US Bank Directory

Banks in Pace, FL

5 FDIC-insured banks operate 5 offices in Pace, Florida, and 6 credit unions have 6 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Pace

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 11 banks and credit unions operate 11 locations in Pace, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 5 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

9 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Pace

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 5 banks share the most locations in Pace, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Eglin Credit Union 1 office · main office Fort Walton Bea, FL Credit union · 1

Eglin Credit Union has 1 office in Pace, 12 across Florida. It is based in Fort Walton Bea, FL and $3.09 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Pace Branch
    4413 Us-90, 32571
    (850) 862-0111Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Eglin Credit Union: profile, branches and contacts
Hancock Whitney Hancock Whitney Bank · 1 branch · main office Gulfport, MS Bank · 1

Hancock Whitney has 1 branch in Pace, 38 across Florida and 186 nationwide. FDIC records list its main office in Gulfport, MS and show it operating since 1899. With $36.33 billion in total assets on June 30, 2026, it ranks No. 60 of 4,232 U.S. banks by total assets. The Pace Financial Center at 4612 Highway 90 dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Pace Financial Center
    4612 Highway 90, 32571
    Hours: see the bank's site
Hancock Whitney: profile, branches and contacts
Harvesters Credit Union 1 office · main office Cantonment, FL Credit union · 1

Harvesters Credit Union has 1 office in Pace, 8 across Florida. It is based in Cantonment, FL and $312.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Pace Branch
    4487 Highway 90, 32571
    (850) 857-4328Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Harvesters Credit Union: profile, branches and contacts
Members First Credit Union of Flori 1 office · main office Pensacola, FL Credit union · 1

Members First Credit Union of Flori has 1 office in Pace, 7 across Florida. It is based in Pensacola, FL and $314.4 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Hwy. 90 Branch
    5005 Highway 90, 32571
    (850) 434-2211Today 9 am to 4:30 pm
    All hours

    Mon to Fri 9 am to 4:30 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Members First Credit Union of Flori: profile, branches and contacts
Navy Federal Credit Union 1 office · main office Vienna, VA Credit union · 1

Navy Federal Credit Union has 1 office in Pace, 35 across Florida. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Pace Fl
    4891 Highway 90, 32571
    (888) 842-6328Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Navy Federal Credit Union: profile, branches and contacts
Penair Credit Union 1 office · main office Pensacola, FL Credit union · 1

Penair Credit Union has 1 office in Pace, 11 across Florida. It is based in Pensacola, FL and $2.77 billion in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.

Who can join: see the credit union's site.

  • Pace
    4586 Highway 90, 32571
    (850) 505-3200Hours as filed: ITM Drive Thru: M-F 8am to 6pm, Saturday 9am to 1pm; Branch Lobby: M-F 9am-5pm
Penair Credit Union: profile, branches and contacts
Pinnacle Bank 1 branch · main office Nashville, TN Bank · 1

Pinnacle Bank has 1 branch in Pace, 88 across Florida and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. The Pace Branch at 4811 Highway 90 dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Pinnacle Bank: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Pace, 270 across Florida and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Pace Branch at 4725 Highway 90 dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Regions Bank: profile, branches and contacts
Renasant Renasant Bank · 1 branch · main office Tupelo, MS Bank · 1

Renasant has 1 branch in Pace, 26 across Florida and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. The Pace Branch at 4911 Highway 90 dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Renasant: profile, branches and contacts
Santa Rosa County Credit Union 1 office · main office Milton, FL Credit union · 1

Santa Rosa County Credit Union has 1 office in Pace, 5 across Florida. It is based in Milton, FL and $221.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Pace Branch
    3772 Highway 90, 32571
    (850) 995-1777Today 8 am to 4:30 pm
    All hours

    Mon to Fri 8 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Santa Rosa County Credit Union: profile, branches and contacts
United Bank 1 branch · main office Atmore, AL Bank · 1

United Bank has 1 branch in Pace, 3 across Florida and 20 nationwide. FDIC records list its main office in Atmore, AL and show it operating since 1904. With $1.48 billion in total assets on June 30, 2026, it ranks No. 748 of 4,232 U.S. banks by total assets. The Pace Fl Branch at 4104 Highway 90 dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

United Bank: profile, branches and contacts

Join a credit union in Pace

6 credit unions have 6 offices here: Navy Federal Credit Union, Eglin Credit Union, Penair Credit Union, Members First Credit Union of Flori, Harvesters Credit Union and Santa Rosa County Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Pace page has every office in the state's directory.

