US Bank Directory
Banks in Valdosta, GA
14 FDIC-insured banks operate 26 offices in Valdosta, Georgia, and 6 credit unions have 12 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Valdosta
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 20 banks and credit unions operate 38 locations in Valdosta, according to the FDIC and the NCUA. 38 of them have coordinates on record and are on the map. 17 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
38 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Valdosta
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank OZK, Guardian Bank and First Federal Savings and Loan Association of Valdosta have the most locations in Valdosta, with 3 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank OZK Bank · 3
Bank OZK has 3 branches in Valdosta, 72 across Georgia and 272 nationwide. FDIC records list its main office in Little Rock, AR and show it operating since 1903. With $41.70 billion in total assets on June 30, 2026, it ranks No. 57 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Valdosta location is the Valdosta Main Branch at 3102 N Oak Street Ext, dating to 1956; the newest, at 1517 Baytree Rd, to 1998. None of its 3 Valdosta locations with published hours lists Saturday hours.
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Valdosta Downtown Branch124 W Hill Ave, 31601
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026
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Valdosta Baytree Branch1517 Baytree Rd, 31602
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026
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Valdosta Main Branch3102 N Oak Street Ext, 31602
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026
First Commerce Credit Union Credit union · 3
First Commerce Credit Union has 3 officees in Valdosta, 6 across Georgia. It is based in Tallahassee, FL and $1.22 billion in assets on March 31, 2026, according to its NCUA call report. None of its 3 Valdosta locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Valdosta Mall Financial Center1830 Norman Dr Ste B, 31601
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Valdosta Inner Perimter3312 Inner Perimeter Rd, 31602
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Valdosta (Bemiss) Ga, Financial Center4060 Bemiss Rd, 31605
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Federal Savings and Loan Association of Valdosta Bank · 3
First Federal Savings and Loan Association of Valdosta has 3 branches in Valdosta, 4 across Georgia and 4 nationwide. FDIC records list its main office in Valdosta, GA and show it operating since 1934. With $278.5 million in total assets on June 30, 2026, it ranks No. 2,585 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Valdosta location is its main office at 411 N Patterson St, dating to 1934; the newest, at 460 Norman Dr, to 2014. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office411 N Patterson St, 31601
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2728 North Oak Street Branch2728 N Oak St, 31602
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Norman Drive Branch460 Norman Dr, 31601
Guardian Bank Bank · 3
Guardian Bank has 3 branches in Valdosta, 5 across Georgia and 5 nationwide. FDIC records list its main office in Valdosta, GA and show it operating since 2001. With $597.9 million in total assets on June 30, 2026, it ranks No. 1,564 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Valdosta location is the Ashley Street Office Branch at 1914 N Ashley St, dating to 1997; the newest, at 246 Norman Dr, to 2006. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office701 Wildwood Plantation Dr, 31602
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Ashley Street Office Branch1914 N Ashley St, 31602
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Norman Drive Office Branch246 Norman Dr, 31601
Southeastern Credit Union Credit union · 3
Southeastern Credit Union has 3 officees in Valdosta, 9 across Georgia. It is based in Valdosta, GA and $436.7 million in assets on March 31, 2026, according to its NCUA call report. 2 of its 3 Valdosta locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office3501 N Valdosta Rd, 31602
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Baytree Rd Branch1514 Baytree Rd, 31602
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Perimeter Rd Branch3669 Inner Perimeter Rd, 31602
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 2
Bank of America has 2 branches in Valdosta, 130 across Georgia and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Valdosta location is the Valdosta Five Points Branch at 3030 N Patterson St, dating to 1971; the newest, at 2001 Baytree Rd, to 1982. 1 of its 2 Valdosta locations with published hours open on Saturday.
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Valdosta Baytree Branch2001 Baytree Rd, 31602
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Valdosta Five Points Branch3030 N Patterson St, 31602
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Citizens Community Bank Bank · 2
Citizens Community Bank has 2 branches in Valdosta, 4 across Georgia and 4 nationwide. FDIC records list its main office in Hahira, GA and show it operating since 1927. With $221.9 million in total assets on June 30, 2026, it ranks No. 2,868 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Valdosta location is the Valdosta Branch at 3261 N Valdosta Rd, dating to 1990; the newest, at 1210 Baytree Rd, to 1999. It does not publish hours in the sources this page uses; check its site before you go.
