US Bank Directory
Banks in San Ysidro, CA
5 FDIC-insured banks operate 5 offices in San Ysidro, California, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: San Ysidro
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in San Ysidro, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in San Ysidro
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in San Ysidro, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Banc of California Bank · 1
Banc of California has 1 branch in San Ysidro, 83 across California and 87 nationwide. FDIC records list its main office in Los Angeles, CA and show it operating since 1982. With $34.90 billion in total assets on June 30, 2026, it ranks No. 62 of 4,232 U.S. banks by total assets. The San Ysidro Branch at 418 W San Ysidro Blvd dates to 1976 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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San Ysidro Branch418 W San Ysidro Blvd, 92173
Bank of America Bank · 1
Bank of America has 1 branch in San Ysidro, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The San Ysidro Branch at 201 E San Ysidro Blvd dates to 1954 in FDIC branch records. It opens on Saturday.
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San Ysidro Branch201 E San Ysidro Blvd, 92173
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in San Ysidro, 56 across California and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The San Ysidro Branch at 4558 Camino De La Plz dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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San Ysidro Branch4558 Camino De La Plz, 92173
San Diego County Credit Union Credit union · 1
San Diego County Credit Union has 1 office in San Ysidro, 40 across California. It is based in San Diego, CA and $9.38 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Branch 34 San Ysidro2036 Dairy Mart Rd Ste 130, 92173
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in San Ysidro, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Las Americas Branch at 4249 Camino De La Plz dates to 2004 in FDIC branch records. It opens on Saturday.
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Las Americas Branch4249 Camino De La Plz, 92173
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in San Ysidro, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The San Ysidro Branch at 637 E San Ysidro Blvd dates to 1885 in FDIC branch records. It opens on Saturday.
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San Ysidro Branch637 E San Ysidro Blvd, 92173
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in San Ysidro
1 credit union has 1 office here: San Diego County Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in San Ysidro page has every office in the state's directory.
Banking in San Ysidro: the local picture
Short answer: 5 banks run 5 branches in San Ysidro according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in San Ysidro, 1 elsewhere in California and 4 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 637 E San Ysidro Blvd, dating to 1885; the newest is PNC Bank's at 4558 Camino De La Plz, from 2005.
The only credit union with an office here is San Diego County Credit Union.
Of the 4 locations with published hours. 4 open on Saturday. 2 locations have no published hours in these sources.
Banks and credit unions open on Saturday in San Ysidro
Short answer: 4 of the 4 San Ysidro locations with published hours open on Saturday, run by 4 institutions.
- Bank of America: 1 of 1 branch (201 E San Ysidro Blvd: Saturday 9 am to 4 pm)
- Wells Fargo: 1 of 1 branch (637 E San Ysidro Blvd: Saturday 9 am to 2 pm)
- U.S. Bank: 1 of 1 branch (4249 Camino De La Plz: Saturday 9 am to 1 pm)
- San Diego County Credit Union: 1 of 1 office (2036 Dairy Mart Rd Ste 130: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in San Ysidro, and where the nearest one is if they do not.
Short answer: In San Ysidro: Wells Fargo (1), Bank of America (1), PNC Bank (1), U.S. Bank (1). No branches in San Ysidro: Chase (nearest in Imperial Beach, 5 mi), Truist, Fifth Third Bank (nearest in San Diego, 13 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in San Diego, 13 mi).
| Bank | In San Ysidro | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Chase | None | Imperial Beach, 5 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | San Diego, 13 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | San Diego, 13 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of San Ysidro to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to San Ysidro residents like anyone else.
Banks near San Ysidro
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Chula Vista (6 miles) and Bonita (8 miles). Chula Vista, 6 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Chula Vista, CA | 6 mi | 12 | 30 |
| Banks in Bonita, CA | 8 mi | 3 | 3 |
| Banks in National City, CA | 9 mi | 5 | 5 |
| Banks in Coronado, CA | 12 mi | 6 | 6 |
| Banks in Spring Valley, CA | 13 mi | 3 | 3 |
| Banks in Lemon Grove, CA | 13 mi | 3 | 3 |
| Banks in La Mesa, CA | 16 mi | 9 | 13 |
| Banks in El Cajon, CA | 17 mi | 11 | 21 |
Bank branch openings and closings in San Ysidro
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in San Ysidro between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in San Ysidro by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its San Ysidro offices.
Short answer: Bank of America is the largest bank with offices in San Ysidro, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Banc of California | $34.90 billion | No. 62 | 1 | Los Angeles, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in San Ysidro: FAQ
How many banks are in San Ysidro, CA?
San Ysidro has 5 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in San Ysidro?
Bank of America, with 1. Wells Fargo has 1 and U.S. Bank has 1.
Is there a Bank of America in San Ysidro, CA?
Yes. FDIC data lists 1 Bank of America branch in San Ysidro as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in San Ysidro, CA?
Yes. FDIC data lists 1 Wells Fargo branch in San Ysidro as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a U.S. Bank in San Ysidro, CA?
Yes. FDIC data lists 1 U.S. Bank branch in San Ysidro as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Chase in San Ysidro, CA?
No. FDIC data lists no Chase branch in San Ysidro as of September 5, 2026. The nearest is in Imperial Beach, about 5 miles away in a straight line.
Which banks in San Ysidro are open on Saturday?
Bank of America, Wells Fargo, U.S. Bank and San Diego County Credit Union publish Saturday hours for one or more San Ysidro locations. The Saturday section above lists each one with its hours. 2 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in San Ysidro?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in San Ysidro?
San Diego County Credit Union has an office in San Ysidro. Check each credit union's membership rules before you apply.
Did any bank branches open or close in San Ysidro in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near San Ysidro?
Nearby cities with more banks include Chula Vista, Bonita, National City. Chula Vista is 6 miles away with 12 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 5 branches: Bank of America, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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