US Bank Directory

Banks in San Lorenzo, CA

3 FDIC-insured banks operate 3 offices in San Lorenzo, California.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: San Lorenzo

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in San Lorenzo, according to the FDIC. 3 of them have coordinates on record and are on the map. 2 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in San Lorenzo

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Citibank, Wells Fargo and BMO have the most locations in San Lorenzo, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

BMO BMO Bank National Association · 1 branch · main office Chicago, IL Bank · 1

BMO has 1 branch in San Lorenzo, 226 across California and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The San Lorenzo Branch at 17833 Hesperian Blvd dates to 1968 in FDIC branch records. It opens on Saturday.

  • San Lorenzo Branch
    17833 Hesperian Blvd, 94580
    (510) 278-5000Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: BMO branch locator (All The Places), checked Oct 10, 2026

BMO: profile, branches and contacts
Citibank Citibank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Citibank has 1 branch in San Lorenzo, 271 across California and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. The San Lorenzo Branch at 429 Paseo Grande dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Citibank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in San Lorenzo, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The San Lorenzo Branch at 16000 Hesperian Blvd dates to 1965 in FDIC branch records. Its published hours do not list Saturday.

  • San Lorenzo Branch
    16000 Hesperian Blvd, 94580
    (510) 276-0875Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Banking in San Lorenzo: the local picture

Short answer: 3 banks run 3 branches in San Lorenzo according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in San Lorenzo and 3 out of state, according to the FDIC.

The bank with the longest record here is Citibank, operating since 1812 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 16000 Hesperian Blvd, dating to 1965; the newest is Citibank's at 429 Paseo Grande, from 1987.

Of the 2 locations with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Banks open on Saturday in San Lorenzo

Short answer: 1 of the 2 San Lorenzo locations with published hours opens on Saturday, run by 1 institution.

  • BMO: 1 of 1 branch (17833 Hesperian Blvd: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in San Lorenzo, and where the nearest one is if they do not.

Short answer: In San Lorenzo: Wells Fargo (1), BMO (1). No branches in San Lorenzo: Chase (nearest in San Leandro, 1 mi), Bank of America (nearest in Hayward, 2 mi), PNC Bank (nearest in Fremont, 12 mi), U.S. Bank (nearest in San Leandro, 2 mi), Truist, Fifth Third Bank (nearest in Hayward, 2 mi), Huntington, Regions Bank, TD Bank.

BankIn San LorenzoNearest branch if none here
Wells Fargo1 branchhere
BMO1 branchhere
ChaseNoneSan Leandro, 1 mile away
Bank of AmericaNoneHayward, 2 miles away
PNC BankNoneFremont, 12 miles away
U.S. BankNoneSan Leandro, 2 miles away
TruistNonenone in California
Fifth Third BankNoneHayward, 2 miles away
HuntingtonNonenone in California
Regions BankNonenone in California
TD BankNonenone in California

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of San Lorenzo to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to San Lorenzo residents like anyone else.

Banks near San Lorenzo

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Hayward (3 miles) and San Leandro (3 miles). Oakland, 11 miles away, has the most banks nearby: 27.

Bank branch openings and closings in San Lorenzo

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in San Lorenzo between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in San Lorenzo by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its San Lorenzo offices.

Short answer: Citibank is the largest bank with offices in San Lorenzo, with $1.98 trillion in total assets on June 30, 2026, No. 3 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Citibank$1.98 trillionNo. 31Sioux Falls, SD
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
BMO$254.97 billionNo. 161Chicago, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in San Lorenzo: FAQ

How many banks are in San Lorenzo, CA?

San Lorenzo has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in San Lorenzo?

Citibank, with 1. Wells Fargo has 1 and BMO has 1.

Is there a Citibank in San Lorenzo, CA?

Yes. FDIC data lists 1 Citibank branch in San Lorenzo as of September 5, 2026. The address and directions are under Citibank above.

Is there a Wells Fargo in San Lorenzo, CA?

Yes. FDIC data lists 1 Wells Fargo branch in San Lorenzo as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a BMO in San Lorenzo, CA?

Yes. FDIC data lists 1 BMO branch in San Lorenzo as of September 5, 2026. The address and directions are under BMO above.

Is there a Chase in San Lorenzo, CA?

No. FDIC data lists no Chase branch in San Lorenzo as of September 5, 2026. The nearest is in San Leandro, about 1 miles away in a straight line.

Which banks in San Lorenzo are open on Saturday?

BMO publishes Saturday hours for one or more San Lorenzo locations. The Saturday section above lists each one with its hours. 1 of the 3 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in San Lorenzo?

Citibank has the longest record among banks with a branch here: the FDIC shows it operating since 1812.

Did any bank branches open or close in San Lorenzo in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near San Lorenzo?

Nearby cities with more banks include Hayward, San Leandro, Castro Valley. Hayward is 3 miles away with 9 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (2 of 3 branches: BMO, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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