US Bank Directory

Banks in Pacific Grove, CA

4 FDIC-insured banks operate 4 offices in Pacific Grove, California.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Pacific Grove

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Pacific Grove, according to the FDIC. 4 of them have coordinates on record and are on the map. 2 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Pacific Grove

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Pacific Grove, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Pacific Grove, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Country Club Gate Center Branch at 170 Country Club Gate Ctr dates to 1919 in FDIC branch records. It opens on Saturday.

  • Country Club Gate Center Branch
    170 Country Club Gate Ctr, 93950
    (831) 373-2904Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Mechanics Bank 1 branch · main office Walnut Creek, CA Bank · 1

Mechanics Bank has 1 branch in Pacific Grove, 132 across California and 169 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 1905. With $21.25 billion in total assets on June 30, 2026, it ranks No. 102 of 4,232 U.S. banks by total assets. The Pacific Grove Branch at 561 Lighthouse Ave dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Pacific Grove Branch
    561 Lighthouse Ave, 93950
    Hours: see the bank's site
Mechanics Bank: profile, branches and contacts
Monterey County Bank 1 branch · main office Monterey, CA Bank · 1

Monterey County Bank has 1 branch in Pacific Grove, 4 across California and 4 nationwide. FDIC records list its main office in Monterey, CA and show it operating since 1977. With $300.4 million in total assets on June 30, 2026, it ranks No. 2,478 of 4,232 U.S. banks by total assets. The Pacific Grove Branch at 542 Lighthouse Ave dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Pacific Grove Branch
    542 Lighthouse Ave, 93950
    Hours: see the bank's site
Monterey County Bank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Pacific Grove, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Pacific Grove Branch at 1160 Forest Ave dates to 1962 in FDIC branch records. It opens on Saturday.

  • Pacific Grove Branch
    1160 Forest Ave, 93950
    (831) 375-0974Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Banking in Pacific Grove: the local picture

Short answer: 4 banks run 4 branches in Pacific Grove according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Pacific Grove, 2 elsewhere in California and 2 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 170 Country Club Gate Ctr, dating to 1919; the newest is Monterey County Bank's at 542 Lighthouse Ave, from 1997.

Of the 2 locations with published hours. 2 open on Saturday. 2 locations have no published hours in these sources.

Banks open on Saturday in Pacific Grove

Short answer: 2 of the 2 Pacific Grove locations with published hours open on Saturday, run by 2 institutions.

  • Chase: 1 of 1 branch (170 Country Club Gate Ctr: Saturday 9 am to 2 pm)
  • Wells Fargo: 1 of 1 branch (1160 Forest Ave: Saturday 9 am to 2 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Pacific Grove, and where the nearest one is if they do not.

Short answer: In Pacific Grove: Chase (1), Wells Fargo (1). No branches in Pacific Grove: Bank of America (nearest in Monterey, 2 mi), PNC Bank (nearest in Campbell, 47 mi), U.S. Bank (nearest in Monterey, 2 mi), Truist, Fifth Third Bank (nearest in Monterey, 2 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Monterey, 2 mi).

BankIn Pacific GroveNearest branch if none here
Chase1 branchhere
Wells Fargo1 branchhere
Bank of AmericaNoneMonterey, 2 miles away
PNC BankNoneCampbell, 47 miles away
U.S. BankNoneMonterey, 2 miles away
TruistNonenone in California
Fifth Third BankNoneMonterey, 2 miles away
HuntingtonNonenone in California
Regions BankNonenone in California
TD BankNonenone in California
BMONoneMonterey, 2 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Pacific Grove to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Pacific Grove residents like anyone else.

Banks near Pacific Grove

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Monterey (2 miles) and Seaside (4 miles). Salinas, 16 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Pacific Grove

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Pacific Grove between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Pacific Grove by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Pacific Grove offices.

Short answer: Chase is the largest bank with offices in Pacific Grove, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
Mechanics Bank$21.25 billionNo. 1021Walnut Creek, CA
Monterey County Bank$300.4 millionNo. 2,4781Monterey, CA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Pacific Grove: FAQ

How many banks are in Pacific Grove, CA?

Pacific Grove has 4 banks with 4 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Pacific Grove?

Chase, with 1. Wells Fargo has 1 and Mechanics Bank has 1.

Is there a Chase in Pacific Grove, CA?

Yes. FDIC data lists 1 Chase branch in Pacific Grove as of September 5, 2026. The address and directions are under Chase above.

Is there a Wells Fargo in Pacific Grove, CA?

Yes. FDIC data lists 1 Wells Fargo branch in Pacific Grove as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a Mechanics Bank in Pacific Grove, CA?

Yes. FDIC data lists 1 Mechanics Bank branch in Pacific Grove as of September 5, 2026. The address and directions are under Mechanics Bank above.

Is there a Bank of America in Pacific Grove, CA?

No. FDIC data lists no Bank of America branch in Pacific Grove as of September 5, 2026. The nearest is in Monterey, about 2 miles away in a straight line.

Which banks in Pacific Grove are open on Saturday?

Chase and Wells Fargo publish Saturday hours for one or more Pacific Grove locations. The Saturday section above lists each one with its hours. 2 of the 4 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Pacific Grove?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Did any bank branches open or close in Pacific Grove in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Pacific Grove?

Nearby cities with more banks include Monterey, Seaside, Carmel. Monterey is 2 miles away with 10 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (2 of 4 branches: Chase, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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