US Bank Directory
Banks in Salinas, CA
11 FDIC-insured banks operate 23 offices in Salinas, California, and 4 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Salinas
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 15 banks and credit unions operate 27 locations in Salinas, according to the FDIC and the NCUA. 27 of them have coordinates on record and are on the map. 18 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
27 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Salinas
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Wells Fargo has the most locations in Salinas, with 5. It is followed by Chase (3), Bank of America (3), U.S. Bank (2). 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Wells Fargo Bank · 5
Wells Fargo has 5 branches in Salinas, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Salinas location is the Northridge Shopping Center Branch at 820 Northridge Shopping Ctr, dating to 1912; the newest, at 65 W Alisal St, to 2004. 2 of its 3 Salinas locations with published hours open on Saturday.
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Valley Center Branch1037 S Main St, 93901
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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North Salinas Branch1546 N Main St, 93906
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Salinas Branch456 S Main St, 93901
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Central Coast Rcbo Branch65 W Alisal St, 93901
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Northridge Shopping Center Branch820 Northridge Shopping Ctr, 93906
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 3
Bank of America has 3 branches in Salinas, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Salinas location is the Salinas Main Branch at 405 Main St, dating to 1923; the newest, at 800 Northridge Ctr, to 1975. 2 of its 3 Salinas locations with published hours open on Saturday.
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Alisal Branch1010 E Alisal St, 93905
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Salinas Main Branch405 Main St, 93901
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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North Salinas Branch800 Northridge Ctr, 93906
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 3
Chase has 3 branches in Salinas, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Salinas location is the Harden Plaza Branch at 1590 N Main St, dating to 1919; the newest, at 1596 Constitution Blvd, to 2005. All 3 of its Salinas locations with published hours open on Saturday.
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Harden Plaza Branch1590 N Main St, 93906
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Salinas - Creek Bridge Branch1596 Constitution Blvd, 93905
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Main Street Salinas Branch425 Main St, 93901
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Fifth Third Bank Bank · 2
Fifth Third Bank has 2 branches in Salinas, 87 across California and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Salinas Branch at 430 S Main St dates to 1987 in FDIC branch records. 1 of its 2 Salinas locations with published hours open on Saturday.
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Salinas Branch430 S Main St, 93901
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Prunedale Branch7915 San Miguel Canyon Rd, 93907
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Mechanics Bank Bank · 2
Mechanics Bank has 2 branches in Salinas, 132 across California and 169 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 1905. With $21.25 billion in total assets on June 30, 2026, it ranks No. 102 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Salinas location is the Salinas Branch at 307 Main St, dating to 1983; the newest, at 1285 N Davis Rd, to 1998. It does not publish hours in the sources this page uses; check its site before you go.
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Westridge Branch1285 N Davis Rd, 93907
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Salinas Branch307 Main St, 93901
Pacific Valley Bank Bank · 2
Pacific Valley Bank has 2 branches in Salinas, 5 across California and 6 nationwide. FDIC records list its main office in Salinas, CA and show it operating since 2004. With $653.3 million in total assets on June 30, 2026, it ranks No. 1,456 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Salinas location is its main office at 150 Main St, dating to 2004; the newest, at 1097 S Main St, to 2026. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office150 Main St, 93901
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Salinas Branch1097 S Main St, 93901
U.S. Bank Bank · 2
U.S. Bank has 2 branches in Salinas, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Salinas location is the North Salinas Branch at 1890 N Main St, dating to 1934; the newest, at 1001 S Main St, to 2023. 1 of its 2 Salinas locations with published hours open on Saturday.
