US Bank Directory
Banks in Fort Morgan, CO
5 FDIC-insured banks operate 5 offices in Fort Morgan, Colorado, and 2 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Fort Morgan
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 9 locations in Fort Morgan, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Fort Morgan
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Fort Morgan, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Fort Morgan Schools Credit Union Credit union · 3
Fort Morgan Schools Credit Union has 3 officees in Fort Morgan, 3 across Colorado. It is based in Fort Morgan, CO and $5.4 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Fort Morgan locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
Main Office main office212 E Kiowa Ave, 80701
All hours
Mon to Sun 3:30 pm to 5 pm
Hours: NCUA, March 31, 2026
-
Main Office212 E Kiowa Ave, 80701
All hours
Mon to Fri 3:30 pm to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Home927 Fremont Ave, 80701
Bank of Colorado Bank · 1
Bank of Colorado has 1 branch in Fort Morgan, 52 across Colorado and 60 nationwide. FDIC records list its main office in Fort Collins, CO and show it operating since 1900. With $7.61 billion in total assets on June 30, 2026, it ranks No. 207 of 4,232 U.S. banks by total assets. The Fort Morgan Branch at 529 Main St dates to 1912 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Fort Morgan Branch529 Main St, 80701
BMO Bank · 1
BMO has 1 branch in Fort Morgan, 68 across Colorado and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Fort Morgan Branch at 120 E Kiowa Ave dates to 1889 in FDIC branch records. Its published hours do not list Saturday.
-
Fort Morgan Branch120 E Kiowa Ave, 80701
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Equitable Savings and Loan Association Bank · 1
Equitable Savings and Loan Association has 1 branch in Fort Morgan, 10 across Colorado and 10 nationwide. FDIC records list its main office in Sterling, CO and show it operating since 1921. With $168.3 million in total assets on June 30, 2026, it ranks No. 3,195 of 4,232 U.S. banks by total assets. The Fort Morgan Branch at 331 Main St dates to 1954 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Fort Morgan Branch331 Main St, 80701
FMS Bank Bank · 1
FMS Bank has 1 branch in Fort Morgan, 2 across Colorado and 2 nationwide. FDIC records list its main office in Fort Morgan, CO and show it operating since 1982. With $324.8 million in total assets on June 30, 2026, it ranks No. 2,371 of 4,232 U.S. banks by total assets. Its main office at 520 Sherman St dates to 1982 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office520 Sherman St, 80701
Golden Belt Bank, FSA Bank · 1
Golden Belt Bank, FSA has 1 branch in Fort Morgan, 1 across Colorado and 3 nationwide. FDIC records list its main office in Hays, KS and show it operating since 1920. With $373.5 million in total assets on June 30, 2026, it ranks No. 2,175 of 4,232 U.S. banks by total assets. The Fort Morgan Br at 321 Ensign St dates to 1935 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Fort Morgan Br321 Ensign St, 80701
Sterling Credit Union Credit union · 1
Sterling Credit Union has 1 office in Fort Morgan, 3 across Colorado. It is based in Sterling, CO and $246.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Fort Morgan Branch709 E Railroad Ave, 80701
All hours
Mon to Tue 8:30 am to 5 pm; Wed 9 am to 5 pm; Thu not published; Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Fort Morgan
2 credit unions have 4 offices here: Fort Morgan Schools Credit Union and Sterling Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Fort Morgan page has every office in the state's directory.
Banking in Fort Morgan: the local picture
Short answer: 5 banks run 5 branches in Fort Morgan according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 1 has its main office in Fort Morgan, 2 elsewhere in Colorado and 2 out of state, according to the FDIC.
The bank with the longest record here is Bank of Colorado, operating since 1900 according to the FDIC. In FDIC branch records, the longest-running branch is BMO's office at 120 E Kiowa Ave, dating to 1889; the newest is FMS Bank's at 520 Sherman St, from 1982.
2 credit unions have 4 offices in Fort Morgan, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 1 opens on Saturday. 5 locations have no published hours in these sources.
Credit unions open on Saturday in Fort Morgan
Short answer: 1 of the 4 Fort Morgan locations with published hours opens on Saturday, run by 1 institution.
- Fort Morgan Schools Credit Union: 1 of 3 offices (212 E Kiowa Ave: Saturday 3:30 pm to 5 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Fort Morgan, and where the nearest one is if they do not.
