Banks in Cedar Key, FL

Bank branch map: Cedar Key

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Cedar Key, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Cedar Key

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Seacoast Bank is the only bank with an office in Cedar Key. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Seacoast Bank Seacoast National Bank · 1 branch · main office Stuart, FL Bank · 1

Seacoast Bank has 1 branch in Cedar Key, 117 across Florida and 118 nationwide. FDIC records list its main office in Stuart, FL and show it operating since 1933. With $21.34 billion in total assets on June 30, 2026, it ranks No. 100 of 4,232 U.S. banks by total assets. The Cedar Key Branch at 7060 C St dates to 1912 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Cedar Key Branch

  7060 C St, 32625

  Hours: see the bank's site
  DirectionsWebsite

Seacoast Bank: profile, branches and contacts

Banking in Cedar Key: the local picture

Short answer: 1 bank runs 1 branch in Cedar Key according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Seacoast Bank has its main office in Stuart, FL, according to the FDIC.

The bank with the longest record here is Seacoast Bank, operating since 1933 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Cedar Key, and where the nearest one is if they do not.

Short answer: No branches in Cedar Key: Chase (nearest in Ocala, 47 mi), Wells Fargo (nearest in Crystal River, 33 mi), Bank of America (nearest in Crystal River, 32 mi), PNC Bank (nearest in Inverness, 44 mi), U.S. Bank (nearest in Sarasota, 128 mi), Truist (nearest in Crystal River, 32 mi), Fifth Third Bank (nearest in Ocala, 47 mi), Huntington (nearest in Dunnellon, 35 mi), Regions Bank (nearest in Crystal River, 34 mi), TD Bank (nearest in Gainesville, 53 mi), BMO (nearest in Tampa, 89 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cedar Key to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cedar Key residents like anyone else.

Banks near Cedar Key

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Chiefland (27 miles) and Bronson (32 miles). Crystal River, 32 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Cedar Key

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cedar Key between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Cedar Key by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cedar Key offices.

Short answer: Seacoast Bank is the largest bank with offices in Cedar Key, with $21.34 billion in total assets on June 30, 2026, No. 100 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cedar Key: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.