US Bank Directory
Banks in Cairo, GA
5 FDIC-insured banks operate 5 offices in Cairo, Georgia, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Cairo
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Cairo, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Cairo
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Cairo, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Ameris Bank Bank · 1
Ameris Bank has 1 branch in Cairo, 105 across Georgia and 177 nationwide. FDIC records list its main office in Atlanta, GA and show it operating since 1971. With $28.42 billion in total assets on June 30, 2026, it ranks No. 76 of 4,232 U.S. banks by total assets. The Cairo Branch at 201 S Broad St dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cairo Branch201 S Broad St, 39828
Bank OZK Bank · 1
Bank OZK has 1 branch in Cairo, 72 across Georgia and 272 nationwide. FDIC records list its main office in Little Rock, AR and show it operating since 1903. With $41.70 billion in total assets on June 30, 2026, it ranks No. 57 of 4,232 U.S. banks by total assets. The Cairo Branch at 802 N Broad St dates to 1988 in FDIC branch records. Its published hours do not list Saturday.
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Cairo Branch802 N Broad St, 39828
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026
Capital City Bank Bank · 1
Capital City Bank has 1 branch in Cairo, 12 across Georgia and 67 nationwide. FDIC records list its main office in Tallahassee, FL and show it operating since 1907. With $4.45 billion in total assets on June 30, 2026, it ranks No. 313 of 4,232 U.S. banks by total assets. The Cairo Branch at 420 N Broad St dates to 1918 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cairo Branch420 N Broad St, 39828
First National Bank of Decatur County Bank · 1
First National Bank of Decatur County has 1 branch in Cairo, 5 across Georgia and 6 nationwide. FDIC records list its main office in Bainbridge, GA and show it operating since 2004. With $359.6 million in total assets on June 30, 2026, it ranks No. 2,213 of 4,232 U.S. banks by total assets. The Cairo Branch at 600 N Broad St dates to 1904 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cairo Branch600 N Broad St, 39828
Five Star Credit Union Credit union · 1
Five Star Credit Union has 1 office in Cairo, 16 across Georgia. It is based in Dothan, AL and $1.25 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Five Star Credit Union990 Us Highway 84 E, 39828
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
United National Bank Bank · 1
United National Bank has 1 branch in Cairo, 1 across Georgia and 1 nationwide. FDIC records list its main office in Cairo, GA and show it operating since 2000. With $308.7 million in total assets on June 30, 2026, it ranks No. 2,439 of 4,232 U.S. banks by total assets. Its main office at 722 N Broad St dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office722 N Broad St, 39828
Join a credit union in Cairo
1 credit union has 1 office here: Five Star Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cairo page has every office in the state's directory.
Banking in Cairo: the local picture
Short answer: 5 banks run 5 branches in Cairo according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 1 has its main office in Cairo, 2 elsewhere in Georgia and 2 out of state, according to the FDIC.
The bank with the longest record here is Bank OZK, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is First National Bank of Decatur County's office at 600 N Broad St, dating to 1904; the newest is Ameris Bank's at 201 S Broad St, from 2006.
The only credit union with an office here is Five Star Credit Union.
Of the 2 locations with published hours. None open on Saturday. 4 locations have no published hours in these sources.
Saturday hours in Cairo
Short answer: None of the 2 Cairo locations with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Cairo, and where the nearest one is if they do not.
Short answer: No branches in Cairo: Chase (nearest in Locust Grove, 171 mi), Wells Fargo (nearest in Americus, 82 mi), Bank of America (nearest in Valdosta, 52 mi), PNC Bank (nearest in Montezuma, 99 mi), U.S. Bank (nearest in Sandy Springs, 210 mi), Truist (nearest in Thomasville, 16 mi), Fifth Third Bank (nearest in Bonaire, 121 mi), Huntington (nearest in Unadilla, 99 mi), Regions Bank (nearest in Bainbridge, 22 mi), TD Bank, BMO.
| Bank | In Cairo | Nearest branch if none here |
|---|---|---|
| Chase | None | Locust Grove, 171 miles away |
| Wells Fargo | None | Americus, 82 miles away |
| Bank of America | None | Valdosta, 52 miles away |
| PNC Bank | None | Montezuma, 99 miles away |
| U.S. Bank | None | Sandy Springs, 210 miles away |
| Truist | None | Thomasville, 16 miles away |
| Fifth Third Bank | None | Bonaire, 121 miles away |
| Huntington | None | Unadilla, 99 miles away |
| Regions Bank | None | Bainbridge, 22 miles away |
| TD Bank | None | none in Georgia |
| BMO | None | none in Georgia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cairo to the nearest branch in Georgia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cairo residents like anyone else.
Banks near Cairo
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Thomasville (15 miles) and Pelham (17 miles). Moultrie, 32 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Thomasville, GA | 15 mi | 6 | 9 |
| Banks in Pelham, GA | 17 mi | 2 | 2 |
| Banks in Bainbridge, GA | 21 mi | 7 | 10 |
| Banks in Camilla, GA | 24 mi | 3 | 3 |
| Banks in Moultrie, GA | 32 mi | 8 | 11 |
| Banks in Colquitt, GA | 37 mi | 3 | 3 |
| Banks in Quitman, GA | 39 mi | 3 | 3 |
| Banks in Donalsonville, GA | 41 mi | 5 | 5 |
Bank branch openings and closings in Cairo
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cairo between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Cairo
Short answer: 1 institution has its main office in Cairo: United National Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| United National Bank | Bank | $308.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Cairo by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cairo offices.
Short answer: Bank OZK is the largest bank with offices in Cairo, with $41.70 billion in total assets on June 30, 2026, No. 57 among U.S. banks by total assets. Ameris Bank is second with $28.42 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank OZK | $41.70 billion | No. 57 | 1 | Little Rock, AR |
| Ameris Bank | $28.42 billion | No. 76 | 1 | Atlanta, GA |
| Capital City Bank | $4.45 billion | No. 313 | 1 | Tallahassee, FL |
| First National Bank of Decatur County | $359.6 million | No. 2,213 | 1 | Bainbridge, GA |
| United National Bank | $308.7 million | No. 2,439 | 1 | Cairo, GA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cairo: FAQ
How many banks are in Cairo, GA?
Cairo has 5 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Cairo?
Bank OZK, with 1. Ameris Bank has 1 and Capital City Bank has 1.
Is there a Bank OZK in Cairo, GA?
Yes. FDIC data lists 1 Bank OZK branch in Cairo as of September 5, 2026. The address and directions are under Bank OZK above.
Is there a Ameris Bank in Cairo, GA?
Yes. FDIC data lists 1 Ameris Bank branch in Cairo as of September 5, 2026. The address and directions are under Ameris Bank above.
Is there a Capital City Bank in Cairo, GA?
Yes. FDIC data lists 1 Capital City Bank branch in Cairo as of September 5, 2026. The address and directions are under Capital City Bank above.
Is there a Chase in Cairo, GA?
No. FDIC data lists no Chase branch in Cairo as of September 5, 2026. The nearest is in Locust Grove, about 171 miles away in a straight line.
Which banks in Cairo are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 4 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Cairo?
United National Bank has its main office in Cairo, according to the FDIC.
What is the oldest bank in Cairo?
Bank OZK has the longest record among banks with a branch here: the FDIC shows it operating since 1903.
Which credit unions can I join in Cairo?
Five Star Credit Union has an office in Cairo. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Cairo in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cairo?
Nearby cities with more banks include Thomasville, Pelham, Bainbridge. Thomasville is 15 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Bank branch hours, phones and branch pages (1 of 5 branches: Bank OZK) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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