Banks in Folkston, GA

Bank branch map: Folkston

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Folkston, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Folkston

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: FNB SOUTH and Southeastern Bank have the most locations in Folkston, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

FNB SOUTH 1 branch · main office Alma, GA Bank · 1

FNB SOUTH has 1 branch in Folkston, 4 across Georgia and 4 nationwide. FDIC records list its main office in Alma, GA and show it operating since 1950. With $734.8 million in total assets on June 30, 2026, it ranks No. 1,339 of 4,232 U.S. banks by total assets. The Folkston Branch at 4322 Second St N dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Folkston Branch

  4322 Second St N, 31537

  Hours: see the bank's site
  DirectionsWebsite

FNB SOUTH: profile, branches and contacts

Georgia's Own Credit Union 1 office · main office Atlanta, GA Credit union · 1

Georgia's Own Credit Union has 1 office in Folkston, 30 across Georgia. It is based in Atlanta, GA and $4.33 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Se Region - Folkston Branch

  3792 Second St S, 31537

  (912) 496-2006Today 9 am to 1 pm

  All hours

  Mon to Tue 9 am to 5 pm; Wed 9 am to 1 pm; Thu to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Georgia's Own Credit Union: profile, branches and contacts

Southeastern Bank 1 branch · main office Darien, GA Bank · 1

Southeastern Bank has 1 branch in Folkston, 9 across Georgia and 11 nationwide. FDIC records list its main office in Darien, GA and show it operating since 1889. With $624.9 million in total assets on June 30, 2026, it ranks No. 1,518 of 4,232 U.S. banks by total assets. The Folkston Branch at 4233 2nd Street North dates to 1912 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Folkston Branch

  4233 2nd Street North, 31537

  Hours: see the bank's site
  DirectionsWebsite

Southeastern Bank: profile, branches and contacts

Join a credit union in Folkston

1 credit union has 1 office here: Georgia's Own Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Folkston page has every office in the state's directory.

Banking in Folkston: the local picture

Short answer: 2 banks run 2 branches in Folkston according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Folkston, 2 elsewhere in Georgia, according to the FDIC.

The bank with the longest record here is Southeastern Bank, operating since 1889 according to the FDIC. In FDIC branch records, the longest-running branch is Southeastern Bank's office at 4233 2nd Street North, dating to 1912; the newest is FNB SOUTH's at 4322 Second St N, from 2002.

The only credit union with an office here is Georgia's Own Credit Union.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Folkston

Short answer: None of the 1 Folkston location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Folkston, and where the nearest one is if they do not.

Short answer: No branches in Folkston: Chase (nearest in Savannah, 95 mi), Wells Fargo (nearest in Brunswick, 42 mi), Bank of America (nearest in Brunswick, 42 mi), PNC Bank (nearest in Montezuma, 152 mi), U.S. Bank (nearest in Sandy Springs, 249 mi), Truist (nearest in Waycross, 28 mi), Fifth Third Bank (nearest in Pooler, 100 mi), Huntington (nearest in Brunswick, 42 mi), Regions Bank (nearest in Valdosta, 72 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Folkston to the nearest branch in Georgia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Folkston residents like anyone else.

Banks near Folkston

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Nahunta (24 miles) and Kingsland (25 miles). Brunswick, 41 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Folkston

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Folkston between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Folkston by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Folkston offices.

Short answer: FNB SOUTH is the largest bank with offices in Folkston, with $734.8 million in total assets on June 30, 2026, No. 1,339 among U.S. banks by total assets. Southeastern Bank is second with $624.9 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Folkston: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.