US Bank Directory
Banks in Ringgold, GA
5 FDIC-insured banks operate 5 offices in Ringgold, Georgia, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Ringgold
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 7 locations in Ringgold, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Ringgold
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Ringgold, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Tennessee Valley Credit Union Credit union · 2
Tennessee Valley Credit Union has 2 officees in Ringgold, 8 across Georgia. It is based in Chattanooga, TN and $3.19 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Ringgold locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Highway 41 Food City150 Highway 41, 30736
All hours
Mon to Fri 10 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Ringgold Branch35 Poplar Springs Rd, 30736
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Builtwell Bank Bank · 1
Builtwell Bank has 1 branch in Ringgold, 9 across Georgia and 36 nationwide. FDIC records list its main office in Chattanooga, TN and show it operating since 1904. With $2.28 billion in total assets on June 30, 2026, it ranks No. 545 of 4,232 U.S. banks by total assets. The Ringgold Branch at 5102 Alabama Hwy dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ringgold Branch5102 Alabama Hwy, 30736
First Financial Bank Bank · 1
First Financial Bank has 1 branch in Ringgold, 3 across Georgia and 83 nationwide. FDIC records list its main office in Terre Haute, IN and show it operating since 1863. With $6.17 billion in total assets on June 30, 2026, it ranks No. 245 of 4,232 U.S. banks by total assets. The Catoosa County Branch at 4914 Battlefield Pkwy dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Catoosa County Branch4914 Battlefield Pkwy, 30736
First Horizon Bank · 1
First Horizon has 1 branch in Ringgold, 13 across Georgia and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Ringgold Financial Center Branch at 5038 Alabama Hwy dates to 2006 in FDIC branch records. It opens on Saturday.
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Ringgold Financial Center Branch5038 Alabama Hwy, 30736
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026
FirstBank Bank · 1
FirstBank has 1 branch in Ringgold, 14 across Georgia and 132 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 1906. With $16.76 billion in total assets on June 30, 2026, it ranks No. 118 of 4,232 U.S. banks by total assets. The Ringgold Branch at 5063 Alabama Hwy dates to 1904 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ringgold Branch5063 Alabama Hwy, 30736
Huntington Bank · 1
Huntington has 1 branch in Ringgold, 39 across Georgia and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Ringgold Branch at 6345 Highway 41 dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ringgold Branch6345 Highway 41, 30736
Join a credit union in Ringgold
1 credit union has 2 offices here: Tennessee Valley Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ringgold page has every office in the state's directory.
Banking in Ringgold: the local picture
Short answer: 5 banks run 5 branches in Ringgold according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Ringgold and 5 out of state, according to the FDIC.
The bank with the longest record here is First Financial Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is FirstBank's office at 5063 Alabama Hwy, dating to 1904; the newest is First Horizon's at 5038 Alabama Hwy, from 2006.
The only credit union with an office here is Tennessee Valley Credit Union.
Of the 3 locations with published hours. 1 opens on Saturday. 4 locations have no published hours in these sources.
Banks open on Saturday in Ringgold
Short answer: 1 of the 3 Ringgold locations with published hours opens on Saturday, run by 1 institution.
- First Horizon: 1 of 1 branch (5038 Alabama Hwy: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Ringgold, and where the nearest one is if they do not.
Short answer: In Ringgold: Huntington (1). No branches in Ringgold: Chase (nearest in Canton, 60 mi), Wells Fargo (nearest in Fort Oglethorpe, 7 mi), Bank of America (nearest in Dalton, 14 mi), PNC Bank (nearest in Woodstock, 64 mi), U.S. Bank (nearest in Sandy Springs, 83 mi), Truist (nearest in Dalton, 13 mi), Fifth Third Bank (nearest in Woodstock, 65 mi), Regions Bank (nearest in Fort Oglethorpe, 7 mi), TD Bank, BMO.
| Bank | In Ringgold | Nearest branch if none here |
|---|---|---|
| Huntington | 1 branch | here |
| Chase | None | Canton, 60 miles away |
| Wells Fargo | None | Fort Oglethorpe, 7 miles away |
| Bank of America | None | Dalton, 14 miles away |
| PNC Bank | None | Woodstock, 64 miles away |
| U.S. Bank | None | Sandy Springs, 83 miles away |
| Truist | None | Dalton, 13 miles away |
| Fifth Third Bank | None | Woodstock, 65 miles away |
| Regions Bank | None | Fort Oglethorpe, 7 miles away |
| TD Bank | None | none in Georgia |
| BMO | None | none in Georgia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ringgold to the nearest branch in Georgia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ringgold residents like anyone else.
Banks near Ringgold
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Fort Oglethorpe (6 miles) and Chickamauga (8 miles). Dalton, 14 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Fort Oglethorpe, GA | 6 mi | 5 | 5 |
| Banks in Chickamauga, GA | 8 mi | 2 | 2 |
| Banks in Dalton, GA | 14 mi | 10 | 21 |
| Banks in La Fayette, GA | 16 mi | 3 | 3 |
| Banks in Trenton, GA | 21 mi | 2 | 4 |
| Banks in Chatsworth, GA | 23 mi | 4 | 4 |
| Banks in Trion, GA | 29 mi | 2 | 2 |
| Banks in Calhoun, GA | 32 mi | 8 | 10 |
Bank branch openings and closings in Ringgold
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ringgold between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Ringgold by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ringgold offices.
Short answer: Huntington is the largest bank with offices in Ringgold, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. First Horizon is second with $84.12 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| First Horizon | $84.12 billion | No. 38 | 1 | Memphis, TN |
| FirstBank | $16.76 billion | No. 118 | 1 | Nashville, TN |
| First Financial Bank | $6.17 billion | No. 245 | 1 | Terre Haute, IN |
| Builtwell Bank | $2.28 billion | No. 545 | 1 | Chattanooga, TN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ringgold: FAQ
How many banks are in Ringgold, GA?
Ringgold has 5 banks with 5 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Ringgold?
Huntington, with 1. First Horizon has 1 and FirstBank has 1.
Is there a Huntington in Ringgold, GA?
Yes. FDIC data lists 1 Huntington branch in Ringgold as of September 5, 2026. The address and directions are under Huntington above.
Is there a First Horizon in Ringgold, GA?
Yes. FDIC data lists 1 First Horizon branch in Ringgold as of September 5, 2026. The address and directions are under First Horizon above.
Is there a FirstBank in Ringgold, GA?
Yes. FDIC data lists 1 FirstBank branch in Ringgold as of September 5, 2026. The address and directions are under FirstBank above.
Is there a Chase in Ringgold, GA?
No. FDIC data lists no Chase branch in Ringgold as of September 5, 2026. The nearest is in Canton, about 60 miles away in a straight line.
Which banks in Ringgold are open on Saturday?
First Horizon publishes Saturday hours for one or more Ringgold locations. The Saturday section above lists each one with its hours. 4 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Ringgold?
First Financial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Ringgold?
Tennessee Valley Credit Union has an office in Ringgold. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Ringgold in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ringgold?
Nearby cities with more banks include Fort Oglethorpe, Chickamauga, Dalton. Fort Oglethorpe is 6 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 5 branches: First Horizon) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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