Banking in Pace: the local picture

Short answer: 5 banks run 5 branches in Pace according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Pace and 5 out of state, according to the FDIC.

The bank with the longest record here is Hancock Whitney, operating since 1899 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 4725 Highway 90, dating to 1997; the newest is United Bank's at 4104 Highway 90, from 2007.

6 credit unions have 6 offices in Pace, according to the NCUA. Who can join each one is on the credit unions page.

Of the 5 locations with published hours. 2 open on Saturday. 6 locations have no published hours in these sources.

Credit unions open on Saturday in Pace

Short answer: 2 of the 5 Pace locations with published hours open on Saturday, run by 2 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Pace, and where the nearest one is if they do not.

Short answer: In Pace: Regions Bank (1). No branches in Pace: Chase (nearest in Tallahassee, 169 mi), Wells Fargo (nearest in Pensacola, 7 mi), Bank of America (nearest in Pensacola, 10 mi), PNC Bank (nearest in Pensacola, 10 mi), U.S. Bank (nearest in Sarasota, 358 mi), Truist (nearest in Milton, 5 mi), Fifth Third Bank (nearest in Newberry, 285 mi), Huntington (nearest in Pensacola, 10 mi), TD Bank (nearest in Live Oak, 248 mi), BMO (nearest in Tampa, 336 mi).

BankIn PaceNearest branch if none here
Regions Bank1 branchhere
ChaseNoneTallahassee, 169 miles away
Wells FargoNonePensacola, 7 miles away
Bank of AmericaNonePensacola, 10 miles away
PNC BankNonePensacola, 10 miles away
U.S. BankNoneSarasota, 358 miles away
TruistNoneMilton, 5 miles away
Fifth Third BankNoneNewberry, 285 miles away
HuntingtonNonePensacola, 10 miles away
TD BankNoneLive Oak, 248 miles away
BMONoneTampa, 336 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Pace to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Pace residents like anyone else.

Banks near Pace

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Milton (5 miles) and Pensacola (12 miles). Pensacola, 12 miles away, has the most banks nearby: 18.

Bank branch openings and closings in Pace

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Pace between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Pace by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Pace offices.

Short answer: Regions Bank is the largest bank with offices in Pace, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Pinnacle Bank is second with $128.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Regions Bank$159.79 billionNo. 271Birmingham, AL
Pinnacle Bank$128.79 billionNo. 281Nashville, TN
Hancock Whitney$36.33 billionNo. 601Gulfport, MS
Renasant$26.99 billionNo. 801Tupelo, MS
United Bank$1.48 billionNo. 7481Atmore, AL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Pace: FAQ

How many banks are in Pace, FL?

Pace has 5 banks with 5 branches and 6 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Pace?

Regions Bank, with 1. Pinnacle Bank has 1 and Hancock Whitney has 1.

Is there a Regions Bank in Pace, FL?

Yes. FDIC data lists 1 Regions Bank branch in Pace as of September 5, 2026. The address and directions are under Regions Bank above.

Is there a Pinnacle Bank in Pace, FL?

Yes. FDIC data lists 1 Pinnacle Bank branch in Pace as of September 5, 2026. The address and directions are under Pinnacle Bank above.

Is there a Hancock Whitney in Pace, FL?

Yes. FDIC data lists 1 Hancock Whitney branch in Pace as of September 5, 2026. The address and directions are under Hancock Whitney above.

Is there a Chase in Pace, FL?

No. FDIC data lists no Chase branch in Pace as of September 5, 2026. The nearest is in Tallahassee, about 169 miles away in a straight line.

Which banks in Pace are open on Saturday?

Navy Federal Credit Union and Members First Credit Union of Flori publish Saturday hours for one or more Pace locations. The Saturday section above lists each one with its hours. 6 of the 11 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Pace?

Hancock Whitney has the longest record among banks with a branch here: the FDIC shows it operating since 1899.

Which credit unions can I join in Pace?

Navy Federal Credit Union, Eglin Credit Union, Penair Credit Union and Members First Credit Union of Flori and 2 more have offices in Pace. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Pace in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Pace?

Nearby cities with more banks include Milton, Pensacola, Gulf Breeze. Milton is 5 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 4 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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