US Bank Directory
Banks in Old Lyme, CT
3 FDIC-insured banks operate 3 offices in Old Lyme, Connecticut.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Old Lyme
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Old Lyme, according to the FDIC. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Old Lyme
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Citizens, Santander and Essex Bank have the most locations in Old Lyme, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Bank · 1
Citizens has 1 branch in Old Lyme, 30 across Connecticut and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Old Lyme Branch at 83 Halls Rd dates to 1959 in FDIC branch records. It opens on Saturday.
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Old Lyme Branch83 Halls Rd, 06371
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Essex Bank Bank · 1
Essex Bank has 1 branch in Old Lyme, 8 across Connecticut and 8 nationwide. FDIC records list its main office in Essex, CT and show it operating since 1851. With $536.6 million in total assets on June 30, 2026, it ranks No. 1,709 of 4,232 U.S. banks by total assets. The Old Lyme Branch at 101 Halls Rd dates to 1976 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Old Lyme Branch101 Halls Rd, 06371
Santander Bank · 1
Santander has 1 branch in Old Lyme, 108 across Connecticut and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Old Lyme Branch at 7 Halls Rd dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Old Lyme Branch7 Halls Rd, 06371
Banking in Old Lyme: the local picture
Short answer: 3 banks run 3 branches in Old Lyme according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Old Lyme, 1 elsewhere in Connecticut and 2 out of state, according to the FDIC.
The bank with the longest record here is Essex Bank, operating since 1851 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens's office at 83 Halls Rd, dating to 1959; the newest is Santander's at 7 Halls Rd, from 1995.
Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Banks open on Saturday in Old Lyme
Short answer: 1 of the 1 Old Lyme location with published hours opens on Saturday, run by 1 institution.
- Citizens: 1 of 1 branch (83 Halls Rd: Saturday 9 am to 12 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Old Lyme, and where the nearest one is if they do not.
Short answer: No branches in Old Lyme: Chase (nearest in Madison, 14 mi), Wells Fargo (nearest in Old Saybrook, 3 mi), Bank of America (nearest in Old Saybrook, 3 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Killingworth, 12 mi), BMO.
| Bank | In Old Lyme | Nearest branch if none here |
|---|---|---|
| Chase | None | Madison, 14 miles away |
| Wells Fargo | None | Old Saybrook, 3 miles away |
| Bank of America | None | Old Saybrook, 3 miles away |
| PNC Bank | None | none in Connecticut |
| U.S. Bank | None | none in Connecticut |
| Truist | None | none in Connecticut |
| Fifth Third Bank | None | none in Connecticut |
| Huntington | None | none in Connecticut |
| Regions Bank | None | none in Connecticut |
| TD Bank | None | Killingworth, 12 miles away |
| BMO | None | none in Connecticut |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Old Lyme to the nearest branch in Connecticut.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Old Lyme residents like anyone else.
Banks near Old Lyme
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Old Saybrook (3 miles) and Essex (4 miles). Madison, 14 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Old Saybrook, CT | 3 mi | 7 | 7 |
| Banks in Essex, CT | 4 mi | 2 | 5 |
| Banks in East Lyme, CT | 7 mi | 3 | 3 |
| Banks in Niantic, CT | 7 mi | 2 | 2 |
| Banks in Clinton, CT | 10 mi | 3 | 3 |
| Banks in Waterford, CT | 11 mi | 4 | 5 |
| Banks in New London, CT | 12 mi | 4 | 4 |
| Banks in Madison, CT | 14 mi | 10 | 10 |
Bank branch openings and closings in Old Lyme
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Old Lyme between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Old Lyme by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Old Lyme offices.
Short answer: Citizens is the largest bank with offices in Old Lyme, with $232.52 billion in total assets on June 30, 2026, No. 20 among U.S. banks by total assets. Santander is second with $103.96 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
| Essex Bank | $536.6 million | No. 1,709 | 1 | Essex, CT |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Old Lyme: FAQ
How many banks are in Old Lyme, CT?
Old Lyme has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Old Lyme?
Citizens, with 1. Santander has 1 and Essex Bank has 1.
Is there a Citizens in Old Lyme, CT?
Yes. FDIC data lists 1 Citizens branch in Old Lyme as of September 5, 2026. The address and directions are under Citizens above.
Is there a Santander in Old Lyme, CT?
Yes. FDIC data lists 1 Santander branch in Old Lyme as of September 5, 2026. The address and directions are under Santander above.
Is there a Essex Bank in Old Lyme, CT?
Yes. FDIC data lists 1 Essex Bank branch in Old Lyme as of September 5, 2026. The address and directions are under Essex Bank above.
Is there a Chase in Old Lyme, CT?
No. FDIC data lists no Chase branch in Old Lyme as of September 5, 2026. The nearest is in Madison, about 14 miles away in a straight line.
Which banks in Old Lyme are open on Saturday?
Citizens publishes Saturday hours for one or more Old Lyme locations. The Saturday section above lists each one with its hours. 2 of the 3 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Old Lyme?
Essex Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1851.
Did any bank branches open or close in Old Lyme in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Old Lyme?
Nearby cities with more banks include Old Saybrook, Essex, East Lyme. Old Saybrook is 3 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 3 branches: Citizens) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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