US Bank Directory
Banks in Lumber City, GA
1 FDIC-insured bank operates 1 office in Lumber City, Georgia.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Lumber City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Lumber City, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Lumber City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Mount Vernon Bank is the only bank with an office in Lumber City. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Mount Vernon Bank Bank · 1
Mount Vernon Bank has 1 branch in Lumber City, 5 across Georgia and 5 nationwide. FDIC records list its main office in Mount Vernon, GA and show it operating since 1901. With $217.6 million in total assets on June 30, 2026, it ranks No. 2,890 of 4,232 U.S. banks by total assets. The Bank Of Lumber City Branch at 21 Main St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bank Of Lumber City Branch21 Main St, 31549
Banking in Lumber City: the local picture
Short answer: 1 bank runs 1 branch in Lumber City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Mount Vernon Bank has its main office in Mount Vernon, GA, according to the FDIC.
The bank with the longest record here is Mount Vernon Bank, operating since 1901 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Lumber City, and where the nearest one is if they do not.
Short answer: No branches in Lumber City: Chase (nearest in Savannah, 92 mi), Wells Fargo (nearest in Douglas, 31 mi), Bank of America (nearest in Warner Robins, 72 mi), PNC Bank (nearest in Montezuma, 83 mi), U.S. Bank (nearest in Sandy Springs, 168 mi), Truist (nearest in Baxley, 22 mi), Fifth Third Bank (nearest in Bonaire, 68 mi), Huntington (nearest in Glennville, 44 mi), Regions Bank (nearest in Cordele, 63 mi), TD Bank, BMO.
| Bank | In Lumber City | Nearest branch if none here |
|---|---|---|
| Chase | None | Savannah, 92 miles away |
| Wells Fargo | None | Douglas, 31 miles away |
| Bank of America | None | Warner Robins, 72 miles away |
| PNC Bank | None | Montezuma, 83 miles away |
| U.S. Bank | None | Sandy Springs, 168 miles away |
| Truist | None | Baxley, 22 miles away |
| Fifth Third Bank | None | Bonaire, 68 miles away |
| Huntington | None | Glennville, 44 miles away |
| Regions Bank | None | Cordele, 63 miles away |
| TD Bank | None | none in Georgia |
| BMO | None | none in Georgia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lumber City to the nearest branch in Georgia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lumber City residents like anyone else.
Banks near Lumber City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hazlehurst (7 miles) and Mcrae (16 miles). Douglas, 31 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hazlehurst, GA | 7 mi | 3 | 4 |
| Banks in Mcrae, GA | 16 mi | 2 | 2 |
| Banks in Baxley, GA | 22 mi | 5 | 5 |
| Banks in Vidalia, GA | 25 mi | 7 | 9 |
| Banks in Lyons, GA | 28 mi | 3 | 3 |
| Banks in Alma, GA | 30 mi | 2 | 3 |
| Banks in Douglas, GA | 31 mi | 8 | 9 |
| Banks in Eastman, GA | 35 mi | 3 | 3 |
Bank branch openings and closings in Lumber City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Lumber City between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| May 13, 2026 | Opened | Mount Vernon Bank | 21 Main St, 31549 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Lumber City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lumber City offices.
Short answer: Mount Vernon Bank is the largest bank with offices in Lumber City, with $217.6 million in total assets on June 30, 2026, No. 2,890 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Mount Vernon Bank | $217.6 million | No. 2,890 | 1 | Mount Vernon, GA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lumber City: FAQ
How many banks are in Lumber City, GA?
Lumber City has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Mount Vernon Bank in Lumber City, GA?
Yes. FDIC data lists 1 Mount Vernon Bank branch in Lumber City as of September 5, 2026. The address and directions are under Mount Vernon Bank above.
Is there a Chase in Lumber City, GA?
No. FDIC data lists no Chase branch in Lumber City as of September 5, 2026. The nearest is in Savannah, about 92 miles away in a straight line.
What is the oldest bank in Lumber City?
Mount Vernon Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1901.
Did any bank branches open or close in Lumber City in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lumber City?
Nearby cities with more banks include Hazlehurst, Mcrae, Baxley. Hazlehurst is 7 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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