US Bank Directory

Banks in Union City, CA

8 FDIC-insured banks operate 11 offices in Union City, California.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Union City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 8 banks and credit unions operate 11 locations in Union City, according to the FDIC. 11 of them have coordinates on record and are on the map. 8 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

11 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Union City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase, Bank of America and Wells Fargo have the most locations in Union City, with 2 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of America Bank of America, National Association · 2 branches · main office Charlotte, NC Bank · 2

Bank of America has 2 branches in Union City, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Union City location is the Union City Branch at 1900 Decoto Rd, dating to 1970; the newest, at 31800 Alvarado Blvd, to 1975. 1 of its 2 Union City locations with published hours open on Saturday.

  • Union City Branch
    1900 Decoto Rd, 94587
    (510) 429-5895Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  • Alvarado Branch
    31800 Alvarado Blvd, 94587
    (510) 429-2880Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 2 branches · main office Columbus, OH Bank · 2

Chase has 2 branches in Union City, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Union City location is the Union City - Alvarado Niles Branch at 32101 Union Lndg, dating to 2005; the newest, at 34536 Alvarado Niles Rd, to 2011. All 2 of its Union City locations with published hours open on Saturday.

  • Union City - Alvarado Niles Branch
    32101 Union Lndg, 94587
    (510) 475-7190Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • Alvarado Niles And Decoto Branch
    34536 Alvarado Niles Rd, 94587
    (510) 675-9714Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 2 branches · main office Sioux Falls, SD Bank · 2

Wells Fargo has 2 branches in Union City, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Union City location is the Union City Branch at 34356 Alvarado Niles Rd, dating to 1980; the newest, at 30915 Courthouse Dr, to 2005. 1 of its 2 Union City locations with published hours open on Saturday.

  • Union Landing Branch
    30915 Courthouse Dr, 94587
    (510) 475-4300Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Union City Branch
    34356 Alvarado Niles Rd, 94587
    (510) 487-5703Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
BMO BMO Bank National Association · 1 branch · main office Chicago, IL Bank · 1

BMO has 1 branch in Union City, 226 across California and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Union City Branch at 33301 Alvarado Niles Rd dates to 1961 in FDIC branch records. It opens on Saturday.

  • Union City Branch
    33301 Alvarado Niles Rd, 94587
    (510) 471-0555Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: BMO branch locator (All The Places), checked Oct 10, 2026

BMO: profile, branches and contacts
Cathay Bank 1 branch · main office Los Angeles, CA Bank · 1

Cathay Bank has 1 branch in Union City, 44 across California and 65 nationwide. FDIC records list its main office in Los Angeles, CA and show it operating since 1962. With $24.64 billion in total assets on June 30, 2026, it ranks No. 88 of 4,232 U.S. banks by total assets. The Union City Branch at 1701 Decoto Rd dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Union City Branch
    1701 Decoto Rd, 94587
    Hours: see the bank's site
Cathay Bank: profile, branches and contacts
Citibank Citibank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Citibank has 1 branch in Union City, 271 across California and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. The Union City Branch at 1800 Decoto Rd dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Citibank: profile, branches and contacts
Fremont Bank 1 branch · main office Fremont, CA Bank · 1

Fremont Bank has 1 branch in Union City, 23 across California and 23 nationwide. FDIC records list its main office in Fremont, CA and show it operating since 1964. With $5.97 billion in total assets on June 30, 2026, it ranks No. 254 of 4,232 U.S. banks by total assets. The Alvarado Branch at 32000 Alvarado Blvd dates to 1979 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Alvarado Branch
    32000 Alvarado Blvd, 94587
    Hours: see the bank's site
Fremont Bank: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Union City, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Union City Safeway Branch at 1790 Decoto Rd dates to 2010 in FDIC branch records. It opens on Saturday.

  • Union City Safeway Branch
    1790 Decoto Rd, 94587
    (510) 477-6704Today 10 am to 6 pm
    All hours

    Mon not published; Tue to Fri 10 am to 6 pm; Sat 10 am to 2 pm; Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts

Banking in Union City: the local picture

Short answer: 8 banks run 11 branches in Union City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 8 banks, 0 have their main office in Union City, 2 elsewhere in California and 6 out of state, according to the FDIC.

