is in Ames, about 9 miles away in a straight line.
What is the oldest bank in Cambridge?
Fidelity Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1920.
Did any bank branches open or close in Cambridge in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cambridge?
Nearby cities with more banks include Huxley, Nevada, Ames. Huxley is 4 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds