US Bank Directory
Banks in Ponte Vedra Beach, FL
10 FDIC-insured banks operate 13 offices in Ponte Vedra Beach, Florida, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Ponte Vedra Beach
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 15 locations in Ponte Vedra Beach, according to the FDIC and the NCUA. 15 of them have coordinates on record and are on the map. 11 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
15 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Ponte Vedra Beach
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase, Truist and Fifth Third Bank have the most locations in Ponte Vedra Beach, with 2 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chase Bank · 2
Chase has 2 branches in Ponte Vedra Beach, 434 across Florida and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ponte Vedra Beach location is the Marlin And A1A at 190 A1a N, dating to 2014; the newest, at 1000 Sawgrass Village Dr, to 2026. It opens on Saturday.
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Villages At Sawgrass Branch1000 Sawgrass Village Dr, 32082
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Marlin And A1A190 A1a N, 32082
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Fifth Third Bank Bank · 2
Fifth Third Bank has 2 branches in Ponte Vedra Beach, 218 across Florida and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ponte Vedra Beach location is the Pointe Vedra Beach Branch at 500 A1a N, dating to 2005; the newest, at 52 Village Lake Drive, to 2023. 1 of its 2 Ponte Vedra Beach locations with published hours open on Saturday.
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Pointe Vedra Beach Branch500 A1a N, 32082
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Nocatee Bc Branch52 Village Lake Drive, 32081
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Truist Bank · 2
Truist has 2 branches in Ponte Vedra Beach, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ponte Vedra Beach location is the Sawgrass Branch at 100 Sawgrass Corners Dr, dating to 1989; the newest, at 215 Pine Lake Dr, to 2021. 1 of its 2 Ponte Vedra Beach locations with published hours open on Saturday.
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Sawgrass Branch100 Sawgrass Corners Dr, 32082
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Nocatee Branch215 Pine Lake Dr, 32081
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Vystar Credit Union Credit union · 2
Vystar Credit Union has 2 officees in Ponte Vedra Beach, 92 across Florida. It is based in Jacksonville, FL and $13.80 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Ponte Vedra Beach locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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147-Nocatee100 Village Lake Dr, 32081
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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143-Ponte Vedra212 Ponte Vedra Park Dr, 32082
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Ameris Bank Bank · 1
Ameris Bank has 1 branch in Ponte Vedra Beach, 51 across Florida and 177 nationwide. FDIC records list its main office in Atlanta, GA and show it operating since 1971. With $28.42 billion in total assets on June 30, 2026, it ranks No. 76 of 4,232 U.S. banks by total assets. The Ponte Vedra Branch at 110 Us Highway A1a N dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ponte Vedra Branch110 Us Highway A1a N, 32082
Bank of America Bank · 1
Bank of America has 1 branch in Ponte Vedra Beach, 414 across Florida and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Ponte Vedra Branch at 631 State Road A1a dates to 1982 in FDIC branch records. Its published hours do not list Saturday.
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Ponte Vedra Branch631 State Road A1a, 32082
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
First Citizens Bank Bank · 1
First Citizens Bank has 1 branch in Ponte Vedra Beach, 27 across Florida and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Ponte Vendra Branch at 832 Us Highway A1a N dates to 2011 in FDIC branch records. Its published hours do not list Saturday.
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Ponte Vendra Branch832 Us Highway A1a N, 32082
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
First Horizon Bank · 1
First Horizon has 1 branch in Ponte Vedra Beach, 77 across Florida and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Ponte Vedra Beach Branch at 250 A1a N dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ponte Vedra Beach Branch250 A1a N, 32082
PNC Bank Bank · 1
PNC Bank has 1 branch in Ponte Vedra Beach, 201 across Florida and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Ponte Vedra Branch at 155 Corridor Rd dates to 2001 in FDIC branch records. Its published hours do not list Saturday.
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Ponte Vedra Branch155 Corridor Rd, 32082
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
United Community Bank · 1
United Community has 1 branch in Ponte Vedra Beach, 21 across Florida and 190 nationwide. FDIC records list its main office in Greenville, SC and show it operating since 1950. With $28.99 billion in total assets on June 30, 2026, it ranks No. 73 of 4,232 U.S. banks by total assets. The Ponte Vedra Beach Office Branch at 820 Us Highway A1a N dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ponte Vedra Beach Office Branch820 Us Highway A1a N, 32082
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Ponte Vedra Beach, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Sawgrass Village Branch at 120 Front St dates to 1983 in FDIC branch records. It opens on Saturday.
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Sawgrass Village Branch120 Front St, 32082
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Ponte Vedra Beach
1 credit union has 2 offices here: Vystar Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ponte Vedra Beach page has every office in the state's directory.
Banking in Ponte Vedra Beach: the local picture
Short answer: 10 banks run 13 branches in Ponte Vedra Beach according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 0 have their main office in Ponte Vedra Beach and 10 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 631 State Road A1a, dating to 1982; the newest is Chase's at 1000 Sawgrass Village Dr, from 2026.
The only credit union with an office here is Vystar Credit Union.
Of the 11 locations with published hours. 4 open on Saturday. 4 locations have no published hours in these sources.
