US Bank Directory

Banks in Pelham, GA

2 FDIC-insured banks operate 2 offices in Pelham, Georgia.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Pelham

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Pelham, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Pelham

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Guardian Bank and Family Bank have the most locations in Pelham, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Family Bank 1 branch · main office Pelham, GA Bank · 1

Family Bank has 1 branch in Pelham, 3 across Georgia and 3 nationwide. FDIC records list its main office in Pelham, GA and show it operating since 1931. With $162.0 million in total assets on June 30, 2026, it ranks No. 3,234 of 4,232 U.S. banks by total assets. Its main office at 134 Hand Ave W dates to 1931 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    134 Hand Ave W, 31779
    Hours: see the bank's site
Family Bank: profile, branches and contacts
Guardian Bank 1 branch · main office Valdosta, GA Bank · 1

Guardian Bank has 1 branch in Pelham, 5 across Georgia and 5 nationwide. FDIC records list its main office in Valdosta, GA and show it operating since 2001. With $597.9 million in total assets on June 30, 2026, it ranks No. 1,564 of 4,232 U.S. banks by total assets. The Pelham Branch at 180 Mathewson Ave Sw dates to 1910 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Pelham Branch
    180 Mathewson Ave Sw, 31779
    Hours: see the bank's site
Guardian Bank: profile, branches and contacts

Banking in Pelham: the local picture

Short answer: 2 banks run 2 branches in Pelham according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Pelham, 1 elsewhere in Georgia, according to the FDIC.

The bank with the longest record here is Family Bank, operating since 1931 according to the FDIC. In FDIC branch records, the longest-running branch is Guardian Bank's office at 180 Mathewson Ave Sw, dating to 1910; the newest is Family Bank's at 134 Hand Ave W, from 1931.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Pelham, and where the nearest one is if they do not.

Short answer: No branches in Pelham: Chase (nearest in Locust Grove, 154 mi), Wells Fargo (nearest in Americus, 65 mi), Bank of America (nearest in Valdosta, 53 mi), PNC Bank (nearest in Montezuma, 82 mi), U.S. Bank (nearest in Sandy Springs, 193 mi), Truist (nearest in Thomasville, 23 mi), Fifth Third Bank (nearest in Bonaire, 103 mi), Huntington (nearest in Unadilla, 82 mi), Regions Bank (nearest in Bainbridge, 29 mi), TD Bank, BMO.

BankIn PelhamNearest branch if none here
ChaseNoneLocust Grove, 154 miles away
Wells FargoNoneAmericus, 65 miles away
Bank of AmericaNoneValdosta, 53 miles away
PNC BankNoneMontezuma, 82 miles away
U.S. BankNoneSandy Springs, 193 miles away
TruistNoneThomasville, 23 miles away
Fifth Third BankNoneBonaire, 103 miles away
HuntingtonNoneUnadilla, 82 miles away
Regions BankNoneBainbridge, 29 miles away
TD BankNonenone in Georgia
BMONonenone in Georgia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Pelham to the nearest branch in Georgia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Pelham residents like anyone else.

Banks near Pelham

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Camilla (8 miles) and Cairo (17 miles). Albany, 33 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Pelham

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Pelham between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Pelham

Short answer: 1 institution has its main office in Pelham: Family Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Family BankBank$162.0 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Pelham by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Pelham offices.

Short answer: Guardian Bank is the largest bank with offices in Pelham, with $597.9 million in total assets on June 30, 2026, No. 1,564 among U.S. banks by total assets. Family Bank is second with $162.0 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Guardian Bank$597.9 millionNo. 1,5641Valdosta, GA
Family Bank$162.0 millionNo. 3,2341Pelham, GA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Pelham: FAQ

How many banks are in Pelham, GA?

Pelham has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Pelham?

Guardian Bank, with 1. Family Bank has 1.

Is there a Guardian Bank in Pelham, GA?

Yes. FDIC data lists 1 Guardian Bank branch in Pelham as of September 5, 2026. The address and directions are under Guardian Bank above.

Is there a Family Bank in Pelham, GA?

Yes. FDIC data lists 1 Family Bank branch in Pelham as of September 5, 2026, the main office at 134 Hand Ave W. The address and directions are under Family Bank above.

Is there a Chase in Pelham, GA?

No. FDIC data lists no Chase branch in Pelham as of September 5, 2026. The nearest is in Locust Grove, about 154 miles away in a straight line.

Which banks are headquartered in Pelham?

Family Bank has its main office in Pelham, according to the FDIC.

What is the oldest bank in Pelham?

Family Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1931.

Did any bank branches open or close in Pelham in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Pelham?

Nearby cities with more banks include Camilla, Cairo, Moultrie. Camilla is 8 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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