US Bank Directory

Banks in Boone, IA

6 FDIC-insured banks operate 8 offices in Boone, Iowa, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Boone

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 7 banks and credit unions operate 9 locations in Boone, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 3 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

9 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Boone

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: VISIONBANK OF IOWA and Boone Bank & Trust Co. have the most locations in Boone, with 2 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Boone Bank & Trust Co. 2 branches · main office Boone, IA Bank · 2

Boone Bank & Trust Co. has 2 branches in Boone, 2 across Iowa and 2 nationwide. FDIC records list its main office in Boone, IA and show it operating since 1992. With $156.9 million in total assets on June 30, 2026, it ranks No. 3,271 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Boone location is the Parking Lot Branch at 1326 South Story Street, dating to 1968; the newest, at 716 8th St, to 1992. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    716 8th St, 50036
    Hours: see the bank's site
  • Parking Lot Branch
    1326 South Story Street, 50036
    Hours: see the bank's site
Boone Bank & Trust Co.: profile, branches and contacts
VISIONBANK OF IOWA 2 branches · main office Ames, IA Bank · 2

VISIONBANK OF IOWA has 2 branches in Boone, 13 across Iowa and 13 nationwide. FDIC records list its main office in Ames, IA and show it operating since 1884. With $896.1 million in total assets on June 30, 2026, it ranks No. 1,151 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Boone location is the Community Bank Of Boone Branch at 1704 S Marshall St, dating to 1999; the newest, at 504 Story St, to 2009. It does not publish hours in the sources this page uses; check its site before you go.

  • Community Bank Of Boone Branch
    1704 S Marshall St, 50036
    Hours: see the bank's site
  • Community Bank Of Boone Branch
    504 Story St, 50036
    Hours: see the bank's site
VISIONBANK OF IOWA: profile, branches and contacts
BMO BMO Bank National Association · 1 branch · main office Chicago, IL Bank · 1

BMO has 1 branch in Boone, 21 across Iowa and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Boone Branch at 717 8th St dates to 1926 in FDIC branch records. It opens on Saturday.

  • Boone Branch
    717 8th St, 50036
    (515) 432-1220Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: BMO branch locator (All The Places), checked Oct 10, 2026

BMO: profile, branches and contacts
Members1st Community Credit Union 1 office · main office Marshalltown, IA Credit union · 1

Members1st Community Credit Union has 1 office in Boone, 8 across Iowa. It is based in Marshalltown, IA and $307.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Boone Branch
    1021 S Marshall St, 50036
    (515) 432-1062Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Members1st Community Credit Union: profile, branches and contacts
Peoples Bank 1 branch · main office Clive, IA Bank · 1

Peoples Bank has 1 branch in Boone, 8 across Iowa and 8 nationwide. FDIC records list its main office in Clive, IA and show it operating since 1917. With $529.6 million in total assets on June 30, 2026, it ranks No. 1,728 of 4,232 U.S. banks by total assets. The Boone Branch - 1212 Hawkeye Drive at 1212 Hawkeye Drive dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Boone Branch - 1212 Hawkeye Drive
    1212 Hawkeye Drive, 50036
    Hours: see the bank's site
Peoples Bank: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Boone, 55 across Iowa and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Boone Branch at 724 Story St dates to 1933 in FDIC branch records. Its published hours do not list Saturday.

  • Boone Branch
    724 Story St, 50036
    (515) 432-7611Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
United Bank of Iowa 1 branch · main office Ida Grove, IA Bank · 1

United Bank of Iowa has 1 branch in Boone, 38 across Iowa and 38 nationwide. FDIC records list its main office in Ida Grove, IA and show it operating since 1932. With $2.50 billion in total assets on June 30, 2026, it ranks No. 503 of 4,232 U.S. banks by total assets. The Boone Branch at 1609 Hawkeye Dr dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

United Bank of Iowa: profile, branches and contacts

Join a credit union in Boone

1 credit union has 1 office here: Members1st Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Boone page has every office in the state's directory.