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Baytree Branch1210 Baytree Rd, 31602
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Valdosta Branch3261 N Valdosta Rd, 31602
Commercial Banking Bank · 2
Commercial Banking has 2 branches in Valdosta, 5 across Georgia and 5 nationwide. FDIC records list its main office in Valdosta, GA and show it operating since 1934. With $409.5 million in total assets on June 30, 2026, it ranks No. 2,049 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Valdosta location is its main office at 3462 N Valdosta Rd, dating to 1934; the newest, at 1215 Baytree Rd, to 2000. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office3462 N Valdosta Rd, 31602
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Valdosta Branch1215 Baytree Rd, 31602
Farmers and Merchants Bank Bank · 2
Farmers and Merchants Bank has 2 branches in Valdosta, 6 across Georgia and 6 nationwide. FDIC records list its main office in Lakeland, GA and show it operating since 1907. With $862.0 million in total assets on June 30, 2026, it ranks No. 1,187 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Valdosta location is the South Valdosta Branch at 1201 S Patterson St, dating to 2006; the newest, at 3303 Inner Perimeter Rd, to 2007. It does not publish hours in the sources this page uses; check its site before you go.
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South Valdosta Branch1201 S Patterson St, 31601
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North Valdosta Branch3303 Inner Perimeter Rd, 31602
Locoga Credit Union Credit union · 2
Locoga Credit Union has 2 officees in Valdosta, 2 across Georgia. It is based in Valdosta, GA and $4.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1592 Norman Dr, 31601
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 4:15 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Georgia Power Valdosta Federal Credit Union1707 Dow St, 31601
Pinnacle Bank Bank · 2
Pinnacle Bank has 2 branches in Valdosta, 107 across Georgia and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Valdosta location is the Valdosta Branch at 3650 Inner Perimeter Rd, dating to 1906; the newest, at 1522 Baytree Rd, to 1987. It does not publish hours in the sources this page uses; check its site before you go.
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Westside Branch1522 Baytree Rd, 31602
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Valdosta Branch3650 Inner Perimeter Rd, 31602
Renasant Bank · 2
Renasant has 2 branches in Valdosta, 73 across Georgia and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Valdosta location is the North Valdosta Branch at 3500 N Valdosta Rd, dating to 2010; the newest, at 1404 Baytree Rd, to 2012. It does not publish hours in the sources this page uses; check its site before you go.
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Valdosta Baytree Road Branch1404 Baytree Rd, 31602
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North Valdosta Branch3500 N Valdosta Rd, 31602
Southern Pine Credit Union Credit union · 2
Southern Pine Credit Union has 2 officees in Valdosta, 2 across Georgia. It is based in Lake Park, GA and $29.8 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Valdosta locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office5495 Clyattville Lake Park Rd, 31601
All hours
Mon to Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Vital Records5495 Clyattville Lake Park Rd, 31601
All hours
Mon to Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Ameris Bank Bank · 1
Ameris Bank has 1 branch in Valdosta, 105 across Georgia and 177 nationwide. FDIC records list its main office in Atlanta, GA and show it operating since 1971. With $28.42 billion in total assets on June 30, 2026, it ranks No. 76 of 4,232 U.S. banks by total assets. The Valdosta Branch at 3140 Inner Perimeter Rd dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Valdosta Branch3140 Inner Perimeter Rd, 31602
Colony Bank Bank · 1
Colony Bank has 1 branch in Valdosta, 31 across Georgia and 33 nationwide. FDIC records list its main office in Fitzgerald, GA and show it operating since 1976. With $3.61 billion in total assets on June 30, 2026, it ranks No. 364 of 4,232 U.S. banks by total assets. The Valdosta Branch at 3774 Old Us Hwy 41 N dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Valdosta Branch3774 Old Us Hwy 41 N, 31602
Community Bank of Georgia Bank · 1
Community Bank of Georgia has 1 branch in Valdosta, 2 across Georgia and 2 nationwide. FDIC records list its main office in Baxley, GA and show it operating since 2004. With $269.5 million in total assets on June 30, 2026, it ranks No. 2,627 of 4,232 U.S. banks by total assets. The Valdosta Branch at 2910 N Ashley St dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Valdosta Branch2910 N Ashley St, 31602
Georgia Power Valdosta Credit Union Credit union · 1
Georgia Power Valdosta Credit Union has 1 office in Valdosta, 1 across Georgia. It is based in Valdosta, GA and $22.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1707 Dow St, 31601
All hours
Mon to Thu 8 am to 4 pm; Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Regions Bank Bank · 1
Regions Bank has 1 branch in Valdosta, 122 across Georgia and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Valdosta Main Branch at 2611 N Patterson St dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Valdosta Main Branch2611 N Patterson St, 31602
Truist Bank · 1
Truist has 1 branch in Valdosta, 203 across Georgia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Valdosta Branch at 2901 N Ashley St dates to 2000 in FDIC branch records. Its published hours do not list Saturday.
