US Bank Directory

Banks in Crescent City, FL

1 FDIC-insured bank operates 1 office in Crescent City, Florida, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Crescent City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Crescent City, according to the FDIC and the NCUA. 1 of them has coordinates on record and is on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Crescent City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: SouthState is the only bank with an office in Crescent City. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Radiant Credit Union 1 office · main office Gainesville, FL Credit union · 1

Radiant Credit Union has 1 office in Crescent City, 15 across Florida. It is based in Gainesville, FL and $1.10 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Crescent City
    112 N Summit St, 32112
    (386) 698-1883Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Radiant Credit Union: profile, branches and contacts
SouthState SouthState Bank, National Association · 1 branch · main office Winter Haven, FL Bank · 1

SouthState has 1 branch in Crescent City, 100 across Florida and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Crescent City Branch at 500 N Summit St dates to 1983 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Crescent City Branch
    500 N Summit St, 32112
    Hours: see the bank's site
SouthState: profile, branches and contacts

Join a credit union in Crescent City

1 credit union has 1 office here: Radiant Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Crescent City page has every office in the state's directory.

Banking in Crescent City: the local picture

Short answer: 1 bank runs 1 branch in Crescent City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

SouthState has its main office in Winter Haven, FL, according to the FDIC.

The bank with the longest record here is SouthState, operating since 1992 according to the FDIC.

The only credit union with an office here is Radiant Credit Union.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Crescent City

Short answer: None of the 1 Crescent City location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Crescent City, and where the nearest one is if they do not.

Short answer: No branches in Crescent City: Chase (nearest in Palm Coast, 19 mi), Wells Fargo (nearest in Palm Coast, 18 mi), Bank of America (nearest in Bunnell, 15 mi), PNC Bank (nearest in Palm Coast, 18 mi), U.S. Bank (nearest in Sarasota, 158 mi), Truist (nearest in Palm Coast, 18 mi), Fifth Third Bank (nearest in Ormond Beach, 29 mi), Huntington (nearest in Dunnellon, 63 mi), Regions Bank (nearest in Ormond Beach, 28 mi), TD Bank (nearest in Palatka, 18 mi), BMO (nearest in Brandon, 117 mi).

BankIn Crescent CityNearest branch if none here
ChaseNonePalm Coast, 19 miles away
Wells FargoNonePalm Coast, 18 miles away
Bank of AmericaNoneBunnell, 15 miles away
PNC BankNonePalm Coast, 18 miles away
U.S. BankNoneSarasota, 158 miles away
TruistNonePalm Coast, 18 miles away
Fifth Third BankNoneOrmond Beach, 29 miles away
HuntingtonNoneDunnellon, 63 miles away
Regions BankNoneOrmond Beach, 28 miles away
TD BankNonePalatka, 18 miles away
BMONoneBrandon, 117 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Crescent City to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Crescent City residents like anyone else.

Banks near Crescent City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Palatka (17 miles) and Palm Coast (19 miles). Ormond Beach, 28 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Crescent City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Crescent City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Crescent City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Crescent City offices.

Short answer: SouthState is the largest bank with offices in Crescent City, with $68.79 billion in total assets on June 30, 2026, No. 41 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
SouthState$68.79 billionNo. 411Winter Haven, FL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Crescent City: FAQ

How many banks are in Crescent City, FL?

Crescent City has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a SouthState in Crescent City, FL?

Yes. FDIC data lists 1 SouthState branch in Crescent City as of September 5, 2026. The address and directions are under SouthState above.

Is there a Chase in Crescent City, FL?

No. FDIC data lists no Chase branch in Crescent City as of September 5, 2026. The nearest is in Palm Coast, about 19 miles away in a straight line.

Which banks in Crescent City are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Crescent City?

SouthState has the longest record among banks with a branch here: the FDIC shows it operating since 1992.

Which credit unions can I join in Crescent City?

Radiant Credit Union has an office in Crescent City. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Crescent City in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Crescent City?

Nearby cities with more banks include Palatka, Palm Coast, Ormond Beach. Palatka is 17 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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