Banks in Islamorada, FL

Bank branch map: Islamorada

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Islamorada, according to the FDIC. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Islamorada

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Horizon, Centennial Bank and First State Bank have the most locations in Islamorada, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Centennial Bank 1 branch · main office Conway, AR Bank · 1

Centennial Bank has 1 branch in Islamorada, 88 across Florida and 243 nationwide. FDIC records list its main office in Conway, AR and show it operating since 1903. With $24.55 billion in total assets on June 30, 2026, it ranks No. 89 of 4,232 U.S. banks by total assets. The Islamorada Key Branch at 81541 Old Hwy dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Islamorada Key Branch

  81541 Old Hwy, 33036

  Hours: see the bank's site
  DirectionsWebsite

Centennial Bank: profile, branches and contacts

First Horizon First Horizon Bank · 1 branch · main office Memphis, TN Bank · 1

First Horizon has 1 branch in Islamorada, 77 across Florida and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Islamorada Branch at 80900 Overseas Hwy dates to 1982 in FDIC branch records. Its published hours do not list Saturday.

• Islamorada Branch

  80900 Overseas Hwy, 33036

  (305) 664-4483Today 9 am to 4 pm

  All hours

  Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat to Sun not published

  Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026

  DirectionsWebsite

First Horizon: profile, branches and contacts

First State Bank 1 branch · main office Key West, FL Bank · 1

First State Bank has 1 branch in Islamorada, 9 across Florida and 9 nationwide. FDIC records list its main office in Key West, FL and show it operating since 1955. With $1.18 billion in total assets on June 30, 2026, it ranks No. 905 of 4,232 U.S. banks by total assets. The Islamorada Branch at 81621 Old Hwy dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Islamorada Branch

  81621 Old Hwy, 33036

  Hours: see the bank's site
  DirectionsWebsite

First State Bank: profile, branches and contacts

Banking in Islamorada: the local picture

Short answer: 3 banks run 3 branches in Islamorada according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Islamorada, 1 elsewhere in Florida and 2 out of state, according to the FDIC.

The bank with the longest record here is First Horizon, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is First Horizon's office at 80900 Overseas Hwy, dating to 1982; the newest is First State Bank's at 81621 Old Hwy, from 2002.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Islamorada

Short answer: None of the 1 Islamorada location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Islamorada, and where the nearest one is if they do not.

Short answer: No branches in Islamorada: Chase (nearest in Florida City, 39 mi), Wells Fargo (nearest in Key Largo, 18 mi), Bank of America (nearest in Key Largo, 16 mi), PNC Bank (nearest in Miami, 51 mi), U.S. Bank (nearest in Naples, 117 mi), Truist (nearest in Marathon, 30 mi), Fifth Third Bank (nearest in Miramar, 76 mi), Huntington (nearest in Naples, 117 mi), Regions Bank (nearest in Homestead, 41 mi), TD Bank (nearest in Homestead, 41 mi), BMO (nearest in Marco Island, 99 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Islamorada to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Islamorada residents like anyone else.

Banks near Islamorada

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Tavernier (10 miles) and Key Largo (21 miles). Homestead, 41 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Islamorada

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Islamorada between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Islamorada by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Islamorada offices.

Short answer: First Horizon is the largest bank with offices in Islamorada, with $84.12 billion in total assets on June 30, 2026, No. 38 among U.S. banks by total assets. Centennial Bank is second with $24.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Islamorada: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.