US Bank Directory

Banks in Tahoe City, CA

5 FDIC-insured banks operate 5 offices in Tahoe City, California.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Tahoe City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Tahoe City, according to the FDIC. 5 of them have coordinates on record and are on the map. 2 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Tahoe City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 5 banks share the most locations in Tahoe City, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

BMO BMO Bank National Association · 1 branch · main office Chicago, IL Bank · 1

BMO has 1 branch in Tahoe City, 226 across California and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Tahoe City Branch at 150 W Lake Blvd dates to 1982 in FDIC branch records. Its published hours do not list Saturday.

  • Tahoe City Branch
    150 W Lake Blvd, 96145
    (530) 581-6960Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: BMO branch locator (All The Places), checked Oct 10, 2026

BMO: profile, branches and contacts
Citizens National Bank of Texas 1 branch · main office Waxahachie, TX Bank · 1

Citizens National Bank of Texas has 1 branch in Tahoe City, 1 across California and 12 nationwide. FDIC records list its main office in Waxahachie, TX and show it operating since 1868. With $2.19 billion in total assets on June 30, 2026, it ranks No. 568 of 4,232 U.S. banks by total assets. The Cnb Of Texas Tahoe Branch at 3080 N Lake Blvd dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cnb Of Texas Tahoe Branch
    3080 N Lake Blvd, 96145
    Hours: see the bank's site
Citizens National Bank of Texas: profile, branches and contacts
El Dorado Savings Bank, F.S.B. 1 branch · main office Placerville, CA Bank · 1

El Dorado Savings Bank, F.S.B. has 1 branch in Tahoe City, 31 across California and 35 nationwide. FDIC records list its main office in Placerville, CA and show it operating since 1956. With $2.44 billion in total assets on June 30, 2026, it ranks No. 512 of 4,232 U.S. banks by total assets. The Tahoe City Branch at 740 N Lake Blvd dates to 1956 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Tahoe City Branch
    740 N Lake Blvd, 96145
    Hours: see the bank's site
El Dorado Savings Bank, F.S.B.: profile, branches and contacts
Plumas Bank 1 branch · main office Quincy, CA Bank · 1

Plumas Bank has 1 branch in Tahoe City, 18 across California and 20 nationwide. FDIC records list its main office in Quincy, CA and show it operating since 1980. With $2.28 billion in total assets on June 30, 2026, it ranks No. 548 of 4,232 U.S. banks by total assets. The Tahoe City Branch at 215 N Lake Blvd dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Tahoe City Branch
    215 N Lake Blvd, 96145
    Hours: see the bank's site
Plumas Bank: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Tahoe City, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Tahoe City Branch at 705 N Lake Blvd dates to 1926 in FDIC branch records. Its published hours do not list Saturday.

  • Tahoe City Branch
    705 N Lake Blvd, 96145
    (530) 583-2346Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts

Banking in Tahoe City: the local picture

Short answer: 5 banks run 5 branches in Tahoe City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Tahoe City, 2 elsewhere in California and 3 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 705 N Lake Blvd, dating to 1926; the newest is Citizens National Bank of Texas's at 3080 N Lake Blvd, from 2022.

Of the 2 locations with published hours. None open on Saturday. 3 locations have no published hours in these sources.

Saturday hours in Tahoe City

Short answer: None of the 2 Tahoe City locations with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Tahoe City, and where the nearest one is if they do not.

Short answer: In Tahoe City: U.S. Bank (1), BMO (1). No branches in Tahoe City: Chase (nearest in Truckee, 11 mi), Wells Fargo (nearest in Truckee, 11 mi), Bank of America (nearest in Truckee, 11 mi), PNC Bank (nearest in Lincoln, 66 mi), Truist, Fifth Third Bank (nearest in Walnut Creek, 136 mi), Huntington, Regions Bank, TD Bank.

BankIn Tahoe CityNearest branch if none here
U.S. Bank1 branchhere
BMO1 branchhere
ChaseNoneTruckee, 11 miles away
Wells FargoNoneTruckee, 11 miles away
Bank of AmericaNoneTruckee, 11 miles away
PNC BankNoneLincoln, 66 miles away
TruistNonenone in California
Fifth Third BankNoneWalnut Creek, 136 miles away
HuntingtonNonenone in California
Regions BankNonenone in California
TD BankNonenone in California

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Tahoe City to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Tahoe City residents like anyone else.

Banks near Tahoe City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Kings Beach (7 miles) and Truckee (11 miles). Auburn, 53 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Tahoe City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Tahoe City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Tahoe City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Tahoe City offices.

Short answer: U.S. Bank is the largest bank with offices in Tahoe City, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. BMO is second with $254.97 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
BMO$254.97 billionNo. 161Chicago, IL
El Dorado Savings Bank, F.S.B.$2.44 billionNo. 5121Placerville, CA
Plumas Bank$2.28 billionNo. 5481Quincy, CA
Citizens National Bank of Texas$2.19 billionNo. 5681Waxahachie, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Tahoe City: FAQ

How many banks are in Tahoe City, CA?

Tahoe City has 5 banks with 5 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Tahoe City?

U.S. Bank, with 1. BMO has 1 and El Dorado Savings Bank, F.S.B. has 1.

Is there a U.S. Bank in Tahoe City, CA?

Yes. FDIC data lists 1 U.S. Bank branch in Tahoe City as of September 5, 2026. The address and directions are under U.S. Bank above.

Is there a BMO in Tahoe City, CA?

Yes. FDIC data lists 1 BMO branch in Tahoe City as of September 5, 2026. The address and directions are under BMO above.

Is there a El Dorado Savings Bank, F.S.B. in Tahoe City, CA?

Yes. FDIC data lists 1 El Dorado Savings Bank, F.S.B. branch in Tahoe City as of September 5, 2026. The address and directions are under El Dorado Savings Bank, F.S.B. above.

Is there a Chase in Tahoe City, CA?

No. FDIC data lists no Chase branch in Tahoe City as of September 5, 2026. The nearest is in Truckee, about 11 miles away in a straight line.

Which banks in Tahoe City are open on Saturday?

None of the 2 locations with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Tahoe City?

U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Did any bank branches open or close in Tahoe City in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Tahoe City?

Nearby cities with more banks include Kings Beach, Truckee, South Lake Tahoe. Kings Beach is 7 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (2 of 5 branches: BMO, U.S. Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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