US Bank Directory

Banks in Vidalia, GA

7 FDIC-insured banks operate 9 offices in Vidalia, Georgia.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Vidalia

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 7 banks and credit unions operate 9 locations in Vidalia, according to the FDIC. 9 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

9 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Vidalia

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Altamaha Bank and Mount Vernon Bank have the most locations in Vidalia, with 2 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Altamaha Bank 2 branches · main office Vidalia, GA Bank · 2

Altamaha Bank has 2 branches in Vidalia, 4 across Georgia and 4 nationwide. FDIC records list its main office in Vidalia, GA and show it operating since 1966. With $334.1 million in total assets on June 30, 2026, it ranks No. 2,325 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Vidalia location is its main office at 206 Jackson St, dating to 1966; the newest, at 1726 Mount Vernon Rd, to 1977. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    206 Jackson St, 30474
    Hours: see the bank's site
  • Vidalia West Branch
    1726 Mount Vernon Rd, 30474
    Hours: see the bank's site
Altamaha Bank: profile, branches and contacts
Mount Vernon Bank 2 branches · main office Mount Vernon, GA Bank · 2

Mount Vernon Bank has 2 branches in Vidalia, 5 across Georgia and 5 nationwide. FDIC records list its main office in Mount Vernon, GA and show it operating since 1901. With $217.6 million in total assets on June 30, 2026, it ranks No. 2,890 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Vidalia location is the West First Street Branch at 402 W 1st St, dating to 1999; the newest, at 2109 E 1st St, to 2009. It does not publish hours in the sources this page uses; check its site before you go.

  • Vidalia Branch
    2109 E 1st St, 30474
    Hours: see the bank's site
  • West First Street Branch
    402 W 1st St, 30474
    Hours: see the bank's site
Mount Vernon Bank: profile, branches and contacts
Ameris Bank 1 branch · main office Atlanta, GA Bank · 1

Ameris Bank has 1 branch in Vidalia, 105 across Georgia and 177 nationwide. FDIC records list its main office in Atlanta, GA and show it operating since 1971. With $28.42 billion in total assets on June 30, 2026, it ranks No. 76 of 4,232 U.S. banks by total assets. The Eastside Branch at 1705 E 1st St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Ameris Bank: profile, branches and contacts
Georgia First Bank 1 branch · main office Soperton, GA Bank · 1

Georgia First Bank has 1 branch in Vidalia, 3 across Georgia and 3 nationwide. FDIC records list its main office in Soperton, GA and show it operating since 1903. With $290.8 million in total assets on June 30, 2026, it ranks No. 2,532 of 4,232 U.S. banks by total assets. The Georgia First Bank - Vidalia Branch at 112 Charles Andrew Dr dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Georgia First Bank - Vidalia Branch
    112 Charles Andrew Dr, 30474
    Hours: see the bank's site
Georgia First Bank: profile, branches and contacts
Peoples Bank 1 branch · main office Lyons, GA Bank · 1

Peoples Bank has 1 branch in Vidalia, 2 across Georgia and 2 nationwide. FDIC records list its main office in Lyons, GA and show it operating since 1931. With $192.4 million in total assets on June 30, 2026, it ranks No. 3,041 of 4,232 U.S. banks by total assets. The Vidalia Branch at 2301 E 1st St dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Peoples Bank: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Vidalia, 203 across Georgia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Vidalia Branch at 900 E 1st St dates to 1995 in FDIC branch records. Its published hours do not list Saturday.

  • Vidalia Branch
    900 E 1st St, 30474
    (912) 537-2221Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Vidalia Federal Savings Bank 1 branch · main office Vidalia, GA Bank · 1

Vidalia Federal Savings Bank has 1 branch in Vidalia, 2 across Georgia and 2 nationwide. FDIC records list its main office in Vidalia, GA and show it operating since 1936. With $212.0 million in total assets on June 30, 2026, it ranks No. 2,918 of 4,232 U.S. banks by total assets. Its main office at 300 Jackson St dates to 1936 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    300 Jackson St, 30474
    Hours: see the bank's site
Vidalia Federal Savings Bank: profile, branches and contacts

Banking in Vidalia: the local picture

Short answer: 7 banks run 9 branches in Vidalia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 7 banks, 2 have their main office in Vidalia, 4 elsewhere in Georgia and 1 out of state, according to the FDIC.

