US Bank Directory
Banks in Richmond, CA
6 FDIC-insured banks operate 9 offices in Richmond, California, and 5 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Richmond
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 14 locations in Richmond, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 10 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Richmond
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase, Bank of America and Mechanics Bank have the most locations in Richmond, with 2 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 2
Bank of America has 2 branches in Richmond, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Richmond location is the Mira Vista Branch at 4800 Macdonald Ave, dating to 1952; the newest, at 3100 Hilltop Mall Rd, to 1976. All 2 of its Richmond locations with published hours open on Saturday.
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Rollingwood Branch3100 Hilltop Mall Rd, 94806
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Mira Vista Branch4800 Macdonald Ave, 94805
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 2
Chase has 2 branches in Richmond, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Richmond location is the Hilltop Mall Road Branch at 3110 Hilltop Mall Rd, dating to 1965; the newest, at 12121 San Pablo Ave, to 1988. All 2 of its Richmond locations with published hours open on Saturday.
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San Pablo Ave Branch12121 San Pablo Ave, 94805
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Hilltop Mall Road Branch3110 Hilltop Mall Rd, 94806
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Mechanics Bank Bank · 2
Mechanics Bank has 2 branches in Richmond, 132 across California and 169 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 1905. With $21.25 billion in total assets on June 30, 2026, it ranks No. 102 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Richmond location is the Klose Way Branch at 3190 Klose Way, dating to 1905; the newest, at 4100 Macdonald Ave, to 1964. It does not publish hours in the sources this page uses; check its site before you go.
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Klose Way Branch3190 Klose Way, 94806
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Mira Vista Branch4100 Macdonald Ave, 94805
1st Northern California Credit Union Credit union · 1
1st Northern California Credit Union has 1 office in Richmond, 6 across California. It is based in Martinez, CA and $825.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Richmond2500 Nevin Ave, 94804
All hours
Mon to Wed 9 am to 4 pm; Thu 9 am to 6 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Atchison Village Credit Union Credit union · 1
Atchison Village Credit Union has 1 office in Richmond, 1 across California. It is based in Richmond, CA and $13.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office270A Curry St, 94801
All hours
Mon closed; Tue to Fri 11:30 am to 4:30 pm; Sat 8:30 am to 11:30 am; Sun closed
Hours: NCUA, March 31, 2026
Cathay Bank Bank · 1
Cathay Bank has 1 branch in Richmond, 44 across California and 65 nationwide. FDIC records list its main office in Los Angeles, CA and show it operating since 1962. With $24.64 billion in total assets on June 30, 2026, it ranks No. 88 of 4,232 U.S. banks by total assets. The Berkeley-Richmond Branch at 3288 Pierce St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Berkeley-Richmond Branch3288 Pierce St, 94804
Chevron Credit Union Credit union · 1
Chevron Credit Union has 1 office in Richmond, 7 across California. It is based in Concord, CA and $5.44 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Br 4 Richmond200 Chevron Way Rm 10-2114, 94801
All hours
Mon to Tue 9 am to 4 pm; Wed 9:30 am to 4 pm; Thu to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Citibank Bank · 1
Citibank has 1 branch in Richmond, 271 across California and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. The Richmond Branch at 3634 Macdonald Ave dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Richmond Branch3634 Macdonald Ave, 94805
Sun Pacific Credit Union Credit union · 1
Sun Pacific Credit Union has 1 office in Richmond, 1 across California. It is based in Richmond, CA and $29.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1221 Nevin Ave, 94801
All hours
Mon to Fri 9:45 am to 3:45 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Travis Credit Union Credit union · 1
Travis Credit Union has 1 office in Richmond, 25 across California. It is based in Vacaville, CA and $5.69 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Richmond3300 Klose Way Ste A, 94806
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Richmond, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Richmond Main Branch at 4300 Macdonald Ave dates to 1997 in FDIC branch records. Its published hours do not list Saturday.
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Richmond Main Branch4300 Macdonald Ave, 94805
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Richmond
5 credit unions have 5 offices here: Travis Credit Union, Chevron Credit Union, 1st Northern California Credit Union, Sun Pacific Credit Union and Atchison Village Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Richmond page has every office in the state's directory.
Banking in Richmond: the local picture
Short answer: 6 banks run 9 branches in Richmond according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Richmond, 2 elsewhere in California and 4 out of state, according to the FDIC.
The bank with the longest record here is Citibank, operating since 1812 according to the FDIC. In FDIC branch records, the longest-running branch is Mechanics Bank's office at 3190 Klose Way, dating to 1905; the newest is Cathay Bank's at 3288 Pierce St, from 1998.
5 credit unions have 5 offices in Richmond, according to the NCUA. Who can join each one is on the credit unions page.
Of the 10 locations with published hours. 5 open on Saturday. 4 locations have no published hours in these sources.
Banks by ZIP code in Richmond
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 94805 has the most bank and credit union offices in Richmond (5), followed by 94806 (4) and 94801 (3). Offices are spread across 4 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 94805 | 5 | 5 | Bank of America, Chase, Citibank |
| 94806 | 4 | 4 | Bank of America, Chase, Mechanics Bank |
| 94801 | 3 | 3 | Atchison Village Credit Union, Chevron Credit Union, Sun Pacific Credit Union |
| 94804 | 2 | 2 | 1st Northern California Credit Union, Cathay Bank |
Banks and credit unions open on Saturday in Richmond
Short answer: 5 of the 10 Richmond locations with published hours open on Saturday, run by 3 institutions.
- Chase: 2 of 2 branches (12121 San Pablo Ave: Saturday 9 am to 2 pm, and 1 more)
- Bank of America: 2 of 2 branches (3100 Hilltop Mall Rd: Saturday 9 am to 4 pm, and 1 more)
- Atchison Village Credit Union: 1 of 1 office (270A Curry St: Saturday 8:30 am to 11:30 am)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Richmond, and where the nearest one is if they do not.
Short answer: In Richmond: Chase (2), Wells Fargo (1), Bank of America (2). No branches in Richmond: PNC Bank (nearest in Walnut Creek, 15 mi), U.S. Bank (nearest in El Cerrito, 2 mi), Truist, Fifth Third Bank (nearest in San Francisco, 11 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in El Cerrito, 2 mi).
| Bank | In Richmond | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 2 branches | here |
| PNC Bank | None | Walnut Creek, 15 miles away |
| U.S. Bank | None | El Cerrito, 2 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | San Francisco, 11 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | El Cerrito, 2 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Richmond to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Richmond residents like anyone else.
Banks near Richmond
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are San Pablo (1 mile) and El Cerrito (3 miles). El Cerrito, 3 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in San Pablo, CA | 1 mi | 3 | 3 |
| Banks in El Cerrito, CA | 3 mi | 7 | 7 |
| Banks in Pinole, CA | 4 mi | 4 | 4 |
| Banks in Albany, CA | 4 mi | 4 | 4 |
| Banks in Hercules, CA | 5 mi | 4 | 4 |
| Banks in Berkeley, CA | 6 mi | 7 | 18 |
| Banks in Emeryville, CA | 8 mi | 4 | 4 |
| Banks in Orinda, CA | 9 mi | 6 | 6 |
Bank branch openings and closings in Richmond
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Richmond between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Richmond
Short answer: 2 institutions have their main office in Richmond: Sun Pacific Credit Union and Atchison Village Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Sun Pacific Credit Union | Credit union | $29.8 million | 1 |
| Atchison Village Credit Union | Credit union | $13.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Richmond by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Richmond offices.
Short answer: Chase is the largest bank with offices in Richmond, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| Citibank | $1.98 trillion | No. 3 | 1 | Sioux Falls, SD |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Cathay Bank | $24.64 billion | No. 88 | 1 | Los Angeles, CA |
| Mechanics Bank | $21.25 billion | No. 102 | 2 | Walnut Creek, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Richmond: FAQ
How many banks are in Richmond, CA?
Richmond has 6 banks with 9 branches and 5 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Richmond?
Chase, with 2. Bank of America has 2 and Mechanics Bank has 2.
Is there a Chase in Richmond, CA?
Yes. FDIC data lists 2 Chase branches in Richmond as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Bank of America in Richmond, CA?
Yes. FDIC data lists 2 Bank of America branches in Richmond as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a Mechanics Bank in Richmond, CA?
Yes. FDIC data lists 2 Mechanics Bank branches in Richmond as of September 5, 2026. Its branches are listed under Mechanics Bank above, with the address and directions for each.
Is there a PNC Bank in Richmond, CA?
No. FDIC data lists no PNC Bank branch in Richmond as of September 5, 2026. The nearest is in Walnut Creek, about 15 miles away in a straight line.
Which banks in Richmond are open on Saturday?
Chase, Bank of America and Atchison Village Credit Union publish Saturday hours for one or more Richmond locations. The Saturday section above lists each one with its hours. 4 of the 14 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Richmond?
Sun Pacific Credit Union and Atchison Village Credit Union have their main office in Richmond, according to the FDIC and the NCUA.
What is the oldest bank in Richmond?
Citibank has the longest record among banks with a branch here: the FDIC shows it operating since 1812.
Which credit unions can I join in Richmond?
Travis Credit Union, Chevron Credit Union, 1st Northern California Credit Union and Sun Pacific Credit Union and 1 more have offices in Richmond. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Richmond in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Richmond?
Nearby cities with more banks include San Pablo, El Cerrito, Pinole. San Pablo is 1 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 9 branches: Bank of America, Chase, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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