US Bank Directory

Banks in Vero Beach, FL

17 FDIC-insured banks operate 32 offices in Vero Beach, Florida, and 3 credit unions have 6 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Vero Beach

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 20 banks and credit unions operate 38 locations in Vero Beach, according to the FDIC and the NCUA. 38 of them have coordinates on record and are on the map. 23 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

38 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Vero Beach

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase and Wells Fargo have the most locations in Vero Beach, with 4 each. 9 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 4 branches · main office Columbus, OH Bank · 4

Chase has 4 branches in Vero Beach, 434 across Florida and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Vero Beach location is the Vero Beach 12 Street Branch at 1205 Us Highway 1, dating to 1987; the newest, at 2025 Indian River Blvd, to 2014. 3 of its 4 Vero Beach locations with published hours open on Saturday.

  • Vero Beach 12 Street Branch
    1205 Us Highway 1, 32960
    (772) 569-3356Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • Miracle Mile Branch
    2025 Indian River Blvd, 32960
    (772) 410-0581Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • Indian River Square
    5990 20th St, 32966
    (772) 410-0005Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • Beachland And A1A Branch
    660 Beachland Blvd, 32963
    (772) 492-0338Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 4 branches · main office Sioux Falls, SD Bank · 4

Wells Fargo has 4 branches in Vero Beach, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Vero Beach location is the Beachland Boulevard Branch at 500 Beachland Blvd, dating to 1979; the newest, at 550 Beachland Blvd, to 2019. 2 of its 3 Vero Beach locations with published hours open on Saturday.

  • Ryanwood Branch
    2001 58th Ave, 32966
    (772) 778-6176Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Beachland Boulevard Branch
    500 Beachland Blvd, 32963
    (772) 778-6066Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Vero Beach Trust Office
    550 Beachland Blvd, 32963
    Hours: see the bank's site
  • Miracle Mile Plaza Branch
    600 21st St, 32960
    (772) 562-4955Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
Bank of America Bank of America, National Association · 3 branches · main office Charlotte, NC Bank · 3

Bank of America has 3 branches in Vero Beach, 414 across Florida and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Vero Beach location is the Miracle Mile Branch at 601 21st St, dating to 1973; the newest, at 5780 20th St, to 1986. 1 of its 3 Vero Beach locations with published hours open on Saturday.

  • Kings Highway Branch
    5780 20th St, 32966
    (772) 564-8181Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  • Miracle Mile Branch
    601 21st St, 32960
    (772) 770-3844Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  • Village Shops Branch
    6300 Highway A1a, 32963
    (772) 234-7041Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
PNC Bank PNC Bank, National Association · 3 branches · main office Wilmington, DE Bank · 3

PNC Bank has 3 branches in Vero Beach, 201 across Florida and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Vero Beach location is the Indian River Mall Branch at 6080 20th St, dating to 1987; the newest, at 958 20th Pl, to 2008. 2 of its 3 Vero Beach locations with published hours open on Saturday.

  • Oslo Road/Bero Beach Branch
    4105 9th St Sw, 32968
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

  • Indian River Mall Branch
    6080 20th St, 32966
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

  • Vero Beach 20Th Place Branch
    958 20th Pl, 32960
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
Seacoast Bank Seacoast National Bank · 3 branches · main office Stuart, FL Bank · 3

Seacoast Bank has 3 branches in Vero Beach, 117 across Florida and 118 nationwide. FDIC records list its main office in Stuart, FL and show it operating since 1933. With $21.34 billion in total assets on June 30, 2026, it ranks No. 100 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Vero Beach location is the Vero Beach - 12Th Street Branch at 1206 Us Highway 1, dating to 1980; the newest, at 6030 20th St, to 1997. It does not publish hours in the sources this page uses; check its site before you go.

  • Vero Beach - 12Th Street Branch
    1206 Us Highway 1, 32960
    Hours: see the bank's site
  • Vero Beach - Cardinal Branch
    2940 Cardinal Dr, 32963
    Hours: see the bank's site
  • Vero Beach - 20Th Street Branch
    6030 20th St, 32966
    Hours: see the bank's site
Seacoast Bank: profile, branches and contacts
Space Coast Credit Union 3 offices · main office Melbourne, FL Credit union · 3

Space Coast Credit Union has 3 officees in Vero Beach, 70 across Florida. It is based in Melbourne, FL and $9.29 billion in assets on March 31, 2026, according to its NCUA call report. None of its 3 Vero Beach locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Space Coast Credit Union - Oslo
    2750 9Th St Sw, 32968
    (321) 752-2222Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Space Coast Credit Union-Miracle Mile
    445 21St St Unit 8, 32960
    (772) 569-5149Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Space Coast Credit Union-Vero Beach
    6030 Elon Ln, 32966
    (772) 778-7362Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Space Coast Credit Union: profile, branches and contacts
Ithink Financial Credit Union 2 offices · main office Boca Raton, FL Credit union · 2

