FDIC-insured bank

OptimumBank — Fort Lauderdale, FL

Bank headquartered in Fort Lauderdale, Florida, part of OPTIMUMBANK HOLDINGS INC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$1.39 billion
Total deposits
$1.22 billion
Branches
4
FDIC-insured since
2000
Established
2000

Headquarters and contact

Address2929 E Commercial Blvd
Fort Lauderdale, FL 33308
CountyBroward
Metro areaMiami-Fort Lauderdale-Pompano Beach, FL
Websitewww.optimumbank.com
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate35430
Federal Reserve RSSD ID2953418
StatusActive
Charter classNM (STATE)
Holding companyOPTIMUMBANK HOLDINGS INC
Domestic offices4
Financials as ofJune 30, 2026

How to find your OptimumBank routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.optimumbank.com.
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Offices nearest to headquarters

Optimumbank main office
Fort Lauderdale, FL
2929 E Commercial Blvd, 33308
Ft Lauderdale Branch
Fort Lauderdale, FL
2929 E Commercial Blvd, 33308
Deerfield Beach Branch
Deerfield Beach, FL
2201 W Hillsboro Blvd, 33442
North Miami Beach Branch
North Miami Beach, FL
757 Ne 167th Street, 33162

Where OptimumBank has offices

Cities with the most OptimumBank offices

Other banks headquartered in Fort Lauderdale

Locality Bank$396.24 million
Evermore Bank$316.92 million

Largest banks headquartered elsewhere in Florida

SouthState Bank, National Association Winter Haven$68.79 billion
EverBank, National Association Jacksonville$46.69 billion
Raymond James Bank Saint Petersburg$45.60 billion
BankUnited, National Association Miami Lakes$34.86 billion
City National Bank of Florida Miami$29.11 billion
Seacoast National Bank Stuart$21.34 billion
Amerant Bank, National Association Coral Gables$10.27 billion
Ocean Bank Miami$7.63 billion
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