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Salinas Main Branch1001 S Main St, 93901
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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North Salinas Branch1890 N Main St, 93906
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Bay Credit Union Credit union · 1
Bay Credit Union has 1 office in Salinas, 8 across California. It is based in Capitola, CA and $1.89 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Salinas Main1524 N Main St, 93906
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 3 pm; Sun not published
Hours: NCUA, March 31, 2026
Monterey County Bank Bank · 1
Monterey County Bank has 1 branch in Salinas, 4 across California and 4 nationwide. FDIC records list its main office in Monterey, CA and show it operating since 1977. With $300.4 million in total assets on June 30, 2026, it ranks No. 2,478 of 4,232 U.S. banks by total assets. The Salinas Branch at 1127 S Main St dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Salinas Branch1127 S Main St, 93901
Monterey Credit Union Credit union · 1
Monterey Credit Union has 1 office in Salinas, 5 across California. It is based in Monterey, CA and $357.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Harden Branch1566 N Main St, 93906
All hours
Mon to Fri 10 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Pinnacle Bank Bank · 1
Pinnacle Bank has 1 branch in Salinas, 4 across California and 4 nationwide. FDIC records list its main office in Gilroy, CA and show it operating since 2006. With $937.0 million in total assets on June 30, 2026, it ranks No. 1,110 of 4,232 U.S. banks by total assets. The Salinas Branch at 1276 S Main St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Salinas Branch1276 S Main St, 93901
the Golden 1 Credit Union Credit union · 1
the Golden 1 Credit Union has 1 office in Salinas, 63 across California. It is based in Sacramento, CA and $21.74 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Westridge1273 N Davis Rd, 93907
All hours
Mon to Fri 10 am to 5 pm; Sat 10 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
UMB Bank Bank · 1
UMB Bank has 1 branch in Salinas, 8 across California and 207 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1902. With $71.90 billion in total assets on June 30, 2026, it ranks No. 40 of 4,232 U.S. banks by total assets. The Salinas Branch at 1418 S Main St dates to 2022 in FDIC branch records. Its published hours do not list Saturday.
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Salinas Branch1418 S Main St, 93908
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026
Wescom Central Credit Union Credit union · 1
Wescom Central Credit Union has 1 office in Salinas, 32 across California. It is based in Pasadena, CA and $6.47 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Salinas1141 S Main St, 93901
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
West Coast Community Bank Bank · 1
West Coast Community Bank has 1 branch in Salinas, 11 across California and 10 nationwide. FDIC records list its main office in Santa Cruz, CA and show it operating since 2004. With $2.94 billion in total assets on June 30, 2026, it ranks No. 435 of 4,232 U.S. banks by total assets. The Salinas Branch at 480 S Main St dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Salinas Branch480 S Main St, 93901
Join a credit union in Salinas
4 credit unions have 4 offices here: the Golden 1 Credit Union, Wescom Central Credit Union, Bay Credit Union and Monterey Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Salinas page has every office in the state's directory.
Banking in Salinas: the local picture
Short answer: 11 banks run 23 branches in Salinas according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 11 banks, 1 has its main office in Salinas, 4 elsewhere in California and 6 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 820 Northridge Shopping Ctr, dating to 1912; the newest is Pacific Valley Bank's at 1097 S Main St, from 2026.
4 credit unions have 4 offices in Salinas, according to the NCUA. Who can join each one is on the credit unions page.
Of the 18 locations with published hours. 12 open on Saturday. 9 locations have no published hours in these sources.
Banks by ZIP code in Salinas
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 93901 has the most bank and credit union offices in Salinas (14), followed by 93906 (7) and 93907 (3). Offices are spread across 5 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 93901 | 14 | 11 | Wells Fargo, Pacific Valley Bank, Bank of America |
| 93906 | 7 | 6 | Wells Fargo, Bank of America, Bay Credit Union |
| 93907 | 3 | 3 | Fifth Third Bank, Mechanics Bank, the Golden 1 Credit Union |
| 93905 | 2 | 2 | Bank of America, Chase |
| 93908 | 1 | 1 | UMB Bank |
Banks and credit unions open on Saturday in Salinas
Short answer: 12 of the 18 Salinas locations with published hours open on Saturday, run by 8 institutions.
- Wells Fargo: 2 of 5 branches (456 S Main St: Saturday 9 am to 2 pm, and 1 more)
- Chase: 3 of 3 branches (1590 N Main St: Saturday 9 am to 2 pm, and 2 more)
- Bank of America: 2 of 3 branches (1010 E Alisal St: Saturday 9 am to 4 pm, and 1 more)
- U.S. Bank: 1 of 2 branches (1001 S Main St: Saturday 9 am to 1 pm)
- Fifth Third Bank: 1 of 2 branches (7915 San Miguel Canyon Rd: Saturday 9 am to 12 pm)
- the Golden 1 Credit Union: 1 of 1 office (1273 N Davis Rd: Saturday 10 am to 2 pm)
- Wescom Central Credit Union: 1 of 1 office (1141 S Main St: Saturday 9 am to 2 pm)
- Bay Credit Union: 1 of 1 office (1524 N Main St: Saturday 9 am to 3 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 27 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Salinas, and where the nearest one is if they do not.