Ithink Financial Credit Union has 2 officees in Vero Beach, 15 across Florida. It is based in Boca Raton, FL and $2.36 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Vero Beach locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Vero
    1340 Us Highway 1, 32960
    (772) 563-2680Today 8 am to 4 pm
    All hours

    Mon to Thu 8 am to 4 pm; Fri 8 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Vero Beach Airport
    2625 Airport Dr, 32960
    (772) 564-2900Today 8 am to 4 pm
    All hours

    Mon to Thu 8 am to 4 pm; Fri 8 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Ithink Financial Credit Union: profile, branches and contacts
SouthState SouthState Bank, National Association · 2 branches · main office Winter Haven, FL Bank · 2

SouthState has 2 branches in Vero Beach, 100 across Florida and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Vero Beach location is the Vero Beach Branch at 3240 Cardinal Dr, dating to 2008; the newest, at 855 21st St, to 2010. It does not publish hours in the sources this page uses; check its site before you go.

  • Vero Beach Branch
    3240 Cardinal Dr, 32963
    Hours: see the bank's site
  • Vero Beach Branch
    855 21st St, 32960
    Hours: see the bank's site
SouthState: profile, branches and contacts
TD Bank TD Bank, National Association · 2 branches · main office Wilmington, DE Bank · 2

TD Bank has 2 branches in Vero Beach, 159 across Florida and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Vero Beach location is the Vero Beach Rt. 60 Branch at 4100 20th St, dating to 1964; the newest, at 1238 Us Highway 1, to 1999. It opens on Saturday.

  • Vero Beach Us 1 Branch
    1238 Us Highway 1, 32960
    (772) 794-0834Today 9 am to 5 pm
    All hours

    Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed

    Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026

  • Vero Beach Rt. 60 Branch
    4100 20th St, 32960
    Hours: see the bank's site
TD Bank: profile, branches and contacts
Truist Truist Bank · 2 branches · main office Charlotte, NC Bank · 2

Truist has 2 branches in Vero Beach, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Vero Beach location is the Indian River Boulevard Branch at 2231 Indian River Blvd, dating to 1981; the newest, at 800 43rd Ave Sw, to 2006. 1 of its 2 Vero Beach locations with published hours open on Saturday.

  • Indian River Boulevard Branch
    2231 Indian River Blvd, 32960
    (772) 410-2151Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  • Oslo Branch
    800 43rd Ave Sw, 32968
    (772) 410-2171Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
BankUnited BankUnited, National Association · 1 branch · main office Miami Lakes, FL Bank · 1

BankUnited has 1 branch in Vero Beach, 51 across Florida and 58 nationwide. FDIC records list its main office in Miami Lakes, FL and show it operating since 2009. With $34.86 billion in total assets on June 30, 2026, it ranks No. 63 of 4,232 U.S. banks by total assets. The Vero Beach/Miracle Mile Branch at 2050 Us Highway 1 dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Vero Beach/Miracle Mile Branch
    2050 Us Highway 1, 32960
    Hours: see the bank's site
BankUnited: profile, branches and contacts
Cypress Bank & Trust 1 branch · main office Melbourne, FL Bank · 1

Cypress Bank & Trust has 1 branch in Vero Beach, 5 across Florida and 5 nationwide. FDIC records list its main office in Melbourne, FL and show it operating since 1996. With $256.8 million in total assets on June 30, 2026, it ranks No. 2,689 of 4,232 U.S. banks by total assets. The Vero Beach Branch at 4625 N. Highway A1a dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Vero Beach Branch
    4625 N. Highway A1a, 32963
    Hours: see the bank's site
Cypress Bank & Trust: profile, branches and contacts
First American Trust, FSB 1 branch · main office Santa Ana, CA Bank · 1

First American Trust, FSB has 1 branch in Vero Beach, 1 across Florida and 10 nationwide. FDIC records list its main office in Santa Ana, CA and show it operating since 1985. With $9.23 billion in total assets on June 30, 2026, it ranks No. 175 of 4,232 U.S. banks by total assets. The First American Trust, Fsb - Vero Beach Branch at 3055 Cardinal Dr dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • First American Trust, Fsb - Vero Beach Branch
    3055 Cardinal Dr, 32963
    Hours: see the bank's site
First American Trust, FSB: profile, branches and contacts
Marine Bank 1 branch · main office Vero Beach, FL Bank · 1

