US Bank Directory
Banks in Homestead, FL
8 FDIC-insured banks operate 13 offices in Homestead, Florida, and 4 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Homestead
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 17 locations in Homestead, according to the FDIC and the NCUA. 15 of them have coordinates on record and are on the map. 13 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
15 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Homestead
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Homestead, with 2 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 2
Bank of America has 2 branches in Homestead, 414 across Florida and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Homestead location is the Homestead Branch at 850 N Homestead Blvd, dating to 1973; the newest, at 3050 Ne 43rd Ave, to 2005. All 2 of its Homestead locations with published hours open on Saturday.
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Homestead East Branch3050 Ne 43rd Ave, 33033
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Homestead Branch850 N Homestead Blvd, 33030
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 2
Chase has 2 branches in Homestead, 434 across Florida and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Homestead location is the Homestead Branch at 1071 N Homestead Blvd, dating to 2002; the newest, at 13701 Sw 288th St, to 2010. All 2 of its Homestead locations with published hours open on Saturday.
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Homestead Branch1071 N Homestead Blvd, 33030
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Homestead Biscayne Branch13701 Sw 288th St, 33033
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
SouthState Bank · 2
SouthState has 2 branches in Homestead, 100 across Florida and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Homestead location is the Krome Ave Branch at 1550 N Krome Ave, dating to 1932; the newest, at 28801 Sw 157th Ave, to 1973. It does not publish hours in the sources this page uses; check its site before you go.
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Krome Ave Branch1550 N Krome Ave, 33030
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Biscayne Branch28801 Sw 157th Ave, 33033
Truist Bank · 2
Truist has 2 branches in Homestead, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Homestead location is the Oasis Plaza Branch at 2952 Ne 8th St, dating to 2006; the newest, at 14380 Sw 264th St, to 2022. All 2 of its Homestead locations with published hours open on Saturday.
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Coral Town Plaza Branch14380 Sw 264th St, 33032
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Oasis Plaza Branch2952 Ne 8th St, 33033
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 2
Wells Fargo has 2 branches in Homestead, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Homestead location is the Homestead Branch at 1101 N Krome Ave, dating to 1934; the newest, at 907 N Homestead Blvd, to 2019. All 2 of its Homestead locations with published hours open on Saturday.
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Homestead Branch1101 N Krome Ave, 33030
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Homestetad Towne Square907 N Homestead Blvd, 33030
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Baptist Health South Florida Credit Union Credit union · 1
Baptist Health South Florida Credit Union has 1 office in Homestead, 7 across Florida. It is based in Miami, FL and $135.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Homestead Branch975 Baptist Way, 33033
All hours
Mon to Thu 8:30 am to 4:30 pm; Fri 8 am to 5 pm; Sat to Sun closed
Hours: NCUA, March 31, 2026
Dade County Credit Union Credit union · 1
Dade County Credit Union has 1 office in Homestead, 11 across Florida. It is based in Sweetwater, FL and $1.52 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Homestead Branch29850 S Dixie Hwy, 33033
All hours
Mon to Wed 9 am to 4:30 pm; Thu to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Educational Credit Union Credit union · 1
Educational Credit Union has 1 office in Homestead, 10 across Florida. It is based in Miami, FL and $1.80 billion in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Homestead16460 Sw 304Th St, 33033
First Horizon Bank · 1
First Horizon has 1 branch in Homestead, 77 across Florida and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Krome Avenue Branch at 777 N Krome Ave dates to 1985 in FDIC branch records. It opens on Saturday.
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Krome Avenue Branch777 N Krome Ave, 33030
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026
Regions Bank Bank · 1
Regions Bank has 1 branch in Homestead, 270 across Florida and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Homestead Branch at 2700 Ne 8th St dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Homestead Branch2700 Ne 8th St, 33033
Space Coast Credit Union Credit union · 1
Space Coast Credit Union has 1 office in Homestead, 70 across Florida. It is based in Melbourne, FL and $9.29 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Space Coast Credit Union - Homestead2804 Ne 8Th St, 33033
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
TD Bank Bank · 1
TD Bank has 1 branch in Homestead, 159 across Florida and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Homestead Branch at 2495 Ne 8th St dates to 2011 in FDIC branch records. It opens on Saturday.
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Homestead Branch2495 Ne 8th St, 33033
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Homestead
4 credit unions have 4 offices here: Space Coast Credit Union, Educational Credit Union, Dade County Credit Union and Baptist Health South Florida Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Homestead page has every office in the state's directory.
Banking in Homestead: the local picture
Short answer: 8 banks run 13 branches in Homestead according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 0 have their main office in Homestead, 1 elsewhere in Florida and 7 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is SouthState's office at 1550 N Krome Ave, dating to 1932; the newest is Truist's at 14380 Sw 264th St, from 2022.
