Banks in Eastpoint, FL

Bank branch map: Eastpoint

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 3 locations in Eastpoint, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Eastpoint

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Centennial Bank is the only bank with offices in Eastpoint, with 2. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Centennial Bank 2 branches · main office Conway, AR Bank · 2

Centennial Bank has 2 branches in Eastpoint, 88 across Florida and 243 nationwide. FDIC records list its main office in Conway, AR and show it operating since 1903. With $24.55 billion in total assets on June 30, 2026, it ranks No. 89 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Eastpoint location is the St. George Island Branch at 200 Franklin Blvd, dating to 1986; the newest, at 5 Jefferson St, to 2018. It does not publish hours in the sources this page uses; check its site before you go.

• St. George Island Branch

  200 Franklin Blvd, 32328

  Hours: see the bank's site
  DirectionsWebsite
• Eastpoint Branch

  5 Jefferson St, 32328

  Hours: see the bank's site
  DirectionsWebsite

Centennial Bank: profile, branches and contacts

Emerald Coast Credit Union 1 office · main office Port St Joe, FL Credit union · 1

Emerald Coast Credit Union has 1 office in Eastpoint, 3 across Florida. It is based in Port St Joe, FL and $64.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Emerald Coast Federal Credit Union

  282 Us Highway 98, 32328

  (850) 670-1199Today: hours not published

  All hours

  Mon to Tue 9 am to 5 pm; Wed not published; Thu 9 am to 5 pm; Fri to Sun not published

  Hours: NCUA, March 31, 2026

Emerald Coast Credit Union: profile, branches and contacts

Join a credit union in Eastpoint

1 credit union has 1 office here: Emerald Coast Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Eastpoint page has every office in the state's directory.

Banking in Eastpoint: the local picture

Short answer: 1 bank runs 2 branches in Eastpoint according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Centennial Bank has its main office in Conway, AR, according to the FDIC.

The bank with the longest record here is Centennial Bank, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is Centennial Bank's office at 200 Franklin Blvd, dating to 1986; the newest is Centennial Bank's at 5 Jefferson St, from 2018.

The only credit union with an office here is Emerald Coast Credit Union.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Eastpoint

Short answer: None of the 1 Eastpoint location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Eastpoint, and where the nearest one is if they do not.

Short answer: No branches in Eastpoint: Chase (nearest in Tallahassee, 61 mi), Wells Fargo (nearest in Panama City, 58 mi), Bank of America (nearest in Tallahassee, 61 mi), PNC Bank (nearest in Destin, 104 mi), U.S. Bank (nearest in Sarasota, 216 mi), Truist (nearest in Panama City, 58 mi), Fifth Third Bank (nearest in Newberry, 143 mi), Huntington (nearest in Panama City, 58 mi), Regions Bank (nearest in Blountstown, 52 mi), TD Bank (nearest in Live Oak, 120 mi), BMO (nearest in Tampa, 190 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Eastpoint to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Eastpoint residents like anyone else.

Banks near Eastpoint

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Apalachicola (7 miles) and Port Saint Joe (27 miles). Tallahassee, 65 miles away, has the most banks nearby: 19.

Bank branch openings and closings in Eastpoint

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Eastpoint between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Eastpoint by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Eastpoint offices.

Short answer: Centennial Bank is the largest bank with offices in Eastpoint, with $24.55 billion in total assets on June 30, 2026, No. 89 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Eastpoint: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.