US Bank Directory

Banks in Key Biscayne, FL

7 FDIC-insured banks operate 7 offices in Key Biscayne, Florida.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Key Biscayne

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 7 banks and credit unions operate 7 locations in Key Biscayne, according to the FDIC. 7 of them have coordinates on record and are on the map. 4 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

7 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Key Biscayne

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 7 banks share the most locations in Key Biscayne, with 1 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Amerant Bank 1 branch · main office Coral Gables, FL Bank · 1

Amerant Bank has 1 branch in Key Biscayne, 24 across Florida and 24 nationwide. FDIC records list its main office in Coral Gables, FL and show it operating since 1979. With $10.27 billion in total assets on June 30, 2026, it ranks No. 158 of 4,232 U.S. banks by total assets. The Key Biscayne Banking Center Branch at 200 Crandon Blvd dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Key Biscayne Banking Center Branch
    200 Crandon Blvd, 33149
    Hours: see the bank's site
Amerant Bank: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Key Biscayne, 414 across Florida and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Key Biscayne Branch at 260 Crandon Blvd dates to 1989 in FDIC branch records. Its published hours do not list Saturday.

  • Key Biscayne Branch
    260 Crandon Blvd, 33149
    (305) 361-0660Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Key Biscayne, 434 across Florida and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Key Biscayne Branch at 320 Crandon Blvd dates to 2013 in FDIC branch records. Its published hours do not list Saturday.

  • Key Biscayne Branch
    320 Crandon Blvd, 33149
    (305) 913-0222Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Citibank Citibank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Citibank has 1 branch in Key Biscayne, 56 across Florida and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. The Key Biscayne at 84 Crandon Blvd dates to 1955 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Citibank: profile, branches and contacts
Northern Trust The Northern Trust Company · 1 branch · main office Chicago, IL Bank · 1

Northern Trust has 1 branch in Key Biscayne, 27 across Florida and 65 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1889. With $178.57 billion in total assets on June 30, 2026, it ranks No. 25 of 4,232 U.S. banks by total assets. The Key Biscayne Branch at 328 Crandon Blvd dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Key Biscayne Branch
    328 Crandon Blvd, 33149
    Hours: see the bank's site
Northern Trust: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Key Biscayne, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Key Biscayne Branch at 520 Crandon Blvd dates to 1964 in FDIC branch records. Its published hours do not list Saturday.

  • Key Biscayne Branch
    520 Crandon Blvd, 33149
    (305) 365-7349Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Key Biscayne, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Key Biscayne Branch at 100 Crandon Blvd dates to 1997 in FDIC branch records. Its published hours do not list Saturday.

  • Key Biscayne Branch
    100 Crandon Blvd, 33149
    (305) 789-3806Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Banking in Key Biscayne: the local picture

Short answer: 7 banks run 7 branches in Key Biscayne according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 7 banks, 0 have their main office in Key Biscayne, 1 elsewhere in Florida and 6 out of state, according to the FDIC.

The bank with the longest record here is Citibank, operating since 1812 according to the FDIC. In FDIC branch records, the longest-running branch is Citibank's office at 84 Crandon Blvd, dating to 1955; the newest is Amerant Bank's at 200 Crandon Blvd, from 2023.

Of the 4 locations with published hours. None open on Saturday. 3 locations have no published hours in these sources.

Saturday hours in Key Biscayne

Short answer: None of the 4 Key Biscayne locations with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Key Biscayne, and where the nearest one is if they do not.

Short answer: In Key Biscayne: Chase (1), Wells Fargo (1), Bank of America (1), Truist (1). No branches in Key Biscayne: PNC Bank (nearest in Miami, 5 mi), U.S. Bank (nearest in Palm Beach, 70 mi), Fifth Third Bank (nearest in Miramar, 22 mi), Huntington (nearest in Naples, 109 mi), Regions Bank (nearest in Miami Beach, 5 mi), TD Bank (nearest in Miami, 5 mi), BMO (nearest in Marco Island, 99 mi).

BankIn Key BiscayneNearest branch if none here
Chase1 branchhere
Wells Fargo1 branchhere
Bank of America1 branchhere
Truist1 branchhere
PNC BankNoneMiami, 5 miles away
U.S. BankNonePalm Beach, 70 miles away
Fifth Third BankNoneMiramar, 22 miles away
HuntingtonNoneNaples, 109 miles away
Regions BankNoneMiami Beach, 5 miles away
TD BankNoneMiami, 5 miles away
BMONoneMarco Island, 99 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Key Biscayne to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Key Biscayne residents like anyone else.

Banks near Key Biscayne

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Coconut Grove (5 miles) and Coral Gables (7 miles). Miami, 9 miles away, has the most banks nearby: 48.

Bank branch openings and closings in Key Biscayne

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Key Biscayne between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Key Biscayne by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Key Biscayne offices.

Short answer: Chase is the largest bank with offices in Key Biscayne, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Bank of America$2.65 trillionNo. 21Charlotte, NC
Citibank$1.98 trillionNo. 31Sioux Falls, SD
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
Truist$548.35 billionNo. 91Charlotte, NC
Northern Trust$178.57 billionNo. 251Chicago, IL
Amerant Bank$10.27 billionNo. 1581Coral Gables, FL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Key Biscayne: FAQ

How many banks are in Key Biscayne, FL?

Key Biscayne has 7 banks with 7 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Key Biscayne?

Chase, with 1. Bank of America has 1 and Citibank has 1.

Is there a Chase in Key Biscayne, FL?

Yes. FDIC data lists 1 Chase branch in Key Biscayne as of September 5, 2026. The address and directions are under Chase above.

Is there a Bank of America in Key Biscayne, FL?

Yes. FDIC data lists 1 Bank of America branch in Key Biscayne as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Citibank in Key Biscayne, FL?

Yes. FDIC data lists 1 Citibank branch in Key Biscayne as of September 5, 2026. The address and directions are under Citibank above.

Is there a PNC Bank in Key Biscayne, FL?

No. FDIC data lists no PNC Bank branch in Key Biscayne as of September 5, 2026. The nearest is in Miami, about 5 miles away in a straight line.

Which banks in Key Biscayne are open on Saturday?

None of the 4 locations with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Key Biscayne?

Citibank has the longest record among banks with a branch here: the FDIC shows it operating since 1812.

Did any bank branches open or close in Key Biscayne in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Key Biscayne?

Nearby cities with more banks include Coconut Grove, Coral Gables, Miami Beach. Coconut Grove is 5 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (4 of 7 branches: Bank of America, Chase, Truist, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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