Short answer: In Salinas: Chase (3), Wells Fargo (5), Bank of America (3), U.S. Bank (2), Fifth Third Bank (2). No branches in Salinas: PNC Bank (nearest in Campbell, 45 mi), Truist, Huntington, Regions Bank, TD Bank, BMO (nearest in Monterey, 15 mi).
| Bank | In Salinas | Nearest branch if none here |
|---|---|---|
| Chase | 3 branches | here |
| Wells Fargo | 5 branches | here |
| Bank of America | 3 branches | here |
| U.S. Bank | 2 branches | here |
| Fifth Third Bank | 2 branches | here |
| PNC Bank | None | Campbell, 45 miles away |
| Truist | None | none in California |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | Monterey, 15 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Salinas to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Salinas residents like anyone else.
Banks near Salinas
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Marina (8 miles) and Seaside (12 miles). Monterey, 15 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Marina, CA | 8 mi | 2 | 2 |
| Banks in Seaside, CA | 12 mi | 3 | 3 |
| Banks in Monterey, CA | 15 mi | 10 | 10 |
| Banks in Pacific Grove, CA | 16 mi | 4 | 4 |
| Banks in Carmel, CA | 17 mi | 5 | 8 |
| Banks in Watsonville, CA | 17 mi | 7 | 8 |
| Banks in Hollister, CA | 18 mi | 6 | 7 |
| Banks in Gilroy, CA | 23 mi | 7 | 8 |
Bank branch openings and closings in Salinas
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Salinas between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Apr 20, 2026 | Opened | Pacific Valley Bank | 1097 S Main St, 93901 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Salinas
Short answer: 1 institution has its main office in Salinas: Pacific Valley Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Pacific Valley Bank | Bank | $653.3 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Salinas by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Salinas offices.
Short answer: Chase is the largest bank with offices in Salinas, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 11 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 3 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 3 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 5 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 2 | Cincinnati, OH |
| Fifth Third Bank | $299.18 billion | No. 14 | 2 | Cincinnati, OH |
| UMB Bank | $71.90 billion | No. 40 | 1 | Kansas City, MO |
| Mechanics Bank | $21.25 billion | No. 102 | 2 | Walnut Creek, CA |
| West Coast Community Bank | $2.94 billion | No. 435 | 1 | Santa Cruz, CA |
| Pinnacle Bank | $937.0 million | No. 1,110 | 1 | Gilroy, CA |
| Pacific Valley Bank | $653.3 million | No. 1,456 | 2 | Salinas, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Salinas: FAQ
How many banks are in Salinas, CA?
Salinas has 11 banks with 23 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Salinas?
Wells Fargo, with 5. Chase has 3 and Bank of America has 3.
Is there a Wells Fargo in Salinas, CA?
Yes. FDIC data lists 5 Wells Fargo branches in Salinas as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a Chase in Salinas, CA?
Yes. FDIC data lists 3 Chase branches in Salinas as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Bank of America in Salinas, CA?
Yes. FDIC data lists 3 Bank of America branches in Salinas as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a PNC Bank in Salinas, CA?
No. FDIC data lists no PNC Bank branch in Salinas as of September 5, 2026. The nearest is in Campbell, about 45 miles away in a straight line.
Which banks in Salinas are open on Saturday?
Wells Fargo, Chase, Bank of America and U.S. Bank and 4 more publish Saturday hours for one or more Salinas locations. The Saturday section above lists each one with its hours. 9 of the 27 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Salinas?
Pacific Valley Bank has its main office in Salinas, according to the FDIC.
What is the oldest bank in Salinas?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Salinas?
the Golden 1 Credit Union, Wescom Central Credit Union, Bay Credit Union and Monterey Credit Union have offices in Salinas. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Salinas in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Salinas?
Nearby cities with more banks include Marina, Seaside, Monterey. Marina is 8 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (14 of 23 branches: Bank of America, Chase, Fifth Third Bank, U.S. Bank, UMB Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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