US Bank Directory
Banks in Sterling, CO
6 FDIC-insured banks operate 6 offices in Sterling, Colorado, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Sterling
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 7 locations in Sterling, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Sterling
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 6 banks share the most locations in Sterling, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of Colorado Bank · 1
Bank of Colorado has 1 branch in Sterling, 52 across Colorado and 60 nationwide. FDIC records list its main office in Fort Collins, CO and show it operating since 1900. With $7.61 billion in total assets on June 30, 2026, it ranks No. 207 of 4,232 U.S. banks by total assets. The Sterling Branch at 131 W Main St dates to 1912 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sterling Branch131 W Main St, 80751
BMO Bank · 1
BMO has 1 branch in Sterling, 68 across Colorado and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Sterling Branch at 130 N 3rd St dates to 1962 in FDIC branch records. Its published hours do not list Saturday.
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Sterling Branch130 N 3rd St, 80751
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Equitable Savings and Loan Association Bank · 1
Equitable Savings and Loan Association has 1 branch in Sterling, 10 across Colorado and 10 nationwide. FDIC records list its main office in Sterling, CO and show it operating since 1921. With $168.3 million in total assets on June 30, 2026, it ranks No. 3,195 of 4,232 U.S. banks by total assets. Its main office at 221 N 3rd St dates to 1921 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office221 N 3rd St, 80751
First FarmBank Bank · 1
First FarmBank has 1 branch in Sterling, 5 across Colorado and 6 nationwide. FDIC records list its main office in Greeley, CO and show it operating since 2007. With $384.4 million in total assets on June 30, 2026, it ranks No. 2,136 of 4,232 U.S. banks by total assets. The Sterling Branch at 931 W Main St dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sterling Branch931 W Main St, 80751
Sterling Credit Union Credit union · 1
Sterling Credit Union has 1 office in Sterling, 3 across Colorado. It is based in Sterling, CO and $246.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office822 W Main St, 80751
All hours
Mon to Tue not published; Wed 8 am to 5 pm; Thu to Sun not published
Hours: NCUA, March 31, 2026
TBK Bank Bank · 1
TBK Bank has 1 branch in Sterling, 39 across Colorado and 64 nationwide. FDIC records list its main office in Dallas, TX and show it operating since 1981. With $7.40 billion in total assets on June 30, 2026, it ranks No. 213 of 4,232 U.S. banks by total assets. The Sterling Branch at 122 W Main St dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sterling Branch122 W Main St, 80751
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Sterling, 117 across Colorado and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Sterling Branch at 129 S 3rd St dates to 1925 in FDIC branch records. Its published hours do not list Saturday.
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Sterling Branch129 S 3rd St, 80751
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Sterling
1 credit union has 1 office here: Sterling Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Sterling page has every office in the state's directory.
Banking in Sterling: the local picture
Short answer: 6 banks run 6 branches in Sterling according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 1 has its main office in Sterling, 2 elsewhere in Colorado and 3 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of Colorado's office at 131 W Main St, dating to 1912; the newest is First FarmBank's at 931 W Main St, from 2013.
The only credit union with an office here is Sterling Credit Union.
Of the 3 locations with published hours. None open on Saturday. 4 locations have no published hours in these sources.
Saturday hours in Sterling
Short answer: None of the 3 Sterling locations with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Sterling, and where the nearest one is if they do not.
Short answer: In Sterling: Wells Fargo (1), BMO (1). No branches in Sterling: Chase (nearest in Greeley, 79 mi), Bank of America (nearest in Greeley, 81 mi), PNC Bank (nearest in Greeley, 81 mi), U.S. Bank (nearest in Greeley, 81 mi), Truist, Fifth Third Bank, Huntington (nearest in Commerce City, 99 mi), Regions Bank, TD Bank.
| Bank | In Sterling | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| BMO | 1 branch | here |
| Chase | None | Greeley, 79 miles away |
| Bank of America | None | Greeley, 81 miles away |
| PNC Bank | None | Greeley, 81 miles away |
| U.S. Bank | None | Greeley, 81 miles away |
| Truist | None | none in Colorado |
| Fifth Third Bank | None | none in Colorado |
| Huntington | None | Commerce City, 99 miles away |
| Regions Bank | None | none in Colorado |
| TD Bank | None | none in Colorado |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sterling to the nearest branch in Colorado.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sterling residents like anyone else.
Banks near Sterling
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Akron (32 miles) and Brush (33 miles). Akron, 32 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Akron, CO | 32 mi | 5 | 5 |
| Banks in Brush, CO | 33 mi | 4 | 5 |
| Banks in Fort Morgan, CO | 40 mi | 5 | 5 |
| Banks in Yuma, CO | 43 mi | 4 | 4 |
| Banks in Holyoke, CO | 48 mi | 3 | 3 |
| Banks in Julesburg, CO | 56 mi | 2 | 2 |
| Banks in Wray, CO | 64 mi | 4 | 4 |
| Banks in Keenesburg, CO | 77 mi | 2 | 2 |
Bank branch openings and closings in Sterling
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Sterling between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Sterling
Short answer: 2 institutions have their main office in Sterling: Sterling Credit Union and Equitable Savings and Loan Association.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Sterling Credit Union | Credit union | $246.9 million | 1 |
| Equitable Savings and Loan Association | Bank | $168.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Sterling by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sterling offices.
Short answer: Wells Fargo is the largest bank with offices in Sterling, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. BMO is second with $254.97 billion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| Bank of Colorado | $7.61 billion | No. 207 | 1 | Fort Collins, CO |
| TBK Bank | $7.40 billion | No. 213 | 1 | Dallas, TX |
| First FarmBank | $384.4 million | No. 2,136 | 1 | Greeley, CO |
| Equitable Savings and Loan Association | $168.3 million | No. 3,195 | 1 | Sterling, CO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Sterling: FAQ
How many banks are in Sterling, CO?
Sterling has 6 banks with 6 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Sterling?
Wells Fargo, with 1. BMO has 1 and Bank of Colorado has 1.
Is there a Wells Fargo in Sterling, CO?
Yes. FDIC data lists 1 Wells Fargo branch in Sterling as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a BMO in Sterling, CO?
Yes. FDIC data lists 1 BMO branch in Sterling as of September 5, 2026. The address and directions are under BMO above.
Is there a Bank of Colorado in Sterling, CO?
Yes. FDIC data lists 1 Bank of Colorado branch in Sterling as of September 5, 2026. The address and directions are under Bank of Colorado above.
Is there a Chase in Sterling, CO?
No. FDIC data lists no Chase branch in Sterling as of September 5, 2026. The nearest is in Greeley, about 79 miles away in a straight line.
Which banks in Sterling are open on Saturday?
None of the 3 locations with published hours lists Saturday hours. 4 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Sterling?
Sterling Credit Union and Equitable Savings and Loan Association have their main office in Sterling, according to the FDIC and the NCUA.
What is the oldest bank in Sterling?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Sterling?
Sterling Credit Union has an office in Sterling. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Sterling in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Sterling?
Nearby cities with more banks include Akron, Brush, Fort Morgan. Akron is 32 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 6 branches: BMO, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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