US Bank Directory

Banks in West Miami, FL

3 FDIC-insured banks operate 3 offices in West Miami, Florida.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: West Miami

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in West Miami, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in West Miami

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: City National Bank of Florida, Ocean Bank and Sunstate Bank have the most locations in West Miami, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

City National Bank of Florida 1 branch · main office Miami, FL Bank · 1

City National Bank of Florida has 1 branch in West Miami, 30 across Florida and 30 nationwide. FDIC records list its main office in Miami, FL and show it operating since 1970. With $29.11 billion in total assets on June 30, 2026, it ranks No. 72 of 4,232 U.S. banks by total assets. The West Miami Branch at 5782 Sw 8th St dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • West Miami Branch
    5782 Sw 8th St, 33144
    Hours: see the bank's site
City National Bank of Florida: profile, branches and contacts
Ocean Bank 1 branch · main office Miami, FL Bank · 1

Ocean Bank has 1 branch in West Miami, 25 across Florida and 25 nationwide. FDIC records list its main office in Miami, FL and show it operating since 1982. With $7.63 billion in total assets on June 30, 2026, it ranks No. 206 of 4,232 U.S. banks by total assets. The Eighth Street Branch at 6600 Sw 8th St dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Eighth Street Branch
    6600 Sw 8th St, 33144
    Hours: see the bank's site
Ocean Bank: profile, branches and contacts
Sunstate Bank 1 branch · main office Miami, FL Bank · 1

Sunstate Bank has 1 branch in West Miami, 3 across Florida and 3 nationwide. FDIC records list its main office in Miami, FL and show it operating since 1999. With $580.4 million in total assets on June 30, 2026, it ranks No. 1,606 of 4,232 U.S. banks by total assets. The West Miami Branch at 5722 Sw 8th St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • West Miami Branch
    5722 Sw 8th St, 33144
    Hours: see the bank's site
Sunstate Bank: profile, branches and contacts

Banking in West Miami: the local picture

Short answer: 3 banks run 3 branches in West Miami according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in West Miami, 3 elsewhere in Florida, according to the FDIC.

The bank with the longest record here is City National Bank of Florida, operating since 1970 according to the FDIC. In FDIC branch records, the longest-running branch is Ocean Bank's office at 6600 Sw 8th St, dating to 1992; the newest is City National Bank of Florida's at 5782 Sw 8th St, from 2012.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in West Miami, and where the nearest one is if they do not.

Short answer: No branches in West Miami: Chase (nearest in Miami, 1 mi), Wells Fargo (nearest in Miami, 1 mi), Bank of America (nearest in Miami, 2 mi), PNC Bank (nearest in Coral Gables, 2 mi), U.S. Bank (nearest in Palm Beach, 67 mi), Truist (nearest in Miami, 1 mi), Fifth Third Bank (nearest in Miramar, 15 mi), Huntington (nearest in Naples, 99 mi), Regions Bank (nearest in Miami, 1 mi), TD Bank (nearest in Miami, 1 mi), BMO (nearest in Marco Island, 90 mi).

BankIn West MiamiNearest branch if none here
ChaseNoneMiami, 1 mile away
Wells FargoNoneMiami, 1 mile away
Bank of AmericaNoneMiami, 2 miles away
PNC BankNoneCoral Gables, 2 miles away
U.S. BankNonePalm Beach, 67 miles away
TruistNoneMiami, 1 mile away
Fifth Third BankNoneMiramar, 15 miles away
HuntingtonNoneNaples, 99 miles away
Regions BankNoneMiami, 1 mile away
TD BankNoneMiami, 1 mile away
BMONoneMarco Island, 90 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of West Miami to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to West Miami residents like anyone else.

Banks near West Miami

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Miami (1 mile) and Coral Gables (2 miles). Miami, 1 miles away, has the most banks nearby: 48.

Bank branch openings and closings in West Miami

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in West Miami between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in West Miami by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its West Miami offices.

Short answer: City National Bank of Florida is the largest bank with offices in West Miami, with $29.11 billion in total assets on June 30, 2026, No. 72 among U.S. banks by total assets. Ocean Bank is second with $7.63 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
City National Bank of Florida$29.11 billionNo. 721Miami, FL
Ocean Bank$7.63 billionNo. 2061Miami, FL
Sunstate Bank$580.4 millionNo. 1,6061Miami, FL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in West Miami: FAQ

How many banks are in West Miami, FL?

West Miami has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in West Miami?

City National Bank of Florida, with 1. Ocean Bank has 1 and Sunstate Bank has 1.

Is there a City National Bank of Florida in West Miami, FL?

Yes. FDIC data lists 1 City National Bank of Florida branch in West Miami as of September 5, 2026. The address and directions are under City National Bank of Florida above.

Is there a Ocean Bank in West Miami, FL?

Yes. FDIC data lists 1 Ocean Bank branch in West Miami as of September 5, 2026. The address and directions are under Ocean Bank above.

Is there a Sunstate Bank in West Miami, FL?

Yes. FDIC data lists 1 Sunstate Bank branch in West Miami as of September 5, 2026. The address and directions are under Sunstate Bank above.

Is there a Chase in West Miami, FL?

No. FDIC data lists no Chase branch in West Miami as of September 5, 2026. The nearest is in Miami, about 1 miles away in a straight line.

What is the oldest bank in West Miami?

City National Bank of Florida has the longest record among banks with a branch here: the FDIC shows it operating since 1970.

Did any bank branches open or close in West Miami in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near West Miami?

Nearby cities with more banks include Miami, Coral Gables, Miami Springs. Miami is 1 miles away with 48 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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