US Bank Directory
Banks in Lynn Haven, FL
5 FDIC-insured banks operate 5 offices in Lynn Haven, Florida, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Lynn Haven
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 8 locations in Lynn Haven, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lynn Haven
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Lynn Haven, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Ameris Bank Bank · 1
Ameris Bank has 1 branch in Lynn Haven, 51 across Florida and 177 nationwide. FDIC records list its main office in Atlanta, GA and show it operating since 1971. With $28.42 billion in total assets on June 30, 2026, it ranks No. 76 of 4,232 U.S. banks by total assets. The Lynn Haven Branch at 2606 S Highway 77 dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lynn Haven Branch2606 S Highway 77, 32444
Hancock Whitney Bank · 1
Hancock Whitney has 1 branch in Lynn Haven, 38 across Florida and 186 nationwide. FDIC records list its main office in Gulfport, MS and show it operating since 1899. With $36.33 billion in total assets on June 30, 2026, it ranks No. 60 of 4,232 U.S. banks by total assets. The Lynn Haven Financial Center at 2105 S Highway 77 dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lynn Haven Financial Center2105 S Highway 77, 32444
Innovations Financial Credit Union Credit union · 1
Innovations Financial Credit Union has 1 office in Lynn Haven, 10 across Florida. It is based in Panama City, FL and $674.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Innovations Fcu-Lynn Haven2250 S Highway 77, 32444
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Panhandle Credit Union Credit union · 1
Panhandle Credit Union has 1 office in Lynn Haven, 7 across Florida. It is based in Panama City, FL and $363.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Panhandle Credit Union1912 S Highway 77, 32444
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
PeoplesSouth Bank Bank · 1
PeoplesSouth Bank has 1 branch in Lynn Haven, 14 across Florida and 33 nationwide. FDIC records list its main office in Colquitt, GA and show it operating since 1973. With $1.21 billion in total assets on June 30, 2026, it ranks No. 886 of 4,232 U.S. banks by total assets. The Lynn Haven Branch at 630 Ohio Ave dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lynn Haven Branch630 Ohio Ave, 32444
Regions Bank Bank · 1
Regions Bank has 1 branch in Lynn Haven, 270 across Florida and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Lynn Haven South Branch at 2320 S Highway 77 dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lynn Haven South Branch2320 S Highway 77, 32444
Trustmark Bank · 1
Trustmark has 1 branch in Lynn Haven, 16 across Florida and 181 nationwide. FDIC records list its main office in Jackson, MS and show it operating since 1889. With $19.19 billion in total assets on June 30, 2026, it ranks No. 109 of 4,232 U.S. banks by total assets. The Lynn Haven Branch at 2315 State Highway 77 dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lynn Haven Branch2315 State Highway 77, 32444
Tyndall Credit Union Credit union · 1
Tyndall Credit Union has 1 office in Lynn Haven, 7 across Florida. It is based in Panama City, FL and $1.92 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Lynn Haven1601 Ohio Ave, 32444
All hours
Mon to Fri closed; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Lynn Haven
3 credit unions have 3 offices here: Tyndall Credit Union, Innovations Financial Credit Union and Panhandle Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lynn Haven page has every office in the state's directory.
Banking in Lynn Haven: the local picture
Short answer: 5 banks run 5 branches in Lynn Haven according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Lynn Haven and 5 out of state, according to the FDIC.
The bank with the longest record here is Trustmark, operating since 1889 according to the FDIC. In FDIC branch records, the longest-running branch is Trustmark's office at 2315 State Highway 77, dating to 1997; the newest is Hancock Whitney's at 2105 S Highway 77, from 2019.
3 credit unions have 3 offices in Lynn Haven, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. None open on Saturday. 5 locations have no published hours in these sources.
Saturday hours in Lynn Haven
Short answer: None of the 3 Lynn Haven locations with published hours lists Saturday hours. 5 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lynn Haven, and where the nearest one is if they do not.