Marine Bank has 1 branch in Vero Beach, 1 across Florida and 5 nationwide. FDIC records list its main office in Vero Beach, FL and show it operating since 1997. With $657.3 million in total assets on December 31, 2025, it ranks No. 1,450 of 4,232 U.S. banks by total assets. Its main office at 571 Beachland Blvd dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    571 Beachland Blvd, 32963
    Hours: see the bank's site
Marine Bank: profile, branches and contacts
Midflorida Credit Union 1 office · main office Lakeland, FL Credit union · 1

Midflorida Credit Union has 1 office in Vero Beach, 69 across Florida. It is based in Lakeland, FL and $9.82 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • 46-Vero
    2800 20Th St, 32960
    (866) 913-3733Today 10:30 am to 5 pm
    All hours

    Mon to Tue 9 am to 5 pm; Wed 10:30 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Midflorida Credit Union: profile, branches and contacts
Northern Trust The Northern Trust Company · 1 branch · main office Chicago, IL Bank · 1

Northern Trust has 1 branch in Vero Beach, 27 across Florida and 65 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1889. With $178.57 billion in total assets on June 30, 2026, it ranks No. 25 of 4,232 U.S. banks by total assets. The Vero Beach Branch at 755 Beachland Blvd dates to 1966 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Vero Beach Branch
    755 Beachland Blvd, 32963
    Hours: see the bank's site
Northern Trust: profile, branches and contacts
Pinnacle Bank 1 branch · main office Nashville, TN Bank · 1

Pinnacle Bank has 1 branch in Vero Beach, 88 across Florida and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. The Vero Beach Branch at 4000 20th St dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Pinnacle Bank: profile, branches and contacts
Trustco Bank TrustCo Bank · 1 branch · main office Glenville, NY Bank · 1

Trustco Bank has 1 branch in Vero Beach, 51 across Florida and 133 nationwide. FDIC records list its main office in Glenville, NY and show it operating since 1925. With $6.52 billion in total assets on June 30, 2026, it ranks No. 238 of 4,232 U.S. banks by total assets. The Vero Beach Branch at 4125 20th St dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Trustco Bank: profile, branches and contacts
Valley Bank Valley National Bank · 1 branch · main office Passaic, NJ Bank · 1

Valley Bank has 1 branch in Vero Beach, 45 across Florida and 232 nationwide. FDIC records list its main office in Passaic, NJ and show it operating since 1927. With $66.23 billion in total assets on June 30, 2026, it ranks No. 43 of 4,232 U.S. banks by total assets. The Vero Beach Branch at 1717 Indian River Blvd dates to 2008 in FDIC branch records. Its published hours do not list Saturday.

  • Vero Beach Branch
    1717 Indian River Blvd, 32960
    (772) 778-4100Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Valley Bank branch locator (All The Places), checked Oct 10, 2026

Valley Bank: profile, branches and contacts
Wilmington Trust 1 branch · main office Wilmington, DE Bank · 1

Wilmington Trust has 1 branch in Vero Beach, 5 across Florida and 38 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1995. With $772.1 million in total assets on June 30, 2026, it ranks No. 1,296 of 4,232 U.S. banks by total assets. The Vero Beach Branch at 821 Beachland Blvd dates to 1983 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Vero Beach Branch
    821 Beachland Blvd, 32963
    Hours: see the bank's site
Wilmington Trust: profile, branches and contacts

Join a credit union in Vero Beach

3 credit unions have 6 offices here: Space Coast Credit Union, Ithink Financial Credit Union and Midflorida Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Vero Beach page has every office in the state's directory.

Banking in Vero Beach: the local picture

Short answer: 17 banks run 32 branches in Vero Beach according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 17 banks, 1 has its main office in Vero Beach, 4 elsewhere in Florida and 12 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is TD Bank's office at 4100 20th St, dating to 1964; the newest is Cypress Bank & Trust's at 4625 N. Highway A1a, from 2023.

3 credit unions have 6 offices in Vero Beach, according to the NCUA. Who can join each one is on the credit unions page.

Of the 23 locations with published hours. 12 open on Saturday. 15 locations have no published hours in these sources.

Banks by ZIP code in Vero Beach

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 32960 has the most bank and credit union offices in Vero Beach (18), followed by 32963 (11) and 32966 (6). Offices are spread across 4 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
329601815Chase, Ithink Financial Credit Union, TD Bank
329631110Wells Fargo, Bank of America, Chase
3296666Bank of America, Chase, PNC Bank
3296833PNC Bank, Space Coast Credit Union, Truist

Banks and credit unions open on Saturday in Vero Beach

Short answer: 12 of the 23 Vero Beach locations with published hours open on Saturday, run by 8 institutions.

