US Bank Directory

Banks in Essex, CT

2 FDIC-insured banks operate 5 offices in Essex, Connecticut.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Essex

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 5 locations in Essex, according to the FDIC. 5 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Essex

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Essex Bank has the most locations in Essex, with 4. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Essex Bank 4 branches · main office Essex, CT Bank · 4

Essex Bank has 4 branches in Essex, 8 across Connecticut and 8 nationwide. FDIC records list its main office in Essex, CT and show it operating since 1851. With $536.6 million in total assets on June 30, 2026, it ranks No. 1,709 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Essex location is its main office at 35 Plains Rd, dating to 1851; the newest, at 176 Westbrook Rd, to 2019. It does not publish hours in the sources this page uses; check its site before you go.

Essex Bank: profile, branches and contacts
Santander Santander Bank, N.A. · 1 branch · main office Wilmington, DE Bank · 1

Santander has 1 branch in Essex, 108 across Connecticut and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Essex/Westbrook Branch at 130 Westbrook Rd dates to 1991 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Essex/Westbrook Branch
    130 Westbrook Rd, 06426
    Hours: see the bank's site
Santander: profile, branches and contacts

Banking in Essex: the local picture

Short answer: 2 banks run 5 branches in Essex according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Essex and 1 out of state, according to the FDIC.

The bank with the longest record here is Essex Bank, operating since 1851 according to the FDIC. In FDIC branch records, the longest-running branch is Essex Bank's office at 35 Plains Rd, dating to 1851; the newest is Essex Bank's at 176 Westbrook Rd, from 2019.

None of the 5 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Essex, and where the nearest one is if they do not.

Short answer: No branches in Essex: Chase (nearest in Madison, 11 mi), Wells Fargo (nearest in Old Saybrook, 4 mi), Bank of America (nearest in Old Saybrook, 4 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Killingworth, 8 mi), BMO.

BankIn EssexNearest branch if none here
ChaseNoneMadison, 11 miles away
Wells FargoNoneOld Saybrook, 4 miles away
Bank of AmericaNoneOld Saybrook, 4 miles away
PNC BankNonenone in Connecticut
U.S. BankNonenone in Connecticut
TruistNonenone in Connecticut
Fifth Third BankNonenone in Connecticut
HuntingtonNonenone in Connecticut
Regions BankNonenone in Connecticut
TD BankNoneKillingworth, 8 miles away
BMONonenone in Connecticut

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Essex to the nearest branch in Connecticut.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Essex residents like anyone else.

Banks near Essex

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Old Saybrook (4 miles) and Old Lyme (4 miles). Madison, 11 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Essex

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Essex between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Essex

Short answer: 1 institution has its main office in Essex: Essex Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Essex BankBank$536.6 million4

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Essex by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Essex offices.

Short answer: Santander is the largest bank with offices in Essex, with $103.96 billion in total assets on June 30, 2026, No. 32 among U.S. banks by total assets. Essex Bank is second with $536.6 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Santander$103.96 billionNo. 321Wilmington, DE
Essex Bank$536.6 millionNo. 1,7094Essex, CT

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Essex: FAQ

How many banks are in Essex, CT?

Essex has 2 banks with 5 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Essex?

Essex Bank, with 4. Santander has 1.

Is there a Santander in Essex, CT?

Yes. FDIC data lists 1 Santander branch in Essex as of September 5, 2026. The address and directions are under Santander above.

Is there a Chase in Essex, CT?

No. FDIC data lists no Chase branch in Essex as of September 5, 2026. The nearest is in Madison, about 11 miles away in a straight line.

Which banks are headquartered in Essex?

Essex Bank has its main office in Essex, according to the FDIC.

What is the oldest bank in Essex?

Essex Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1851.

Did any bank branches open or close in Essex in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Essex?

Nearby cities with more banks include Old Saybrook, Old Lyme, Clinton. Old Saybrook is 4 miles away with 7 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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