4 credit unions have 4 offices in Homestead, according to the NCUA. Who can join each one is on the credit unions page.
Of the 13 locations with published hours. 10 open on Saturday. 4 locations have no published hours in these sources.
Banks by ZIP code in Homestead
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 33033 has the most bank and credit union offices in Homestead (10), followed by 33030 (6) and 33032 (1). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 33033 | 10 | 10 | Bank of America, Baptist Health South Florida Credit Union, Chase |
| 33030 | 6 | 5 | Wells Fargo, Bank of America, Chase |
| 33032 | 1 | 1 | Truist |
Banks open on Saturday in Homestead
Short answer: 10 of the 13 Homestead locations with published hours open on Saturday, run by 6 institutions.
- Chase: 2 of 2 branches (1071 N Homestead Blvd: Saturday 9 am to 2 pm, and 1 more)
- Bank of America: 2 of 2 branches (3050 Ne 43rd Ave: Saturday 9 am to 2 pm, and 1 more)
- Wells Fargo: 2 of 2 branches (1101 N Krome Ave: Saturday 9 am to 2 pm, and 1 more)
- Truist: 2 of 2 branches (14380 Sw 264th St: Saturday 9 am to 12 pm, and 1 more)
- TD Bank: 1 of 1 branch (2495 Ne 8th St: Saturday 9 am to 2 pm)
- First Horizon: 1 of 1 branch (777 N Krome Ave: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 17 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Homestead, and where the nearest one is if they do not.
Short answer: In Homestead: Chase (2), Wells Fargo (2), Bank of America (2), Truist (2), Regions Bank (1), TD Bank (1). No branches in Homestead: PNC Bank (nearest in Miami, 10 mi), U.S. Bank (nearest in Palm Beach, 88 mi), Fifth Third Bank (nearest in Miramar, 35 mi), Huntington (nearest in Naples, 99 mi), BMO (nearest in Marco Island, 86 mi).
| Bank | In Homestead | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Wells Fargo | 2 branches | here |
| Bank of America | 2 branches | here |
| Truist | 2 branches | here |
| Regions Bank | 1 branch | here |
| TD Bank | 1 branch | here |
| PNC Bank | None | Miami, 10 miles away |
| U.S. Bank | None | Palm Beach, 88 miles away |
| Fifth Third Bank | None | Miramar, 35 miles away |
| Huntington | None | Naples, 99 miles away |
| BMO | None | Marco Island, 86 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Homestead to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Homestead residents like anyone else.
Banks near Homestead
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cutler Bay (9 miles) and Palmetto Bay (12 miles). Miami, 21 miles away, has the most banks nearby: 48.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cutler Bay, FL | 9 mi | 3 | 3 |
| Banks in Palmetto Bay, FL | 12 mi | 3 | 3 |
| Banks in Pinecrest, FL | 15 mi | 8 | 10 |
| Banks in South Miami, FL | 18 mi | 4 | 4 |
| Banks in Miami, FL | 21 mi | 48 | 273 |
| Banks in Coconut Grove, FL | 21 mi | 3 | 3 |
| Banks in Coral Gables, FL | 21 mi | 40 | 57 |
| Banks in West Miami, FL | 21 mi | 3 | 3 |
Bank branch openings and closings in Homestead
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Homestead between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Homestead by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Homestead offices.
Short answer: Chase is the largest bank with offices in Homestead, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 2 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 2 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| First Horizon | $84.12 billion | No. 38 | 1 | Memphis, TN |
| SouthState | $68.79 billion | No. 41 | 2 | Winter Haven, FL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Homestead: FAQ
How many banks are in Homestead, FL?
Homestead has 8 banks with 13 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Homestead?
Chase, with 2. Bank of America has 2 and Wells Fargo has 2.
Is there a Chase in Homestead, FL?
Yes. FDIC data lists 2 Chase branches in Homestead as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Bank of America in Homestead, FL?
Yes. FDIC data lists 2 Bank of America branches in Homestead as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a Wells Fargo in Homestead, FL?
Yes. FDIC data lists 2 Wells Fargo branches in Homestead as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a PNC Bank in Homestead, FL?
No. FDIC data lists no PNC Bank branch in Homestead as of September 5, 2026. The nearest is in Miami, about 10 miles away in a straight line.
Which banks in Homestead are open on Saturday?
Chase, Bank of America, Wells Fargo and Truist and 2 more publish Saturday hours for one or more Homestead locations. The Saturday section above lists each one with its hours. 4 of the 17 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Homestead?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Homestead?
Space Coast Credit Union, Educational Credit Union, Dade County Credit Union and Baptist Health South Florida Credit Union have offices in Homestead. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Homestead in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Homestead?
Nearby cities with more banks include Cutler Bay, Palmetto Bay, Pinecrest. Cutler Bay is 9 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (10 of 13 branches: Bank of America, Chase, First Horizon, TD Bank, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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