Short answer: In Lynn Haven: Regions Bank (1). No branches in Lynn Haven: Chase (nearest in Tallahassee, 82 mi), Wells Fargo (nearest in Panama City, 3 mi), Bank of America (nearest in Niceville, 49 mi), PNC Bank (nearest in Destin, 48 mi), U.S. Bank (nearest in Sarasota, 275 mi), Truist (nearest in Panama City, 3 mi), Fifth Third Bank (nearest in Newberry, 193 mi), Huntington (nearest in Panama City, 3 mi), TD Bank (nearest in Live Oak, 159 mi), BMO (nearest in Tampa, 249 mi).
| Bank | In Lynn Haven | Nearest branch if none here |
|---|---|---|
| Regions Bank | 1 branch | here |
| Chase | None | Tallahassee, 82 miles away |
| Wells Fargo | None | Panama City, 3 miles away |
| Bank of America | None | Niceville, 49 miles away |
| PNC Bank | None | Destin, 48 miles away |
| U.S. Bank | None | Sarasota, 275 miles away |
| Truist | None | Panama City, 3 miles away |
| Fifth Third Bank | None | Newberry, 193 miles away |
| Huntington | None | Panama City, 3 miles away |
| TD Bank | None | Live Oak, 159 miles away |
| BMO | None | Tampa, 249 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lynn Haven to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lynn Haven residents like anyone else.
Banks near Lynn Haven
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Panama City (4 miles) and Panama City Beach (11 miles). Panama City, 4 miles away, has the most banks nearby: 18.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Panama City, FL | 4 mi | 18 | 25 |
| Banks in Panama City Beach, FL | 11 mi | 11 | 20 |
| Banks in Inlet Beach, FL | 16 mi | 2 | 2 |
| Banks in Santa Rosa Beach, FL | 32 mi | 11 | 15 |
| Banks in Freeport, FL | 34 mi | 4 | 4 |
| Banks in Port Saint Joe, FL | 35 mi | 3 | 3 |
| Banks in Chipley, FL | 38 mi | 6 | 6 |
| Banks in Bonifay, FL | 38 mi | 2 | 2 |
Bank branch openings and closings in Lynn Haven
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lynn Haven between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Lynn Haven by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lynn Haven offices.
Short answer: Regions Bank is the largest bank with offices in Lynn Haven, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Hancock Whitney is second with $36.33 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| Hancock Whitney | $36.33 billion | No. 60 | 1 | Gulfport, MS |
| Ameris Bank | $28.42 billion | No. 76 | 1 | Atlanta, GA |
| Trustmark | $19.19 billion | No. 109 | 1 | Jackson, MS |
| PeoplesSouth Bank | $1.21 billion | No. 886 | 1 | Colquitt, GA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lynn Haven: FAQ
How many banks are in Lynn Haven, FL?
Lynn Haven has 5 banks with 5 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lynn Haven?
Regions Bank, with 1. Hancock Whitney has 1 and Ameris Bank has 1.
Is there a Regions Bank in Lynn Haven, FL?
Yes. FDIC data lists 1 Regions Bank branch in Lynn Haven as of September 5, 2026. The address and directions are under Regions Bank above.
Is there a Hancock Whitney in Lynn Haven, FL?
Yes. FDIC data lists 1 Hancock Whitney branch in Lynn Haven as of September 5, 2026. The address and directions are under Hancock Whitney above.
Is there a Ameris Bank in Lynn Haven, FL?
Yes. FDIC data lists 1 Ameris Bank branch in Lynn Haven as of September 5, 2026. The address and directions are under Ameris Bank above.
Is there a Chase in Lynn Haven, FL?
No. FDIC data lists no Chase branch in Lynn Haven as of September 5, 2026. The nearest is in Tallahassee, about 82 miles away in a straight line.
Which banks in Lynn Haven are open on Saturday?
None of the 3 locations with published hours lists Saturday hours. 5 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Lynn Haven?
Trustmark has the longest record among banks with a branch here: the FDIC shows it operating since 1889.
Which credit unions can I join in Lynn Haven?
Tyndall Credit Union, Innovations Financial Credit Union and Panhandle Credit Union have offices in Lynn Haven. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lynn Haven in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lynn Haven?
Nearby cities with more banks include Panama City, Panama City Beach, Inlet Beach. Panama City is 4 miles away with 18 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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