The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Vidalia Federal Savings Bank's office at 300 Jackson St, dating to 1936; the newest is Peoples Bank's at 2301 E 1st St, from 2017.

Of the 1 location with published hours. None open on Saturday. 8 locations have no published hours in these sources.

Saturday hours in Vidalia

Short answer: None of the 1 Vidalia location with published hours lists Saturday hours. 8 locations do not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Vidalia, and where the nearest one is if they do not.

Short answer: In Vidalia: Truist (1). No branches in Vidalia: Chase (nearest in Savannah, 77 mi), Wells Fargo (nearest in Dublin, 39 mi), Bank of America (nearest in Pooler, 68 mi), PNC Bank (nearest in Montezuma, 95 mi), U.S. Bank (nearest in Sandy Springs, 163 mi), Fifth Third Bank (nearest in Pooler, 67 mi), Huntington (nearest in Glennville, 34 mi), Regions Bank (nearest in Millen, 49 mi), TD Bank, BMO.

BankIn VidaliaNearest branch if none here
Truist1 branchhere
ChaseNoneSavannah, 77 miles away
Wells FargoNoneDublin, 39 miles away
Bank of AmericaNonePooler, 68 miles away
PNC BankNoneMontezuma, 95 miles away
U.S. BankNoneSandy Springs, 163 miles away
Fifth Third BankNonePooler, 67 miles away
HuntingtonNoneGlennville, 34 miles away
Regions BankNoneMillen, 49 miles away
TD BankNonenone in Georgia
BMONonenone in Georgia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Vidalia to the nearest branch in Georgia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Vidalia residents like anyone else.

Banks near Vidalia

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Lyons (5 miles) and Reidsville (19 miles). Swainsboro, 26 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Vidalia

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Vidalia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Vidalia

Short answer: 2 institutions have their main office in Vidalia: Altamaha Bank and Vidalia Federal Savings Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Altamaha BankBank$334.1 million2
Vidalia Federal Savings BankBank$212.0 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Vidalia by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Vidalia offices.

Short answer: Truist is the largest bank with offices in Vidalia, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. Ameris Bank is second with $28.42 billion. 2 of the 7 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Truist$548.35 billionNo. 91Charlotte, NC
Ameris Bank$28.42 billionNo. 761Atlanta, GA
Altamaha Bank$334.1 millionNo. 2,3252Vidalia, GA
Georgia First Bank$290.8 millionNo. 2,5321Soperton, GA
Mount Vernon Bank$217.6 millionNo. 2,8902Mount Vernon, GA
Vidalia Federal Savings Bank$212.0 millionNo. 2,9181Vidalia, GA
Peoples Bank$192.4 millionNo. 3,0411Lyons, GA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Vidalia: FAQ

How many banks are in Vidalia, GA?

Vidalia has 7 banks with 9 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Vidalia?

Altamaha Bank, with 2. Mount Vernon Bank has 2 and Truist has 1.

Is there a Altamaha Bank in Vidalia, GA?

Yes. FDIC data lists 2 Altamaha Bank branches in Vidalia as of September 5, 2026, the main office at 206 Jackson St. Its branches are listed under Altamaha Bank above, with the address and directions for each.

Is there a Mount Vernon Bank in Vidalia, GA?

Yes. FDIC data lists 2 Mount Vernon Bank branches in Vidalia as of September 5, 2026. Its branches are listed under Mount Vernon Bank above, with the address and directions for each.

Is there a Truist in Vidalia, GA?

Yes. FDIC data lists 1 Truist branch in Vidalia as of September 5, 2026. The address and directions are under Truist above.

Is there a Chase in Vidalia, GA?

No. FDIC data lists no Chase branch in Vidalia as of September 5, 2026. The nearest is in Savannah, about 77 miles away in a straight line.

Which banks in Vidalia are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 8 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in Vidalia?

Altamaha Bank and Vidalia Federal Savings Bank have their main office in Vidalia, according to the FDIC.

What is the oldest bank in Vidalia?

Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.

Did any bank branches open or close in Vidalia in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Vidalia?

Nearby cities with more banks include Lyons, Reidsville, Metter. Lyons is 5 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 9 branches: Truist)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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