US Bank Directory

Banks in Twain Harte, CA

2 FDIC-insured banks operate 2 offices in Twain Harte, California.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Twain Harte

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Twain Harte, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Twain Harte

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: U.S. Bank and El Dorado Savings Bank, F.S.B. have the most locations in Twain Harte, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

El Dorado Savings Bank, F.S.B. 1 branch · main office Placerville, CA Bank · 1

El Dorado Savings Bank, F.S.B. has 1 branch in Twain Harte, 31 across California and 35 nationwide. FDIC records list its main office in Placerville, CA and show it operating since 1956. With $2.44 billion in total assets on June 30, 2026, it ranks No. 512 of 4,232 U.S. banks by total assets. The Twain Harte Branch at 22900 Twain Harte Dr dates to 1956 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Twain Harte Branch
    22900 Twain Harte Dr, 95383
    Hours: see the bank's site
El Dorado Savings Bank, F.S.B.: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Twain Harte, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Twain Harte Branch at 22953 Twain Harte Dr dates to 1965 in FDIC branch records. Its published hours do not list Saturday.

  • Twain Harte Branch
    22953 Twain Harte Dr, 95383
    (209) 586-3277Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts

Banking in Twain Harte: the local picture

Short answer: 2 banks run 2 branches in Twain Harte according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Twain Harte, 1 elsewhere in California and 1 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is El Dorado Savings Bank, F.S.B.'s office at 22900 Twain Harte Dr, dating to 1956; the newest is U.S. Bank's at 22953 Twain Harte Dr, from 1965.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Twain Harte

Short answer: None of the 1 Twain Harte location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Twain Harte, and where the nearest one is if they do not.

Short answer: In Twain Harte: U.S. Bank (1). No branches in Twain Harte: Chase (nearest in Oakdale, 39 mi), Wells Fargo (nearest in Sonora, 8 mi), Bank of America (nearest in Sonora, 9 mi), PNC Bank (nearest in Sonora, 8 mi), Truist, Fifth Third Bank (nearest in Fresno, 86 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Oakdale, 38 mi).

BankIn Twain HarteNearest branch if none here
U.S. Bank1 branchhere
ChaseNoneOakdale, 39 miles away
Wells FargoNoneSonora, 8 miles away
Bank of AmericaNoneSonora, 9 miles away
PNC BankNoneSonora, 8 miles away
TruistNonenone in California
Fifth Third BankNoneFresno, 86 miles away
HuntingtonNonenone in California
Regions BankNonenone in California
TD BankNonenone in California
BMONoneOakdale, 38 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Twain Harte to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Twain Harte residents like anyone else.

Banks near Twain Harte

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Sonora (8 miles) and Groveland (14 miles). Sonora, 8 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Twain Harte

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Twain Harte between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Twain Harte by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Twain Harte offices.

Short answer: U.S. Bank is the largest bank with offices in Twain Harte, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. El Dorado Savings Bank, F.S.B. is second with $2.44 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
El Dorado Savings Bank, F.S.B.$2.44 billionNo. 5121Placerville, CA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Twain Harte: FAQ

How many banks are in Twain Harte, CA?

Twain Harte has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Twain Harte?

U.S. Bank, with 1. El Dorado Savings Bank, F.S.B. has 1.

Is there a U.S. Bank in Twain Harte, CA?

Yes. FDIC data lists 1 U.S. Bank branch in Twain Harte as of September 5, 2026. The address and directions are under U.S. Bank above.

Is there a El Dorado Savings Bank, F.S.B. in Twain Harte, CA?

Yes. FDIC data lists 1 El Dorado Savings Bank, F.S.B. branch in Twain Harte as of September 5, 2026. The address and directions are under El Dorado Savings Bank, F.S.B. above.

Is there a Chase in Twain Harte, CA?

No. FDIC data lists no Chase branch in Twain Harte as of September 5, 2026. The nearest is in Oakdale, about 39 miles away in a straight line.

Which banks in Twain Harte are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Twain Harte?

U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Did any bank branches open or close in Twain Harte in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Twain Harte?

Nearby cities with more banks include Sonora, Groveland, Angels Camp. Sonora is 8 miles away with 7 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: U.S. Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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