The bank with the longest record here is Citibank, operating since 1812 according to the FDIC. In FDIC branch records, the longest-running branch is BMO's office at 33301 Alvarado Niles Rd, dating to 1961; the newest is Chase's at 34536 Alvarado Niles Rd, from 2011.

Of the 8 locations with published hours. 6 open on Saturday. 3 locations have no published hours in these sources.

Banks open on Saturday in Union City

Short answer: 6 of the 8 Union City locations with published hours open on Saturday, run by 5 institutions.

  • Chase: 2 of 2 branches (32101 Union Lndg: Saturday 9 am to 2 pm, and 1 more)
  • Bank of America: 1 of 2 branches (1900 Decoto Rd: Saturday 9 am to 4 pm)
  • Wells Fargo: 1 of 2 branches (30915 Courthouse Dr: Saturday 9 am to 2 pm)
  • U.S. Bank: 1 of 1 branch (1790 Decoto Rd: Saturday 10 am to 2 pm)
  • BMO: 1 of 1 branch (33301 Alvarado Niles Rd: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Union City, and where the nearest one is if they do not.

Short answer: In Union City: Chase (2), Wells Fargo (2), Bank of America (2), U.S. Bank (1), BMO (1). No branches in Union City: PNC Bank (nearest in Fremont, 4 mi), Truist, Fifth Third Bank (nearest in Fremont, 4 mi), Huntington, Regions Bank, TD Bank.

BankIn Union CityNearest branch if none here
Chase2 brancheshere
Wells Fargo2 brancheshere
Bank of America2 brancheshere
U.S. Bank1 branchhere
BMO1 branchhere
PNC BankNoneFremont, 4 miles away
TruistNonenone in California
Fifth Third BankNoneFremont, 4 miles away
HuntingtonNonenone in California
Regions BankNonenone in California
TD BankNonenone in California

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Union City to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Union City residents like anyone else.

Banks near Union City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Newark (3 miles) and Hayward (5 miles). Fremont, 6 miles away, has the most banks nearby: 20.

Bank branch openings and closings in Union City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Union City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Union City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Union City offices.

Short answer: Chase is the largest bank with offices in Union City, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 12Columbus, OH
Bank of America$2.65 trillionNo. 22Charlotte, NC
Citibank$1.98 trillionNo. 31Sioux Falls, SD
Wells Fargo$1.91 trillionNo. 42Sioux Falls, SD
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
BMO$254.97 billionNo. 161Chicago, IL
Cathay Bank$24.64 billionNo. 881Los Angeles, CA
Fremont Bank$5.97 billionNo. 2541Fremont, CA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Union City: FAQ

How many banks are in Union City, CA?

Union City has 8 banks with 11 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Union City?

Chase, with 2. Bank of America has 2 and Wells Fargo has 2.

Is there a Chase in Union City, CA?

Yes. FDIC data lists 2 Chase branches in Union City as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.

Is there a Bank of America in Union City, CA?

Yes. FDIC data lists 2 Bank of America branches in Union City as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.

Is there a Wells Fargo in Union City, CA?

Yes. FDIC data lists 2 Wells Fargo branches in Union City as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.

Is there a PNC Bank in Union City, CA?

No. FDIC data lists no PNC Bank branch in Union City as of September 5, 2026. The nearest is in Fremont, about 4 miles away in a straight line.

Which banks in Union City are open on Saturday?

Chase, Bank of America, Wells Fargo and U.S. Bank and 1 more publish Saturday hours for one or more Union City locations. The Saturday section above lists each one with its hours. 3 of the 11 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Union City?

Citibank has the longest record among banks with a branch here: the FDIC shows it operating since 1812.

Did any bank branches open or close in Union City in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Union City?

Nearby cities with more banks include Newark, Hayward, Fremont. Newark is 3 miles away with 7 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (8 of 11 branches: BMO, Bank of America, Chase, U.S. Bank, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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