  • Chase: 3 of 4 branches (1205 Us Highway 1: Saturday 9 am to 2 pm, and 2 more)
  • Wells Fargo: 2 of 4 branches (2001 58th Ave: Saturday 9 am to 2 pm, and 1 more)
  • Bank of America: 1 of 3 branches (601 21st St: Saturday 9 am to 2 pm)
  • PNC Bank: 2 of 3 branches (6080 20th St: Saturday 9 am to 1 pm, and 1 more)
  • Truist: 1 of 2 branches (2231 Indian River Blvd: Saturday 9 am to 12 pm)
  • TD Bank: 1 of 2 branches (1238 Us Highway 1: Saturday 9 am to 2 pm)
  • Ithink Financial Credit Union: 1 of 2 offices (1340 Us Highway 1: Saturday 9 am to 1 pm)
  • Midflorida Credit Union: 1 of 1 office (2800 20Th St: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 15 of the 38 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Vero Beach, and where the nearest one is if they do not.

Short answer: In Vero Beach: Chase (4), Wells Fargo (4), Bank of America (3), PNC Bank (3), Truist (2), TD Bank (2). No branches in Vero Beach: U.S. Bank (nearest in Palm Beach, 68 mi), Fifth Third Bank (nearest in Port St. Lucie, 26 mi), Huntington (nearest in Orlando, 87 mi), Regions Bank (nearest in West Melbourne, 32 mi), BMO (nearest in Port Charlotte, 116 mi).

BankIn Vero BeachNearest branch if none here
Chase4 brancheshere
Wells Fargo4 brancheshere
Bank of America3 brancheshere
PNC Bank3 brancheshere
Truist2 brancheshere
TD Bank2 brancheshere
U.S. BankNonePalm Beach, 68 miles away
Fifth Third BankNonePort St. Lucie, 26 miles away
HuntingtonNoneOrlando, 87 miles away
Regions BankNoneWest Melbourne, 32 miles away
BMONonePort Charlotte, 116 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Vero Beach to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Vero Beach residents like anyone else.

Banks near Vero Beach

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Sebastian (12 miles) and Fort Pierce (15 miles). Port Saint Lucie, 24 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Vero Beach

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Vero Beach between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Vero Beach

Short answer: 1 institution has its main office in Vero Beach: Marine Bank.

InstitutionTypeTotal assets, December 31, 2025Offices here
Marine BankBank$657.3 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Vero Beach by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Vero Beach offices.

Short answer: Chase is the largest bank with offices in Vero Beach, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 17 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 14Columbus, OH
Bank of America$2.65 trillionNo. 23Charlotte, NC
Wells Fargo$1.91 trillionNo. 44Sioux Falls, SD
PNC Bank$609.77 billionNo. 83Wilmington, DE
Truist$548.35 billionNo. 92Charlotte, NC
TD Bank$342.80 billionNo. 132Wilmington, DE
Northern Trust$178.57 billionNo. 251Chicago, IL
Pinnacle Bank$128.79 billionNo. 281Nashville, TN
SouthState$68.79 billionNo. 412Winter Haven, FL
Valley Bank$66.23 billionNo. 431Passaic, NJ

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Vero Beach: FAQ

How many banks are in Vero Beach, FL?

Vero Beach has 17 banks with 32 branches and 3 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Vero Beach?

Chase, with 4. Wells Fargo has 4 and Bank of America has 3.

Is there a Chase in Vero Beach, FL?

Yes. FDIC data lists 4 Chase branches in Vero Beach as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.

Is there a Wells Fargo in Vero Beach, FL?

Yes. FDIC data lists 4 Wells Fargo branches in Vero Beach as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.

Is there a Bank of America in Vero Beach, FL?

Yes. FDIC data lists 3 Bank of America branches in Vero Beach as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.

Is there a U.S. Bank in Vero Beach, FL?

No. FDIC data lists no U.S. Bank branch in Vero Beach as of September 5, 2026. The nearest is in Palm Beach, about 68 miles away in a straight line.

Which banks in Vero Beach are open on Saturday?

Chase, Wells Fargo, Bank of America and PNC Bank and 4 more publish Saturday hours for one or more Vero Beach locations. The Saturday section above lists each one with its hours. 15 of the 38 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Vero Beach?

Marine Bank has its main office in Vero Beach, according to the FDIC.

What is the oldest bank in Vero Beach?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Vero Beach?

Space Coast Credit Union, Ithink Financial Credit Union and Midflorida Credit Union have offices in Vero Beach. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Vero Beach in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Vero Beach?

Nearby cities with more banks include Sebastian, Fort Pierce, Port Saint Lucie. Sebastian is 12 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 6 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (17 of 32 branches: Bank of America, Chase, PNC Bank, TD Bank, Truist, Valley Bank and 1 more)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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