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Valdosta Branch2901 N Ashley St, 31602
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Valdosta Teachers Credit Union Credit union · 1
Valdosta Teachers Credit Union has 1 office in Valdosta, 1 across Georgia. It is based in Valdosta, GA and $13.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office102 E Force St, 31601
All hours
Mon 9 am to 5 pm; Tue 10 am to 5 pm; Wed to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Valdosta
6 credit unions have 12 offices here: First Commerce Credit Union, Southeastern Credit Union, Southern Pine Credit Union, Locoga Credit Union, Georgia Power Valdosta Credit Union and Valdosta Teachers Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Valdosta page has every office in the state's directory.
Banking in Valdosta: the local picture
Short answer: 14 banks run 26 branches in Valdosta according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 14 banks, 3 have their main office in Valdosta, 5 elsewhere in Georgia and 6 out of state, according to the FDIC.
The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Pinnacle Bank's office at 3650 Inner Perimeter Rd, dating to 1906; the newest is Community Bank of Georgia's at 2910 N Ashley St, from 2025.
6 credit unions have 12 offices in Valdosta, according to the NCUA. Who can join each one is on the credit unions page.
Of the 17 locations with published hours. 3 open on Saturday. 21 locations have no published hours in these sources.
Banks by ZIP code in Valdosta
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 31602 has the most bank and credit union offices in Valdosta (25), followed by 31601 (12) and 31605 (1). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 31602 | 25 | 16 | Southeastern Credit Union, Bank OZK, Bank of America |
| 31601 | 12 | 9 | First Federal Savings and Loan Association of Valdosta, Locoga Credit Union, Southern Pine Credit Union |
| 31605 | 1 | 1 | First Commerce Credit Union |
Banks and credit unions open on Saturday in Valdosta
Short answer: 3 of the 17 Valdosta locations with published hours open on Saturday, run by 2 institutions.
- Bank of America: 1 of 2 branches (2001 Baytree Rd: Saturday 9 am to 2 pm)
- Southeastern Credit Union: 2 of 3 offices (1514 Baytree Rd: Saturday 9 am to 1 pm, and 1 more)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 21 of the 38 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Valdosta, and where the nearest one is if they do not.
Short answer: In Valdosta: Bank of America (2), Truist (1), Regions Bank (1). No branches in Valdosta: Chase (nearest in Savannah, 151 mi), Wells Fargo (nearest in Douglas, 52 mi), PNC Bank (nearest in Montezuma, 109 mi), U.S. Bank (nearest in Sandy Springs, 220 mi), Fifth Third Bank (nearest in Bonaire, 118 mi), Huntington (nearest in Unadilla, 100 mi), TD Bank, BMO.
| Bank | In Valdosta | Nearest branch if none here |
|---|---|---|
| Bank of America | 2 branches | here |
| Truist | 1 branch | here |
| Regions Bank | 1 branch | here |
| Chase | None | Savannah, 151 miles away |
| Wells Fargo | None | Douglas, 52 miles away |
| PNC Bank | None | Montezuma, 109 miles away |
| U.S. Bank | None | Sandy Springs, 220 miles away |
| Fifth Third Bank | None | Bonaire, 118 miles away |
| Huntington | None | Unadilla, 100 miles away |
| TD Bank | None | none in Georgia |
| BMO | None | none in Georgia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Valdosta to the nearest branch in Georgia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Valdosta residents like anyone else.