Banking in Boone: the local picture

Short answer: 6 banks run 8 branches in Boone according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 1 has its main office in Boone, 3 elsewhere in Iowa and 2 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is BMO's office at 717 8th St, dating to 1926; the newest is Peoples Bank's at 1212 Hawkeye Drive, from 2024.

The only credit union with an office here is Members1st Community Credit Union.

Of the 3 locations with published hours. 2 open on Saturday. 6 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Boone

Short answer: 2 of the 3 Boone locations with published hours open on Saturday, run by 2 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Boone, and where the nearest one is if they do not.

Short answer: In Boone: U.S. Bank (1), BMO (1). No branches in Boone: Chase (nearest in Ames, 14 mi), Wells Fargo (nearest in Ames, 14 mi), Bank of America (nearest in Urbandale, 29 mi), PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 31 mi), TD Bank.

BankIn BooneNearest branch if none here
U.S. Bank1 branchhere
BMO1 branchhere
ChaseNoneAmes, 14 miles away
Wells FargoNoneAmes, 14 miles away
Bank of AmericaNoneUrbandale, 29 miles away
PNC BankNonenone in Iowa
TruistNonenone in Iowa
Fifth Third BankNonenone in Iowa
HuntingtonNonenone in Iowa
Regions BankNoneUrbandale, 31 miles away
TD BankNonenone in Iowa

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Boone to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Boone residents like anyone else.

Banks near Boone

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Ames (13 miles) and Huxley (17 miles). Ames, 13 miles away, has the most banks nearby: 16.

Bank branch openings and closings in Boone

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Boone between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Boone

Short answer: 1 institution has its main office in Boone: Boone Bank & Trust Co..

InstitutionTypeTotal assets, June 30, 2026Offices here
Boone Bank & Trust Co.Bank$156.9 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Boone by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Boone offices.

Short answer: U.S. Bank is the largest bank with offices in Boone, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. BMO is second with $254.97 billion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
BMO$254.97 billionNo. 161Chicago, IL
United Bank of Iowa$2.50 billionNo. 5031Ida Grove, IA
VISIONBANK OF IOWA$896.1 millionNo. 1,1512Ames, IA
Peoples Bank$529.6 millionNo. 1,7281Clive, IA
Boone Bank & Trust Co.$156.9 millionNo. 3,2712Boone, IA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Boone: FAQ

How many banks are in Boone, IA?

Boone has 6 banks with 8 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Boone?

VISIONBANK OF IOWA, with 2. Boone Bank & Trust Co. has 2 and U.S. Bank has 1.

Is there a VISIONBANK OF IOWA in Boone, IA?

Yes. FDIC data lists 2 VISIONBANK OF IOWA branches in Boone as of September 5, 2026. Its branches are listed under VISIONBANK OF IOWA above, with the address and directions for each.

Is there a U.S. Bank in Boone, IA?

Yes. FDIC data lists 1 U.S. Bank branch in Boone as of September 5, 2026. The address and directions are under U.S. Bank above.

Is there a Chase in Boone, IA?

No. FDIC data lists no Chase branch in Boone as of September 5, 2026. The nearest is in Ames, about 14 miles away in a straight line.

Which banks in Boone are open on Saturday?

BMO and Members1st Community Credit Union publish Saturday hours for one or more Boone locations. The Saturday section above lists each one with its hours. 6 of the 9 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Boone?

Boone Bank & Trust Co. has its main office in Boone, according to the FDIC.

What is the oldest bank in Boone?

U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Which credit unions can I join in Boone?

Members1st Community Credit Union has an office in Boone. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Boone in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Boone?

Nearby cities with more banks include Ames, Huxley, Story City. Ames is 13 miles away with 16 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (2 of 8 branches: BMO, U.S. Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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