US Bank Directory

Banks in Kings Beach, CA

2 FDIC-insured banks operate 2 offices in Kings Beach, California.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Kings Beach

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Kings Beach, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Kings Beach

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: BMO and Plumas Bank have the most locations in Kings Beach, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

BMO BMO Bank National Association · 1 branch · main office Chicago, IL Bank · 1

BMO has 1 branch in Kings Beach, 226 across California and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Kings Beach Branch at 200 Bear Street dates to 1989 in FDIC branch records. Its published hours do not list Saturday.

  • Kings Beach Branch
    200 Bear Street, 96143
    (530) 546-8577Today 10 am to 4 pm
    All hours

    Mon to Fri 10 am to 4 pm; Sat to Sun not published

    Hours: BMO branch locator (All The Places), checked Oct 10, 2026

BMO: profile, branches and contacts
Plumas Bank 1 branch · main office Quincy, CA Bank · 1

Plumas Bank has 1 branch in Kings Beach, 18 across California and 20 nationwide. FDIC records list its main office in Quincy, CA and show it operating since 1980. With $2.28 billion in total assets on June 30, 2026, it ranks No. 548 of 4,232 U.S. banks by total assets. The Kings Beach Branch at 8475 N Lake Blvd dates to 1946 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Kings Beach Branch
    8475 N Lake Blvd, 96143
    Hours: see the bank's site
Plumas Bank: profile, branches and contacts

Banking in Kings Beach: the local picture

Short answer: 2 banks run 2 branches in Kings Beach according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Kings Beach, 1 elsewhere in California and 1 out of state, according to the FDIC.

The bank with the longest record here is BMO, operating since 1947 according to the FDIC. In FDIC branch records, the longest-running branch is Plumas Bank's office at 8475 N Lake Blvd, dating to 1946; the newest is BMO's at 200 Bear Street, from 1989.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Kings Beach

Short answer: None of the 1 Kings Beach location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Kings Beach, and where the nearest one is if they do not.

Short answer: In Kings Beach: BMO (1). No branches in Kings Beach: Chase (nearest in Truckee, 12 mi), Wells Fargo (nearest in Truckee, 12 mi), Bank of America (nearest in Truckee, 12 mi), PNC Bank (nearest in Lincoln, 73 mi), U.S. Bank (nearest in Tahoe City, 8 mi), Truist, Fifth Third Bank (nearest in Walnut Creek, 144 mi), Huntington, Regions Bank, TD Bank.

BankIn Kings BeachNearest branch if none here
BMO1 branchhere
ChaseNoneTruckee, 12 miles away
Wells FargoNoneTruckee, 12 miles away
Bank of AmericaNoneTruckee, 12 miles away
PNC BankNoneLincoln, 73 miles away
U.S. BankNoneTahoe City, 8 miles away
TruistNonenone in California
Fifth Third BankNoneWalnut Creek, 144 miles away
HuntingtonNonenone in California
Regions BankNonenone in California
TD BankNonenone in California

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Kings Beach to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Kings Beach residents like anyone else.

Banks near Kings Beach

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Tahoe City (7 miles) and Truckee (12 miles). Auburn, 61 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Kings Beach

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Kings Beach between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Kings Beach by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Kings Beach offices.

Short answer: BMO is the largest bank with offices in Kings Beach, with $254.97 billion in total assets on June 30, 2026, No. 16 among U.S. banks by total assets. Plumas Bank is second with $2.28 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
BMO$254.97 billionNo. 161Chicago, IL
Plumas Bank$2.28 billionNo. 5481Quincy, CA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Kings Beach: FAQ

How many banks are in Kings Beach, CA?

Kings Beach has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Kings Beach?

BMO, with 1. Plumas Bank has 1.

Is there a BMO in Kings Beach, CA?

Yes. FDIC data lists 1 BMO branch in Kings Beach as of September 5, 2026. The address and directions are under BMO above.

Is there a Plumas Bank in Kings Beach, CA?

Yes. FDIC data lists 1 Plumas Bank branch in Kings Beach as of September 5, 2026. The address and directions are under Plumas Bank above.

Is there a Chase in Kings Beach, CA?

No. FDIC data lists no Chase branch in Kings Beach as of September 5, 2026. The nearest is in Truckee, about 12 miles away in a straight line.

Which banks in Kings Beach are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Kings Beach?

BMO has the longest record among banks with a branch here: the FDIC shows it operating since 1947.

Did any bank branches open or close in Kings Beach in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Kings Beach?

Nearby cities with more banks include Tahoe City, Truckee, South Lake Tahoe. Tahoe City is 7 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: BMO)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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