Banks near Valdosta
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hahira (10 miles) and Lake Park (13 miles). Moultrie, 36 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hahira, GA | 10 mi | 2 | 2 |
| Banks in Lake Park, GA | 13 mi | 3 | 3 |
| Banks in Quitman, GA | 16 mi | 3 | 3 |
| Banks in Adel, GA | 20 mi | 3 | 3 |
| Banks in Nashville, GA | 24 mi | 2 | 2 |
| Banks in Homerville, GA | 33 mi | 2 | 2 |
| Banks in Moultrie, GA | 36 mi | 8 | 11 |
| Banks in Thomasville, GA | 39 mi | 6 | 9 |
Bank branch openings and closings in Valdosta
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Valdosta between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Valdosta
Short answer: 7 institutions have their main office in Valdosta: Guardian Bank, Southeastern Credit Union, First Federal Savings and Loan Association of Valdosta and Commercial Banking and 3 more.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Guardian Bank | Bank | $597.9 million | 3 |
| Southeastern Credit Union | Credit union | $436.7 million | 3 |
| First Federal Savings and Loan Association of Valdosta | Bank | $278.5 million | 3 |
| Commercial Banking | Bank | $409.5 million | 2 |
| Locoga Credit Union | Credit union | $4.4 million | 2 |
| Georgia Power Valdosta Credit Union | Credit union | $22.9 million | 1 |
| Valdosta Teachers Credit Union | Credit union | $13.0 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Valdosta by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Valdosta offices.
Short answer: Bank of America is the largest bank with offices in Valdosta, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Truist is second with $548.35 billion. 3 of the 14 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| Pinnacle Bank | $128.79 billion | No. 28 | 2 | Nashville, TN |
| Bank OZK | $41.70 billion | No. 57 | 3 | Little Rock, AR |
| Ameris Bank | $28.42 billion | No. 76 | 1 | Atlanta, GA |
| Renasant | $26.99 billion | No. 80 | 2 | Tupelo, MS |
| Colony Bank | $3.61 billion | No. 364 | 1 | Fitzgerald, GA |
| Farmers and Merchants Bank | $862.0 million | No. 1,187 | 2 | Lakeland, GA |
| Guardian Bank | $597.9 million | No. 1,564 | 3 | Valdosta, GA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Valdosta: FAQ
How many banks are in Valdosta, GA?
Valdosta has 14 banks with 26 branches and 6 credit unions with 12 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Valdosta?
Bank OZK, with 3. Guardian Bank has 3 and First Federal Savings and Loan Association of Valdosta has 3.
Is there a Bank OZK in Valdosta, GA?
Yes. FDIC data lists 3 Bank OZK branches in Valdosta as of September 5, 2026. Its branches are listed under Bank OZK above, with the address and directions for each.
Is there a Guardian Bank in Valdosta, GA?
Yes. FDIC data lists 3 Guardian Bank branches in Valdosta as of September 5, 2026, the main office at 701 Wildwood Plantation Dr. Its branches are listed under Guardian Bank above, with the address and directions for each.
Is there a Chase in Valdosta, GA?
No. FDIC data lists no Chase branch in Valdosta as of September 5, 2026. The nearest is in Savannah, about 151 miles away in a straight line.
Which banks in Valdosta are open on Saturday?
Bank of America and Southeastern Credit Union publish Saturday hours for one or more Valdosta locations. The Saturday section above lists each one with its hours. 21 of the 38 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Valdosta?
Guardian Bank, Southeastern Credit Union, First Federal Savings and Loan Association of Valdosta, Commercial Banking and Locoga Credit Union and 2 more have their main office in Valdosta, according to the FDIC and the NCUA.
What is the oldest bank in Valdosta?
Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.
Which credit unions can I join in Valdosta?
First Commerce Credit Union, Southeastern Credit Union, Southern Pine Credit Union and Locoga Credit Union and 2 more have offices in Valdosta. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Valdosta in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Valdosta?
Nearby cities with more banks include Hahira, Lake Park, Quitman. Hahira is 10 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 12 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 26 branches: Bank OZK, Bank of America, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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