US Bank Directory
Banks in Hiawassee, GA
2 FDIC-insured banks operate 2 offices in Hiawassee, Georgia.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Hiawassee
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Hiawassee, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Hiawassee
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: SouthState and United Community have the most locations in Hiawassee, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
SouthState Bank · 1
SouthState has 1 branch in Hiawassee, 44 across Georgia and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Hiawassee Branch at 20 S Main St dates to 1909 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Hiawassee Branch20 S Main St, 30546
United Community Bank · 1
United Community has 1 branch in Hiawassee, 64 across Georgia and 190 nationwide. FDIC records list its main office in Greenville, SC and show it operating since 1950. With $28.99 billion in total assets on June 30, 2026, it ranks No. 73 of 4,232 U.S. banks by total assets. The Ucb Towns County Branch at 214 N Main St dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Ucb Towns County Branch214 N Main St, 30546
Banking in Hiawassee: the local picture
Short answer: 2 banks run 2 branches in Hiawassee according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Hiawassee and 2 out of state, according to the FDIC.
The bank with the longest record here is United Community, operating since 1950 according to the FDIC. In FDIC branch records, the longest-running branch is SouthState's office at 20 S Main St, dating to 1909; the newest is United Community's at 214 N Main St, from 1986.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Hiawassee, and where the nearest one is if they do not.
Short answer: No branches in Hiawassee: Chase (nearest in Cumming, 56 mi), Wells Fargo (nearest in Dahlonega, 31 mi), Bank of America (nearest in Gainesville, 46 mi), PNC Bank (nearest in Cumming, 58 mi), U.S. Bank (nearest in Sandy Springs, 79 mi), Truist (nearest in Dahlonega, 31 mi), Fifth Third Bank (nearest in Gainesville, 44 mi), Huntington (nearest in Gainesville, 45 mi), Regions Bank (nearest in Clayton, 21 mi), TD Bank, BMO.
| Bank | In Hiawassee | Nearest branch if none here |
|---|---|---|
| Chase | None | Cumming, 56 miles away |
| Wells Fargo | None | Dahlonega, 31 miles away |
| Bank of America | None | Gainesville, 46 miles away |
| PNC Bank | None | Cumming, 58 miles away |
| U.S. Bank | None | Sandy Springs, 79 miles away |
| Truist | None | Dahlonega, 31 miles away |
| Fifth Third Bank | None | Gainesville, 44 miles away |
| Huntington | None | Gainesville, 45 miles away |
| Regions Bank | None | Clayton, 21 miles away |
| TD Bank | None | none in Georgia |
| BMO | None | none in Georgia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hiawassee to the nearest branch in Georgia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hiawassee residents like anyone else.
Banks near Hiawassee
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Blairsville (13 miles) and Clayton (21 miles). Clayton, 21 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Blairsville, GA | 13 mi | 5 | 6 |
| Banks in Clayton, GA | 21 mi | 6 | 6 |
| Banks in Cleveland, GA | 25 mi | 5 | 5 |
| Banks in Clarkesville, GA | 27 mi | 5 | 5 |
| Banks in Dahlonega, GA | 32 mi | 6 | 6 |
| Banks in Blue Ridge, GA | 32 mi | 5 | 6 |
| Banks in Cornelia, GA | 32 mi | 5 | 6 |
| Banks in Toccoa, GA | 36 mi | 5 | 5 |
Bank branch openings and closings in Hiawassee
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Hiawassee between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Hiawassee by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hiawassee offices.
Short answer: SouthState is the largest bank with offices in Hiawassee, with $68.79 billion in total assets on June 30, 2026, No. 41 among U.S. banks by total assets. United Community is second with $28.99 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| SouthState | $68.79 billion | No. 41 | 1 | Winter Haven, FL |
| United Community | $28.99 billion | No. 73 | 1 | Greenville, SC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Hiawassee: FAQ
How many banks are in Hiawassee, GA?
Hiawassee has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Hiawassee?
SouthState, with 1. United Community has 1.
Is there a SouthState in Hiawassee, GA?
Yes. FDIC data lists 1 SouthState branch in Hiawassee as of September 5, 2026. The address and directions are under SouthState above.
Is there a United Community in Hiawassee, GA?
Yes. FDIC data lists 1 United Community branch in Hiawassee as of September 5, 2026. The address and directions are under United Community above.
Is there a Chase in Hiawassee, GA?
No. FDIC data lists no Chase branch in Hiawassee as of September 5, 2026. The nearest is in Cumming, about 56 miles away in a straight line.
What is the oldest bank in Hiawassee?
United Community has the longest record among banks with a branch here: the FDIC shows it operating since 1950.
Did any bank branches open or close in Hiawassee in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Hiawassee?
Nearby cities with more banks include Blairsville, Clayton, Cleveland. Blairsville is 13 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds