FDIC-insured bank
Farmers and Merchants Bank — Lakeland, GA
Bank headquartered in Lakeland, Georgia, part of LOWNDES BANCSHARES INC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 4 N Carter St Lakeland, GA 31635 |
| County | Lanier |
| Metro area | Valdosta, GA |
| Website | www.fmb.net |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 5716 |
| Federal Reserve RSSD ID | 763930 |
| Status | Active |
| Charter class | NM (STATE) |
| Holding company | LOWNDES BANCSHARES INC |
| Domestic offices | 6 |
| Financials as of | June 30, 2026 |
How to find your Farmers and Merchants Bank routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.fmb.net.
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Offices nearest to headquarters
| Farmers And Merchants Bank main office Lakeland, GA |
4 N Carter St, 31635 |
| Homerville Branch Homerville, GA |
Northwest U.S. 84 And Lakeview Drive, 31634 |
| Nashville Branch Nashville, GA |
202 W Washington Ave, 31639 |
| North Valdosta Branch Valdosta, GA |
3303 Inner Perimeter Rd, 31602 |
| South Valdosta Branch Valdosta, GA |
1201 S Patterson St, 31601 |
| Conyers Branch Conyers, GA |
2140 Old Covington Rd Ne, 30013 |
Where Farmers and Merchants Bank has offices
Cities with the most Farmers and Merchants Bank offices
Largest banks headquartered elsewhere in Georgia
| Ameris Bank Atlanta | $28.42 billion |
| RBC Bank, (Georgia) National Association Atlanta | $9.59 billion |
| Metro City Bank Doraville | $4.47 billion |
| Vallant Bank Elberton | $3.99 billion |
| Colony Bank Fitzgerald | $3.61 billion |
| Georgia Banking Company Atlanta | $3.26 billion |
| Queensborough National Bank & Trust Company Louisville | $2.28 billion |
| Thomasville National Bank Thomasville | $2.18 billion |
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