US Bank Directory

Banks in Winters, CA

1 FDIC-insured bank operates 1 office in Winters, California, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Winters

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Winters, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Winters

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Northern Bank of Dixon is the only bank with an office in Winters. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Northern Bank of Dixon 1 branch · main office Dixon, CA Bank · 1

First Northern Bank of Dixon has 1 branch in Winters, 21 across California and 21 nationwide. FDIC records list its main office in Dixon, CA and show it operating since 1910. With $1.93 billion in total assets on June 30, 2026, it ranks No. 623 of 4,232 U.S. banks by total assets. The Winters Branch at 48 Main St dates to 1970 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Northern Bank of Dixon: profile, branches and contacts
Yolo Credit Union 1 office · main office Woodland, CA Credit union · 1

Yolo Credit Union has 1 office in Winters, 5 across California. It is based in Woodland, CA and $411.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Winters
    168 E Grant Ave, 95694
    (530) 668-2700Today 10 am to 6 pm
    All hours

    Mon to Fri 10 am to 6 pm; Sat 10 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

Yolo Credit Union: profile, branches and contacts

Join a credit union in Winters

1 credit union has 1 office here: Yolo Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Winters page has every office in the state's directory.

Banking in Winters: the local picture

Short answer: 1 bank runs 1 branch in Winters according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

First Northern Bank of Dixon has its main office in Dixon, CA, according to the FDIC.

The bank with the longest record here is First Northern Bank of Dixon, operating since 1910 according to the FDIC.

The only credit union with an office here is Yolo Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Credit unions open on Saturday in Winters

Short answer: 1 of the 1 Winters location with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Winters, and where the nearest one is if they do not.

Short answer: No branches in Winters: Chase (nearest in Vacaville, 11 mi), Wells Fargo (nearest in Vacaville, 11 mi), Bank of America (nearest in Vacaville, 11 mi), PNC Bank (nearest in Sacramento, 32 mi), U.S. Bank (nearest in Vacaville, 12 mi), Truist, Fifth Third Bank (nearest in Walnut Creek, 43 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Vacaville, 12 mi).

BankIn WintersNearest branch if none here
ChaseNoneVacaville, 11 miles away
Wells FargoNoneVacaville, 11 miles away
Bank of AmericaNoneVacaville, 11 miles away
PNC BankNoneSacramento, 32 miles away
U.S. BankNoneVacaville, 12 miles away
TruistNonenone in California
Fifth Third BankNoneWalnut Creek, 43 miles away
HuntingtonNonenone in California
Regions BankNonenone in California
TD BankNonenone in California
BMONoneVacaville, 12 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Winters to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Winters residents like anyone else.

Banks near Winters

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Dixon (9 miles) and Vacaville (12 miles). Napa, 23 miles away, has the most banks nearby: 13.

Bank branch openings and closings in Winters

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Winters between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Winters by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Winters offices.

Short answer: First Northern Bank of Dixon is the largest bank with offices in Winters, with $1.93 billion in total assets on June 30, 2026, No. 623 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Northern Bank of Dixon$1.93 billionNo. 6231Dixon, CA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Winters: FAQ

How many banks are in Winters, CA?

Winters has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a First Northern Bank of Dixon in Winters, CA?

Yes. FDIC data lists 1 First Northern Bank of Dixon branch in Winters as of September 5, 2026. The address and directions are under First Northern Bank of Dixon above.

Is there a Chase in Winters, CA?

No. FDIC data lists no Chase branch in Winters as of September 5, 2026. The nearest is in Vacaville, about 11 miles away in a straight line.

Which banks in Winters are open on Saturday?

Yolo Credit Union publishes Saturday hours for one or more Winters locations. The Saturday section above lists each one with its hours. 1 of the 2 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Winters?

First Northern Bank of Dixon has the longest record among banks with a branch here: the FDIC shows it operating since 1910.

Which credit unions can I join in Winters?

Yolo Credit Union has an office in Winters. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Winters in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Winters?

Nearby cities with more banks include Dixon, Vacaville, Davis. Dixon is 9 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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