US Bank Directory

Banks in La Fayette, GA

3 FDIC-insured banks operate 3 offices in La Fayette, Georgia, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: La Fayette

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in La Fayette, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in La Fayette

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Pinnacle Bank, Builtwell Bank and The Bank of LaFayette, Georgia have the most locations in La Fayette, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Builtwell Bank 1 branch · main office Chattanooga, TN Bank · 1

Builtwell Bank has 1 branch in La Fayette, 9 across Georgia and 36 nationwide. FDIC records list its main office in Chattanooga, TN and show it operating since 1904. With $2.28 billion in total assets on June 30, 2026, it ranks No. 545 of 4,232 U.S. banks by total assets. The Lafayette Branch at 2329 N Main St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Lafayette Branch
    2329 N Main St, 30728
    Hours: see the bank's site
Builtwell Bank: profile, branches and contacts
Peach State Credit Union 1 office · main office Lawrenceville, GA Credit union · 1

Peach State Credit Union has 1 office in La Fayette, 26 across Georgia. It is based in Lawrenceville, GA and $1.11 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Lafayette
    710 N Main St, 30728
    (678) 889-4328Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Peach State Credit Union: profile, branches and contacts
Pinnacle Bank 1 branch · main office Nashville, TN Bank · 1

Pinnacle Bank has 1 branch in La Fayette, 107 across Georgia and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. The Walker Branch at 201 W Patton St dates to 1972 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Pinnacle Bank: profile, branches and contacts
Tennessee Valley Credit Union 1 office · main office Chattanooga, TN Credit union · 1

Tennessee Valley Credit Union has 1 office in La Fayette, 8 across Georgia. It is based in Chattanooga, TN and $3.19 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Roper Branch
    1507 Broomtown Rd, 30728
    (423) 634-3600Closed today
    All hours

    Mon 10:30 am to 5 pm; Tue not published; Wed to Thu closed; Fri to Sun not published

    Hours: NCUA, March 31, 2026

Tennessee Valley Credit Union: profile, branches and contacts
The Bank of LaFayette, Georgia 1 branch · main office La Fayette, GA Bank · 1

The Bank of LaFayette, Georgia has 1 branch in La Fayette, 3 across Georgia and 3 nationwide. FDIC records list its main office in La Fayette, GA and show it operating since 1899. With $446.8 million in total assets on June 30, 2026, it ranks No. 1,927 of 4,232 U.S. banks by total assets. Its main office at 101 W Patton St dates to 1899 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    101 W Patton St, 30728
    Hours: see the bank's site
The Bank of LaFayette, Georgia: profile, branches and contacts

Join a credit union in La Fayette

2 credit unions have 2 offices here: Tennessee Valley Credit Union and Peach State Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in La Fayette page has every office in the state's directory.

Banking in La Fayette: the local picture

Short answer: 3 banks run 3 branches in La Fayette according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in La Fayette and 2 out of state, according to the FDIC.

The bank with the longest record here is The Bank of LaFayette, Georgia, operating since 1899 according to the FDIC. In FDIC branch records, the longest-running branch is The Bank of LaFayette, Georgia's office at 101 W Patton St, dating to 1899; the newest is Builtwell Bank's at 2329 N Main St, from 2007.

2 credit unions have 2 offices in La Fayette, according to the NCUA. Who can join each one is on the credit unions page.

Of the 2 locations with published hours. None open on Saturday. 3 locations have no published hours in these sources.

Saturday hours in La Fayette

Short answer: None of the 2 La Fayette locations with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in La Fayette, and where the nearest one is if they do not.

Short answer: No branches in La Fayette: Chase (nearest in Canton, 56 mi), Wells Fargo (nearest in Fort Oglethorpe, 16 mi), Bank of America (nearest in Dalton, 18 mi), PNC Bank (nearest in Woodstock, 58 mi), U.S. Bank (nearest in Sandy Springs, 77 mi), Truist (nearest in Summerville, 17 mi), Fifth Third Bank (nearest in Woodstock, 59 mi), Huntington (nearest in Chickamauga, 12 mi), Regions Bank (nearest in Fort Oglethorpe, 16 mi), TD Bank, BMO.

BankIn La FayetteNearest branch if none here
ChaseNoneCanton, 56 miles away
Wells FargoNoneFort Oglethorpe, 16 miles away
Bank of AmericaNoneDalton, 18 miles away
PNC BankNoneWoodstock, 58 miles away
U.S. BankNoneSandy Springs, 77 miles away
TruistNoneSummerville, 17 miles away
Fifth Third BankNoneWoodstock, 59 miles away
HuntingtonNoneChickamauga, 12 miles away
Regions BankNoneFort Oglethorpe, 16 miles away
TD BankNonenone in Georgia
BMONonenone in Georgia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of La Fayette to the nearest branch in Georgia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to La Fayette residents like anyone else.

Banks near La Fayette

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Chickamauga (12 miles) and Trion (13 miles). Dalton, 18 miles away, has the most banks nearby: 10.

Bank branch openings and closings in La Fayette

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in La Fayette between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in La Fayette

Short answer: 1 institution has its main office in La Fayette: The Bank of LaFayette, Georgia.

InstitutionTypeTotal assets, June 30, 2026Offices here
The Bank of LaFayette, GeorgiaBank$446.8 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in La Fayette by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its La Fayette offices.

Short answer: Pinnacle Bank is the largest bank with offices in La Fayette, with $128.79 billion in total assets on June 30, 2026, No. 28 among U.S. banks by total assets. Builtwell Bank is second with $2.28 billion. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Pinnacle Bank$128.79 billionNo. 281Nashville, TN
Builtwell Bank$2.28 billionNo. 5451Chattanooga, TN
The Bank of LaFayette, Georgia$446.8 millionNo. 1,9271La Fayette, GA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in La Fayette: FAQ

How many banks are in La Fayette, GA?

La Fayette has 3 banks with 3 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in La Fayette?

Pinnacle Bank, with 1. Builtwell Bank has 1 and The Bank of LaFayette, Georgia has 1.

Is there a Pinnacle Bank in La Fayette, GA?

Yes. FDIC data lists 1 Pinnacle Bank branch in La Fayette as of September 5, 2026. The address and directions are under Pinnacle Bank above.

Is there a Builtwell Bank in La Fayette, GA?

Yes. FDIC data lists 1 Builtwell Bank branch in La Fayette as of September 5, 2026. The address and directions are under Builtwell Bank above.

Is there a The Bank of LaFayette, Georgia in La Fayette, GA?

Yes. FDIC data lists 1 The Bank of LaFayette, Georgia branch in La Fayette as of September 5, 2026, the main office at 101 W Patton St. The address and directions are under The Bank of LaFayette, Georgia above.

Is there a Chase in La Fayette, GA?

No. FDIC data lists no Chase branch in La Fayette as of September 5, 2026. The nearest is in Canton, about 56 miles away in a straight line.

Which banks in La Fayette are open on Saturday?

None of the 2 locations with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in La Fayette?

The Bank of LaFayette, Georgia has its main office in La Fayette, according to the FDIC.

What is the oldest bank in La Fayette?

The Bank of LaFayette, Georgia has the longest record among banks with a branch here: the FDIC shows it operating since 1899.

Which credit unions can I join in La Fayette?

Tennessee Valley Credit Union and Peach State Credit Union have offices in La Fayette. Check each credit union's membership rules before you apply.

Did any bank branches open or close in La Fayette in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near La Fayette?

Nearby cities with more banks include Chickamauga, Trion, Ringgold. Chickamauga is 12 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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