Short answer: In Fort Morgan: BMO (1). No branches in Fort Morgan: Chase (nearest in Greeley, 49 mi), Wells Fargo (nearest in Sterling, 40 mi), Bank of America (nearest in Greeley, 49 mi), PNC Bank (nearest in Greeley, 49 mi), U.S. Bank (nearest in Greeley, 51 mi), Truist, Fifth Third Bank, Huntington (nearest in Commerce City, 59 mi), Regions Bank, TD Bank.
| Bank | In Fort Morgan | Nearest branch if none here |
|---|---|---|
| BMO | 1 branch | here |
| Chase | None | Greeley, 49 miles away |
| Wells Fargo | None | Sterling, 40 miles away |
| Bank of America | None | Greeley, 49 miles away |
| PNC Bank | None | Greeley, 49 miles away |
| U.S. Bank | None | Greeley, 51 miles away |
| Truist | None | none in Colorado |
| Fifth Third Bank | None | none in Colorado |
| Huntington | None | Commerce City, 59 miles away |
| Regions Bank | None | none in Colorado |
| TD Bank | None | none in Colorado |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fort Morgan to the nearest branch in Colorado.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fort Morgan residents like anyone else.
Banks near Fort Morgan
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Brush (9 miles) and Akron (32 miles). Greeley, 51 miles away, has the most banks nearby: 19.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Brush, CO | 9 mi | 4 | 5 |
| Banks in Akron, CO | 32 mi | 5 | 5 |
| Banks in Keenesburg, CO | 39 mi | 2 | 2 |
| Banks in Sterling, CO | 40 mi | 6 | 6 |
| Banks in Strasburg, CO | 45 mi | 2 | 2 |
| Banks in Bennett, CO | 48 mi | 4 | 4 |
| Banks in Evans, CO | 50 mi | 2 | 2 |
| Banks in Greeley, CO | 51 mi | 19 | 34 |
Bank branch openings and closings in Fort Morgan
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Fort Morgan between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Fort Morgan
Short answer: 2 institutions have their main office in Fort Morgan: Fort Morgan Schools Credit Union and FMS Bank.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Fort Morgan Schools Credit Union | Credit union | $5.4 million | 3 |
| FMS Bank | Bank | $324.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Fort Morgan by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fort Morgan offices.
Short answer: BMO is the largest bank with offices in Fort Morgan, with $254.97 billion in total assets on June 30, 2026, No. 16 among U.S. banks by total assets. Bank of Colorado is second with $7.61 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| Bank of Colorado | $7.61 billion | No. 207 | 1 | Fort Collins, CO |
| Golden Belt Bank, FSA | $373.5 million | No. 2,175 | 1 | Hays, KS |
| FMS Bank | $324.8 million | No. 2,371 | 1 | Fort Morgan, CO |
| Equitable Savings and Loan Association | $168.3 million | No. 3,195 | 1 | Sterling, CO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Fort Morgan: FAQ
How many banks are in Fort Morgan, CO?
Fort Morgan has 5 banks with 5 branches and 2 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Fort Morgan?
BMO, with 1. Bank of Colorado has 1 and Golden Belt Bank, FSA has 1.
Is there a BMO in Fort Morgan, CO?
Yes. FDIC data lists 1 BMO branch in Fort Morgan as of September 5, 2026. The address and directions are under BMO above.
Is there a Bank of Colorado in Fort Morgan, CO?
Yes. FDIC data lists 1 Bank of Colorado branch in Fort Morgan as of September 5, 2026. The address and directions are under Bank of Colorado above.
Is there a Golden Belt Bank, FSA in Fort Morgan, CO?
Yes. FDIC data lists 1 Golden Belt Bank, FSA branch in Fort Morgan as of September 5, 2026. The address and directions are under Golden Belt Bank, FSA above.
Is there a Chase in Fort Morgan, CO?
No. FDIC data lists no Chase branch in Fort Morgan as of September 5, 2026. The nearest is in Greeley, about 49 miles away in a straight line.
Which banks in Fort Morgan are open on Saturday?
Fort Morgan Schools Credit Union publishes Saturday hours for one or more Fort Morgan locations. The Saturday section above lists each one with its hours. 5 of the 9 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Fort Morgan?
Fort Morgan Schools Credit Union and FMS Bank have their main office in Fort Morgan, according to the FDIC and the NCUA.
What is the oldest bank in Fort Morgan?
Bank of Colorado has the longest record among banks with a branch here: the FDIC shows it operating since 1900.
Which credit unions can I join in Fort Morgan?
Fort Morgan Schools Credit Union and Sterling Credit Union have offices in Fort Morgan. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Fort Morgan in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Fort Morgan?
Nearby cities with more banks include Brush, Akron, Keenesburg. Brush is 9 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 5 branches: BMO) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds