US Bank Directory

Banks in Carrabelle, FL

1 FDIC-insured bank operates 1 office in Carrabelle, Florida.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Carrabelle

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Carrabelle, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Carrabelle

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Centennial Bank is the only bank with an office in Carrabelle. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Centennial Bank 1 branch · main office Conway, AR Bank · 1

Centennial Bank has 1 branch in Carrabelle, 88 across Florida and 243 nationwide. FDIC records list its main office in Conway, AR and show it operating since 1903. With $24.55 billion in total assets on June 30, 2026, it ranks No. 89 of 4,232 U.S. banks by total assets. The Carrabelle Branch at 612 Nw Avenue A dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Carrabelle Branch
    612 Nw Avenue A, 32322
    Hours: see the bank's site
Centennial Bank: profile, branches and contacts

Banking in Carrabelle: the local picture

Short answer: 1 bank runs 1 branch in Carrabelle according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Centennial Bank has its main office in Conway, AR, according to the FDIC.

The bank with the longest record here is Centennial Bank, operating since 1903 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Carrabelle, and where the nearest one is if they do not.

Short answer: No branches in Carrabelle: Chase (nearest in Tallahassee, 46 mi), Wells Fargo (nearest in Tallahassee, 47 mi), Bank of America (nearest in Tallahassee, 46 mi), PNC Bank (nearest in Destin, 111 mi), U.S. Bank (nearest in Sarasota, 217 mi), Truist (nearest in Tallahassee, 46 mi), Fifth Third Bank (nearest in Newberry, 131 mi), Huntington (nearest in Panama City, 64 mi), Regions Bank (nearest in Blountstown, 46 mi), TD Bank (nearest in Live Oak, 105 mi), BMO (nearest in Tampa, 188 mi).

BankIn CarrabelleNearest branch if none here
ChaseNoneTallahassee, 46 miles away
Wells FargoNoneTallahassee, 47 miles away
Bank of AmericaNoneTallahassee, 46 miles away
PNC BankNoneDestin, 111 miles away
U.S. BankNoneSarasota, 217 miles away
TruistNoneTallahassee, 46 miles away
Fifth Third BankNoneNewberry, 131 miles away
HuntingtonNonePanama City, 64 miles away
Regions BankNoneBlountstown, 46 miles away
TD BankNoneLive Oak, 105 miles away
BMONoneTampa, 188 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Carrabelle to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Carrabelle residents like anyone else.

Banks near Carrabelle

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Apalachicola (21 miles) and Crawfordville (29 miles). Tallahassee, 49 miles away, has the most banks nearby: 19.

Bank branch openings and closings in Carrabelle

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Carrabelle between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Carrabelle by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Carrabelle offices.

Short answer: Centennial Bank is the largest bank with offices in Carrabelle, with $24.55 billion in total assets on June 30, 2026, No. 89 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Centennial Bank$24.55 billionNo. 891Conway, AR

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Carrabelle: FAQ

How many banks are in Carrabelle, FL?

Carrabelle has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Centennial Bank in Carrabelle, FL?

Yes. FDIC data lists 1 Centennial Bank branch in Carrabelle as of September 5, 2026. The address and directions are under Centennial Bank above.

Is there a Chase in Carrabelle, FL?

No. FDIC data lists no Chase branch in Carrabelle as of September 5, 2026. The nearest is in Tallahassee, about 46 miles away in a straight line.

What is the oldest bank in Carrabelle?

Centennial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.

Did any bank branches open or close in Carrabelle in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Carrabelle?

Nearby cities with more banks include Apalachicola, Crawfordville, Port Saint Joe. Apalachicola is 21 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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