US Bank Directory
Banks in Atlantic Beach, FL
2 FDIC-insured banks operate 2 offices in Atlantic Beach, Florida, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Atlantic Beach
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Atlantic Beach, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Atlantic Beach
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Wells Fargo and Truist have the most locations in Atlantic Beach, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Navy Federal Credit Union Credit union · 1
Navy Federal Credit Union has 1 office in Atlantic Beach, 35 across Florida. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Atlantic Beach Fl961 Atlantic Blvd Atlantic Village Shopping Center, 32233
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Radifi Credit Union Credit union · 1
Radifi Credit Union has 1 office in Atlantic Beach, 8 across Florida. It is based in Jacksonville, FL and $706.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Atlantic Beach Branch801 Atlantic Blvd, 32233
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 1
Truist has 1 branch in Atlantic Beach, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Atlantic Beach Branch at 363 Atlantic Blvd dates to 2007 in FDIC branch records. Its published hours do not list Saturday.
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Atlantic Beach Branch363 Atlantic Blvd, 32233
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Atlantic Beach, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Atlantic Beach Branch at 1031 Atlantic Blvd dates to 2003 in FDIC branch records. Its published hours do not list Saturday.
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Atlantic Beach Branch1031 Atlantic Blvd, 32233
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Atlantic Beach
2 credit unions have 2 offices here: Navy Federal Credit Union and Radifi Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Atlantic Beach page has every office in the state's directory.
Banking in Atlantic Beach: the local picture
Short answer: 2 banks run 2 branches in Atlantic Beach according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Atlantic Beach and 2 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 1031 Atlantic Blvd, dating to 2003; the newest is Truist's at 363 Atlantic Blvd, from 2007.
2 credit unions have 2 offices in Atlantic Beach, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 2 open on Saturday.
Credit unions open on Saturday in Atlantic Beach
Short answer: 2 of the 4 Atlantic Beach locations with published hours open on Saturday, run by 2 institutions.
- Navy Federal Credit Union: 1 of 1 office (961 Atlantic Blvd Atlantic Village Shopping Center: Saturday 9 am to 1 pm)
- Radifi Credit Union: 1 of 1 office (801 Atlantic Blvd: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Atlantic Beach, and where the nearest one is if they do not.
Short answer: In Atlantic Beach: Wells Fargo (1), Truist (1). No branches in Atlantic Beach: Chase (nearest in Neptune Beach, 1 mi), Bank of America (nearest in Neptune Beach, 1 mi), PNC Bank (nearest in Jacksonville, 3 mi), U.S. Bank (nearest in Sarasota, 217 mi), Fifth Third Bank (nearest in Jacksonville, 6 mi), Huntington (nearest in Dunnellon, 108 mi), Regions Bank (nearest in Neptune Beach, 1 mi), TD Bank (nearest in Jacksonville, 10 mi), BMO (nearest in Tampa, 176 mi).
| Bank | In Atlantic Beach | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Truist | 1 branch | here |
| Chase | None | Neptune Beach, 1 mile away |
| Bank of America | None | Neptune Beach, 1 mile away |
| PNC Bank | None | Jacksonville, 3 miles away |
| U.S. Bank | None | Sarasota, 217 miles away |
| Fifth Third Bank | None | Jacksonville, 6 miles away |
| Huntington | None | Dunnellon, 108 miles away |
| Regions Bank | None | Neptune Beach, 1 mile away |
| TD Bank | None | Jacksonville, 10 miles away |
| BMO | None | Tampa, 176 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Atlantic Beach to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Atlantic Beach residents like anyone else.
Banks near Atlantic Beach
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Neptune Beach (1 mile) and Jacksonville Beach (4 miles). Jacksonville, 13 miles away, has the most banks nearby: 30.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Neptune Beach, FL | 1 mi | 4 | 4 |
| Banks in Jacksonville Beach, FL | 4 mi | 7 | 9 |
| Banks in Ponte Vedra Beach, FL | 9 mi | 10 | 13 |
| Banks in Ponte Vedra, FL | 12 mi | 4 | 4 |
| Banks in Jacksonville, FL | 13 mi | 30 | 148 |
| Banks in Saint Johns, FL | 19 mi | 6 | 13 |
| Banks in Fernandina Beach, FL | 21 mi | 12 | 14 |
| Banks in Orange Park, FL | 23 mi | 10 | 12 |
Bank branch openings and closings in Atlantic Beach
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Atlantic Beach between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Atlantic Beach by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Atlantic Beach offices.
Short answer: Wells Fargo is the largest bank with offices in Atlantic Beach, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Atlantic Beach: FAQ
How many banks are in Atlantic Beach, FL?
Atlantic Beach has 2 banks with 2 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Atlantic Beach?
Wells Fargo, with 1. Truist has 1.
Is there a Wells Fargo in Atlantic Beach, FL?
Yes. FDIC data lists 1 Wells Fargo branch in Atlantic Beach as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Truist in Atlantic Beach, FL?
Yes. FDIC data lists 1 Truist branch in Atlantic Beach as of September 5, 2026. The address and directions are under Truist above.
Is there a Chase in Atlantic Beach, FL?
No. FDIC data lists no Chase branch in Atlantic Beach as of September 5, 2026. The nearest is in Neptune Beach, about 1 miles away in a straight line.
Which banks in Atlantic Beach are open on Saturday?
Navy Federal Credit Union and Radifi Credit Union publish Saturday hours for one or more Atlantic Beach locations. The Saturday section above lists each one with its hours.
What is the oldest bank in Atlantic Beach?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Atlantic Beach?
Navy Federal Credit Union and Radifi Credit Union have offices in Atlantic Beach. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Atlantic Beach in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Atlantic Beach?
Nearby cities with more banks include Neptune Beach, Jacksonville Beach, Ponte Vedra Beach. Neptune Beach is 1 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 2 branches: Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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