Banks by ZIP code in Ponte Vedra Beach
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 32082 has the most bank and credit union offices in Ponte Vedra Beach (12), followed by 32081 (3). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 32082 | 12 | 11 | Chase, Ameris Bank, Bank of America |
| 32081 | 3 | 3 | Fifth Third Bank, Truist, Vystar Credit Union |
Banks open on Saturday in Ponte Vedra Beach
Short answer: 4 of the 11 Ponte Vedra Beach locations with published hours open on Saturday, run by 4 institutions.
- Chase: 1 of 2 branches (190 A1a N: Saturday 9 am to 2 pm)
- Truist: 1 of 2 branches (215 Pine Lake Dr: Saturday 9 am to 12 pm)
- Fifth Third Bank: 1 of 2 branches (52 Village Lake Drive: Saturday 9 am to 12 pm)
- Wells Fargo: 1 of 1 branch (120 Front St: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 15 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Ponte Vedra Beach, and where the nearest one is if they do not.
Short answer: In Ponte Vedra Beach: Chase (2), Wells Fargo (1), Bank of America (1), PNC Bank (1), Truist (2), Fifth Third Bank (2). No branches in Ponte Vedra Beach: U.S. Bank (nearest in Sarasota, 209 mi), Huntington (nearest in Dunnellon, 102 mi), Regions Bank (nearest in Neptune Beach, 9 mi), TD Bank (nearest in Jacksonville, 11 mi), BMO (nearest in Brandon, 168 mi).
| Bank | In Ponte Vedra Beach | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| Truist | 2 branches | here |
| Fifth Third Bank | 2 branches | here |
| U.S. Bank | None | Sarasota, 209 miles away |
| Huntington | None | Dunnellon, 102 miles away |
| Regions Bank | None | Neptune Beach, 9 miles away |
| TD Bank | None | Jacksonville, 11 miles away |
| BMO | None | Brandon, 168 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ponte Vedra Beach to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ponte Vedra Beach residents like anyone else.
Banks near Ponte Vedra Beach
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Ponte Vedra (3 miles) and Jacksonville Beach (5 miles). Jacksonville, 14 miles away, has the most banks nearby: 30.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Ponte Vedra, FL | 3 mi | 4 | 4 |
| Banks in Jacksonville Beach, FL | 5 mi | 7 | 9 |
| Banks in Neptune Beach, FL | 9 mi | 4 | 4 |
| Banks in Atlantic Beach, FL | 9 mi | 2 | 2 |
| Banks in Saint Johns, FL | 13 mi | 6 | 13 |
| Banks in Jacksonville, FL | 14 mi | 30 | 148 |
| Banks in Fleming Island, FL | 20 mi | 4 | 4 |
| Banks in Orange Park, FL | 21 mi | 10 | 12 |
Bank branch openings and closings in Ponte Vedra Beach
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Ponte Vedra Beach between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Mar 2, 2026 | Opened | Chase | 1000 Sawgrass Village Dr, 32082 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Ponte Vedra Beach by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ponte Vedra Beach offices.
Short answer: Chase is the largest bank with offices in Ponte Vedra Beach, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 2 | Charlotte, NC |
| Fifth Third Bank | $299.18 billion | No. 14 | 2 | Cincinnati, OH |
| First Citizens Bank | $236.32 billion | No. 19 | 1 | Raleigh, NC |
| First Horizon | $84.12 billion | No. 38 | 1 | Memphis, TN |
| United Community | $28.99 billion | No. 73 | 1 | Greenville, SC |
| Ameris Bank | $28.42 billion | No. 76 | 1 | Atlanta, GA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ponte Vedra Beach: FAQ
How many banks are in Ponte Vedra Beach, FL?
Ponte Vedra Beach has 10 banks with 13 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Ponte Vedra Beach?
Chase, with 2. Truist has 2 and Fifth Third Bank has 2.
Is there a Chase in Ponte Vedra Beach, FL?
Yes. FDIC data lists 2 Chase branches in Ponte Vedra Beach as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Truist in Ponte Vedra Beach, FL?
Yes. FDIC data lists 2 Truist branches in Ponte Vedra Beach as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a Fifth Third Bank in Ponte Vedra Beach, FL?
Yes. FDIC data lists 2 Fifth Third Bank branches in Ponte Vedra Beach as of September 5, 2026. Its branches are listed under Fifth Third Bank above, with the address and directions for each.
Is there a U.S. Bank in Ponte Vedra Beach, FL?
No. FDIC data lists no U.S. Bank branch in Ponte Vedra Beach as of September 5, 2026. The nearest is in Sarasota, about 209 miles away in a straight line.
Which banks in Ponte Vedra Beach are open on Saturday?
Chase, Truist, Fifth Third Bank and Wells Fargo publish Saturday hours for one or more Ponte Vedra Beach locations. The Saturday section above lists each one with its hours. 4 of the 15 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Ponte Vedra Beach?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Ponte Vedra Beach?
Vystar Credit Union has an office in Ponte Vedra Beach. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Ponte Vedra Beach in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ponte Vedra Beach?
Nearby cities with more banks include Ponte Vedra, Jacksonville Beach, Neptune Beach. Ponte Vedra is 3 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (9 of 13 branches: Bank of America, Chase, Fifth Third Bank, First Citizens Bank, PNC Bank, Truist and 1 more) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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