US Bank Directory
Banks in Saint Marys, GA
4 FDIC-insured banks operate 5 offices in Saint Marys, Georgia, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Saint Marys
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 6 locations in Saint Marys, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Saint Marys
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Ameris Bank has the most locations in Saint Marys, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Ameris Bank Bank · 2
Ameris Bank has 2 branches in Saint Marys, 105 across Georgia and 177 nationwide. FDIC records list its main office in Atlanta, GA and show it operating since 1971. With $28.42 billion in total assets on June 30, 2026, it ranks No. 76 of 4,232 U.S. banks by total assets. The Saint Marys Branch at 2509 Osborne Rd dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Saint Marys Branch2509 Osborne Rd, 31558
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Messenger Service Branch2509 Osborne Rd, 31558
Navy Federal Credit Union Credit union · 1
Navy Federal Credit Union has 1 office in Saint Marys, 26 across Georgia. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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St. Marys Ga1195 Charlie Smith Sr Hwy, 31558
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Pineland Bank Bank · 1
Pineland Bank has 1 branch in Saint Marys, 8 across Georgia and 9 nationwide. FDIC records list its main office in Alma, GA and show it operating since 1939. With $597.1 million in total assets on June 30, 2026, it ranks No. 1,570 of 4,232 U.S. banks by total assets. The Kings Bay Branch at 120 Kingsbay Rd dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kings Bay Branch120 Kingsbay Rd, 31558
Pinnacle Bank Bank · 1
Pinnacle Bank has 1 branch in Saint Marys, 107 across Georgia and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. The Camden Financial Banking Center Branch at 6308 Georgia Highway 40 E dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Camden Financial Banking Center Branch6308 Georgia Highway 40 E, 31558
Renasant Bank · 1
Renasant has 1 branch in Saint Marys, 73 across Georgia and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. The St Marys Branch at 392 Charlie Smith Sr Hwy dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St Marys Branch392 Charlie Smith Sr Hwy, 31558
Join a credit union in Saint Marys
1 credit union has 1 office here: Navy Federal Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Saint Marys page has every office in the state's directory.
Banking in Saint Marys: the local picture
Short answer: 4 banks run 5 branches in Saint Marys according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Saint Marys, 2 elsewhere in Georgia and 2 out of state, according to the FDIC.
The bank with the longest record here is Renasant, operating since 1904 according to the FDIC. In FDIC branch records, the longest-running branch is Ameris Bank's office at 2509 Osborne Rd, dating to 1989; the newest is Pinnacle Bank's at 6308 Georgia Highway 40 E, from 2011.
The only credit union with an office here is Navy Federal Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 5 locations have no published hours in these sources.
Credit unions open on Saturday in Saint Marys
Short answer: 1 of the 1 Saint Marys location with published hours opens on Saturday, run by 1 institution.
- Navy Federal Credit Union: 1 of 1 office (1195 Charlie Smith Sr Hwy: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Saint Marys, and where the nearest one is if they do not.
Short answer: No branches in Saint Marys: Chase (nearest in Savannah, 87 mi), Wells Fargo (nearest in Brunswick, 31 mi), Bank of America (nearest in Saint Simons Island, 32 mi), PNC Bank (nearest in Montezuma, 179 mi), U.S. Bank (nearest in Sandy Springs, 271 mi), Truist (nearest in Brunswick, 31 mi), Fifth Third Bank (nearest in Pooler, 97 mi), Huntington (nearest in Brunswick, 31 mi), Regions Bank (nearest in Savannah, 96 mi), TD Bank, BMO.
| Bank | In Saint Marys | Nearest branch if none here |
|---|---|---|
| Chase | None | Savannah, 87 miles away |
| Wells Fargo | None | Brunswick, 31 miles away |
| Bank of America | None | Saint Simons Island, 32 miles away |
| PNC Bank | None | Montezuma, 179 miles away |
| U.S. Bank | None | Sandy Springs, 271 miles away |
| Truist | None | Brunswick, 31 miles away |
| Fifth Third Bank | None | Pooler, 97 miles away |
| Huntington | None | Brunswick, 31 miles away |
| Regions Bank | None | Savannah, 96 miles away |
| TD Bank | None | none in Georgia |
| BMO | None | none in Georgia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Saint Marys to the nearest branch in Georgia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Saint Marys residents like anyone else.
Banks near Saint Marys
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Kingsland (5 miles) and Folkston (29 miles). Brunswick, 31 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Kingsland, GA | 5 mi | 2 | 2 |
| Banks in Folkston, GA | 29 mi | 2 | 2 |
| Banks in Brunswick, GA | 31 mi | 12 | 15 |
| Banks in Saint Simons Island, GA | 31 mi | 11 | 12 |
| Banks in Nahunta, GA | 38 mi | 2 | 2 |
| Banks in Darien, GA | 44 mi | 2 | 2 |
| Banks in Blackshear, GA | 54 mi | 3 | 3 |
| Banks in Waycross, GA | 54 mi | 7 | 8 |
Bank branch openings and closings in Saint Marys
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Saint Marys between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Saint Marys by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Saint Marys offices.
Short answer: Pinnacle Bank is the largest bank with offices in Saint Marys, with $128.79 billion in total assets on June 30, 2026, No. 28 among U.S. banks by total assets. Ameris Bank is second with $28.42 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Pinnacle Bank | $128.79 billion | No. 28 | 1 | Nashville, TN |
| Ameris Bank | $28.42 billion | No. 76 | 2 | Atlanta, GA |
| Renasant | $26.99 billion | No. 80 | 1 | Tupelo, MS |
| Pineland Bank | $597.1 million | No. 1,570 | 1 | Alma, GA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Saint Marys: FAQ
How many banks are in Saint Marys, GA?
Saint Marys has 4 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Saint Marys?
Ameris Bank, with 2. Pinnacle Bank has 1 and Renasant has 1.
Is there a Ameris Bank in Saint Marys, GA?
Yes. FDIC data lists 2 Ameris Bank branches in Saint Marys as of September 5, 2026. Its branches are listed under Ameris Bank above, with the address and directions for each.
Is there a Pinnacle Bank in Saint Marys, GA?
Yes. FDIC data lists 1 Pinnacle Bank branch in Saint Marys as of September 5, 2026. The address and directions are under Pinnacle Bank above.
Is there a Renasant in Saint Marys, GA?
Yes. FDIC data lists 1 Renasant branch in Saint Marys as of September 5, 2026. The address and directions are under Renasant above.
Is there a Chase in Saint Marys, GA?
No. FDIC data lists no Chase branch in Saint Marys as of September 5, 2026. The nearest is in Savannah, about 87 miles away in a straight line.
Which banks in Saint Marys are open on Saturday?
Navy Federal Credit Union publishes Saturday hours for one or more Saint Marys locations. The Saturday section above lists each one with its hours. 5 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Saint Marys?
Renasant has the longest record among banks with a branch here: the FDIC shows it operating since 1904.
Which credit unions can I join in Saint Marys?
Navy Federal Credit Union has an office in Saint Marys. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Saint Marys in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Saint Marys?
Nearby cities with more banks include Kingsland, Folkston, Brunswick. Kingsland is 5 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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